Indusind Bank Non Mantainence Account Offer

[bhavyegoelbhavyegoel is verified member.]

Indusind Bank is offering a non mantainence waiver offer on all of its accounts which are placed equal to lower than its Exclusive account for an initial high value account opening cheque which gives you host of benefits. With an exclusive account you get
1) Lockers on Discount with 1st year complete locker fee waiver!
2) Attractive Interest Rates
3) 20% off on BigBasket
4) Zero Forex Markup Debit Card
5) 20% off on Swiggy on Weekends
6) BMS BOGO Offer
7)Upto 0.92% cashback on monthly spends of ₹1,13,000 per month using Exclusive Debit Card - If you have a signature exclusive debit card and if you spend 1.13L (single transaction) you can earn 0.92% flat cashback (in form of reward points, redeemable against cash).

Account variant and required initial funding-



Offer period- 1st Oct to 31st Oct, 2022.

Offer valid till 31st October 2022. Go rush as this is the best time to get a non mantainence premium account for life. The initial funding is very small IMO for the benefits offered. #NotSponsored

Offer Link https://www.indusind.com/in/en/personal/offers/savings-account-festive-offers-tnc.html

 

[TheTrickySid]

Should we complain right away or wait for quartervend that is june...

Don't complaint,
Just drop a mail enquiring the changes in statement about Required mab

 

[ankushanup1]

Don't complaint,
Just drop a mail enquiring the changes in statement about Required mab

Just called customer care butvas usual they even didn't give any clarity nor agreed to raise request or complaint instead said to contact RM but rm just want to sell fd and insurance 🤣🤣

 

[TheTrickySid]

Just called customer care butvas usual they even didn't give any clarity nor agreed to raise request or complaint instead said to contact RM but rm just want to sell fd and insurance 🤣🤣

CC over call are extremely useless
Avoid them

 

[John Since]

CC over call are extremely useless
Avoid them

You opened partner account in Feb 2022 right?
Did this happen to you anytime in the statement of Partner account?

 

[4uziaul]

I think it's better to send an email first, especially considering that we are dealing with IndusInd Bank. 😂

 

[hakunamatata]

Recent statement for acc opened in oct 2022 offer with 4lakh initial dep was receiving special wavier in balance requirement section bit latest statement of may 2023 says balance maintenance requirred 1lakh .... Anyone have received something like this is it just a glitch or need to worry about charges on non maintainace etc
@bhavyegoel

Tf

 

[TheTrickySid]

You opened partner account in Feb 2022 right?
Did this happen to you anytime in the statement of Partner account?

Nope

 

[ankushanup1]

Tf

What?? Tf means

 

[masumshah59]

What?? Tf means

He probably meant TechnoFino 😜😂

 

[John Since]

Today received the statement and instead of special waiver, it's mentioned that AQB of Rs.1,00,000/-.
Anyone got any reply from the branch or the customer care?

 

[pradeepG]

Today received the statement and instead of special waiver, it's mentioned that AQB of Rs.1,00,000/-.
Anyone got any reply from the branch or the customer care?

their system is too buggy, same had happened with me their system; they sent statement with wrong AMB mentioned, and debited non maintenance charges of 750+GST, then i pursued them and got the charges reversed.

 

[John Since]

their system is too buggy, same had happened with me their system; they sent statement with wrong AMB mentioned, and debited non maintenance charges of 750+GST, then i pursued them and got the charges reversed.

when did this happen and within how many days the charges got reversed? Did they confirm that it was a bug and special waiver will be mentioned in the next statement back again?
And how did you pursue them? I mean through the branch or customer care?

 

[pradeepG]

when did this happen

November 2022

how many days the charges got reversed

4 days

Did they confirm that it was a bug

Not officially, but unofficially RM told me. Officially that ticket is unresolved till today.

And how did you pursue them?

First with RM (as he committed that its a zero AMB account, told me to talk to CC, was useless) then CC-Call (again useless, told to mail) then CC-Email then nodal (sent mail, but was resolved before & without intervention of nodal)

 

[John Since]

First with RM (as he committed that its a zero AMB account, told me to talk to CC, was useless) then CC-Call (again useless, told to mail) then CC-Email then nodal (sent mail, but was resolved before & without intervention of nodal)

Woah! That's a hell lot of procedure.
After november, did the AQB requirement show as special waiver again?
And in the may month statement, does is show special waiver or it started showing the AQB 1lakh requirement again?

 

[pradeepG]

After november, did the AQB requirement show as special waiver again?

after November, always.

And in the may month statement, does is show special waiver or it started showing the AQB 1lakh requirement again?

mine was under different scheme, so this answer might not match. As of now i didnt received the statement of may. but it hasnt happened since then.

 

[LJGIBBS]

I also got my statement today. It mentions AQB of 1Lakh required, although I have add on account too which means I should have 2lakh AQB if there was no 0 AQB offer. If charge is deducted for anyone, do inform.

 

[logu]

I also got my statement today. It mentions AQB of 1Lakh required, although I have add on account too which means I should have 2lakh AQB if there was no 0 AQB offer. If charge is deducted for anyone, do inform.

Even my June statement says 1L is required. Let's see if they deduct.

 

[pradeepG]

Woah! That's a hell lot of procedure.
After november, did the AQB requirement show as special waiver again?
And in the may month statement, does is show special waiver or it started showing the AQB 1lakh requirement again?

received statement today. Yes, this statement doesn't mentions Special Waiver & has Balance Requirement : Rs. XXXXXX/-
anticipating deduction of 750+GST 🤣 🤣

 

[hks789]

They used to mention my card as classic instead of Visa Signature in my old statements and mab as special waiver.

Now card name fixed to Visa Signature
But Special Waiver MAB is gone 🤷‍♂️

 

[John Since]

received statement today. Yes, this statement doesn't mentions Special Waiver & has Balance Requirement : Rs. XXXXXX/-
anticipating deduction of 750+GST 🤣 🤣

I contacted my RM today and he confirmed that the promo code is still being applied and it will be zero bal LTF