Indusind Bank Non Mantainence Account Offer

[bhavyegoelbhavyegoel is verified member.]

Indusind Bank is offering a non mantainence waiver offer on all of its accounts which are placed equal to lower than its Exclusive account for an initial high value account opening cheque which gives you host of benefits. With an exclusive account you get
1) Lockers on Discount with 1st year complete locker fee waiver!
2) Attractive Interest Rates
3) 20% off on BigBasket
4) Zero Forex Markup Debit Card
5) 20% off on Swiggy on Weekends
6) BMS BOGO Offer
7)Upto 0.92% cashback on monthly spends of ₹1,13,000 per month using Exclusive Debit Card - If you have a signature exclusive debit card and if you spend 1.13L (single transaction) you can earn 0.92% flat cashback (in form of reward points, redeemable against cash).

Account variant and required initial funding-



Offer period- 1st Oct to 31st Oct, 2022.

Offer valid till 31st October 2022. Go rush as this is the best time to get a non mantainence premium account for life. The initial funding is very small IMO for the benefits offered. #NotSponsored

Offer Link https://www.indusind.com/in/en/personal/offers/savings-account-festive-offers-tnc.html

 

[jack333]

Has anyone tried to load indusind account from upi linked rupay credit card?

 

[hks789]

Has anyone tried to load indusind account from upi linked rupay credit card?

It worked initially but from this month onwards showing Transaction not permitted error in bhim.
-PNB Rupay card

 

[jack333]

Thanks bro. So its not working on paytm, amazon and indusind also

 

[jack333]

Have you tried linking rupay credit card on paytm, mobikwik or phonepe as I think bhim people have patched the loophole

 

[hks789]

Have you tried linking rupay credit card on paytm, mobikwik or phonepe as I think bhim people have patched the loophole

No. I only tried only with Bhim.
But for Amazon It was working for me last week. When did you try last?

 

[jack333]

Bro i dont have a rupay credit card? Thinking to apply now or convert regalia to rupay if it offers priority pass

 

[hks789]

Bro i dont have a rupay credit card? Thinking to apply now or convert regalia to rupay if it offers priority pass

I don't think the Rupay variant will give PP. They have tie-ups with diners, discover, jcb etc. Better to apply for a PNB one, it is sort of LTF*(one transaction per quarter). Even without this trick, it is useful to have a Rupay card for Rupay offers and UPI.

 

[Abhishek012]

I don't think the Rupay variant will give PP. They have tie-ups with diners, discover, jcb etc. Better to apply for a PNB one, it is sort of LTF*(one transaction per quarter). Even without this trick, it is useful to have a Rupay card for Rupay offers and UPI.

Regalia RuPay give rewards point on UPI spend and milestone benefit also count + you can also pay other banks credit card bill via Amazon using RuPay CC link UPI.

PNB RuPay CC - currently no rewards on UPI spend.

@jack333

 

[Deleted member 2995]

I have legend credit card so can i open Indus select saving account with lifetime zero MAB?

 

[Copycat]

I have legend credit card so can i open Indus select saving account with lifetime zero MAB?

According to the SOB, yes it is possible
Yes, someone on the forum has already done it
But, you will need to go to the bank and likely will have to show them the SOC/SOB to get it: https://www.indusind.com/content/da...-account/Schedule-of-benefits-IndusSelect.pdf
I would also suggest that you get it in writing from CC after the account is opened
Also, look out for charges. IndusInd have a bad habit (not deliberate but their software is a bit off) whereby they sometimes levy charges even on 0 MAB a/c. It has happened at least once and probably several times to forum members. Then you need to get in touch with them to rectify it

 

[Copycat]

Usually how long will it take to open IndusInd account, if a person already had credit card with them (means customer id already present, and online instant not possible)?

At the branch the process takes about 10-15 minutes max
But they take some time (about 4-5 days to credit the amount to your a/c)
You will likely get the welcome kit a week after a/c opening (if memory serves me right, this was the time frame for both the a/cs that were opened)

 

[Copycat]

Could you explain how to link credit card with bank account to get MAB waiver? I already registered netbanking with credit card and do not see any option to link new bank account, I'm able to register again but not sure whether it is correct process or not and also have to change userid for that because required userid already registerd for credit card login.

The reverse way is possible if you're doing it online. If you have a savings a/c you can link your credit card to that account
If you're doing it at the branch, you can give them your existing ID when opening the a/c
For the MAB waiver, I think you will need to go to the branch. I don't think it is possible online

 

[Copycat]

that I can do, but if I create savings account with different userid, can I re-link credit card to this userid?

I did not try it, but the lady at the branch said it was possible. It should work, otherwise there would be no point in providing that option in the Savings Account Netbanking.

 

[0xfallup]

Do they still offer zero MAB executive account for pinnacle cc ...if they do thinking of applying one on C2C basis as its march ending...can anyone confirm the same please!

 

[card_enthusiast]

Do they still offer zero MAB executive account for pinnacle cc ...if they do thinking of applying one on C2C basis as its march ending...can anyone confirm the same please!

Its all on your luck and meeting the right person at right place..
I too was having a pinnacle card and opened an exclusive account with a hope that it will be 0 MAB account but its not... most of the branch executive are dumb #%$&* know nothing apart from opening the account.. So in end you had to fight yourself the bank authorities and in end its your luck.. because at Indusind bank there no proper guideline to be followed for all customers..

 

[0xfallup]

Its all on your luck and meeting the right person at right place..
I too was having a pinnacle card and opened an exclusive account with a hope that it will be 0 MAB account but its not... most of the branch executive are dumb #%$&* know nothing apart from opening the account.. So in end you had to fight yourself the bank authorities and in end its your luck.. because at Indusind bank there no proper guideline to be followed for all customers..

So did you fight for it ? Got converted?

 

[pradeepG]

Its all on your luck and meeting the right person at right place..
I too was having a pinnacle card and opened an exclusive account with a hope that it will be 0 MAB account but its not... most of the branch executive are dumb #%$&* know nothing apart from opening the account.. So in end you had to fight yourself the bank authorities and in end its your luck.. because at Indusind bank there no proper guideline to be followed for all customers..

really their executives are dumb as hell, bank is running just because of some of their good products. net banking, mbanking is shitty, in sole proprietor current account you cannot access debit card on net/m banking, their tickets remains unresolved for years, every email to their support id generates a new ticket/case id, cc email asks you the date and time and branch that i visisted to trust me for my complaints, field executives just do golibaazi to achive their targets. in all their is just some good products, 4-5% good executives and nothing else in indusind.

 

[Wealth is my birth right!]

really their executives are dumb as hell, bank is running just because of some of their good products. net banking, mbanking is shitty, in sole proprietor current account you cannot access debit card on net/m banking, their tickets remains unresolved for years, every email to their support id generates a new ticket/case id, cc email asks you the date and time and branch that i visisted to trust me for my complaints, field executives just do golibaazi to achive their targets. in all their is just some good products, 4-5% good executives and nothing else in indusind.

Able to see ur painful experiences with them
They’re like this for past 15 yrs no improvement

 

[card_enthusiast]

So did you fight for it ? Got converted?

no positive hopes till now...

 

[mojo_jojo123]

Are they still giving 0 MAB Exclusive account with Initial 4 Lakh cheque ?