IndusInd Delite Account Opening Status Unavailable

[PayKaroAbhi]

Hello guys,

I opened an IndusInd Delite 0 AMB savings account for my dad on Wednesday and completed the vKYC on Thursday afternoon.

After that, no communication received till today and also tried to open the application link again and it shows "We're unable to process your request, please visit branch for assistance".

How long does it take after VKYC?

Also It was mentioned that a minimum initial funding of ₹500 is required during the application but no funding asked till now.

Already holding Legend Card.

 

[amitkumar759875]

Opened delite account (at first don't applied for debit card) 6 days back, paid initial deposit of 2500.

Till now did not needed vkyc as I already have Indusind customer id for maintaining fixed deposit under airtel payment bank. Account was activated within a minute but couldn't send and receive money as I did not applied for physical debit card without which you can't create UPI ID or netbanking password.

4 days ago I applied for platinum plus debit card through customer care executive.

2 days ago I got Welcome kit with customer id (before that I already got it through customer care call).

Yesterday, got a MSG that 590 debited for platinum plus debit card and debit card is on the way.

Today, got debit card...set pin through online process...then activated net banking. After logging in Indusind mobile banking app I am getting my CKYC number.

Now in welcome kit it was written that validity of this account is 1 year. Before 1 year I need to made Face to Face KYC at branch.

I am confused right now. Do i really needed face to face kyc as CKYC is already flashing in home screen.

Till now I wasted ₹100 on mobile bill to contact customer care executive...to connect one call you have to wait 20-30 minutes on hold.

Don't go with IndusInd bank account, you have to visit branch for each damn thing. You never know when they will freeze the account.

 

[Hemang]

Bhaiyo select account which has zero mab with legend cc, ispe hum delite debit card le skte hain ? What will be the charges for the same. ? ALso i was not able to get information on delite savings account on indusind website. There is only information regarding delite debit card.

 

[Vasuki]

Bhaiyo select account which has zero mab with legend cc, ispe hum delite debit card le skte hain ? What will be the charges for the same. ? ALso i was not able to get information on delite savings account on indusind website. There is only information regarding delite debit card.

No . .

 

[Hemang]

No . .

bhai no kis kis chiz ke liye hai, thoda sa bata do. Aur fir legend ke sath fir select hi khulvau finally ?

 

[Vasuki]

bhai no kis kis chiz ke liye hai, thoda sa bata do. Aur fir legend ke sath fir select hi khulvau finally ?

If u have delight
They will most likely not upgrade online account to select

So better open select directly if u have legend cc

If u have select u can't apply delight dc

 

[Hemang]

If u have delight
They will most likely not upgrade online account to select

So better open select directly if u have legend cc

If u have select u can't apply delight dc

fir niche vala account (Delite) lena chahiye aur fir upgrade karo select pe bhai ?

 

[Vasuki]

fir niche vala account (Delite) lena chahiye aur fir upgrade karo select pe bhai ?

As I said online account offline me upgrade nhi hoga

They will say band kro aur 6 month baad aao

 

[Hemang]

As I said online account offline me upgrade nhi hoga

They will say band kro aur 6 month baad aao

fir mera select hi thik hai legend cc ke sath. Mail kya hai bhai inka jispe bhejke link krna hai legend cc and get 0 mab confirmation ?

 

[Vasuki]

fir mera select hi thik hai legend cc ke sath. Mail kya hai bhai inka jispe bhejke link krna hai legend cc and get 0 mab confirmation ?

Yes .
.

 

[Hemang]

Yes .
.

Bhai mail bhi bata do kispe linking request aur AMB zero karvani hai ?

 

[Vasuki]

Bhai mail bhi bata do kispe linking request aur AMB zero karvani hai ?

Just link account with cc

Then mail on select email id
I don't remb ask @Rahul Gupta

 

[Hemang]

Just link account with cc

Then mail on select email id
I don't remb ask @Rahul Gupta

Linking has to be done through application in mobile bhai ?

 

[Vasuki]

Linking has to be done through application in mobile bhai ?

Login with saving account
Hamburger menu in right
Click
Link relationship
Link credit card

 

[Fini7777]

@Vasuki I've opened a delite acc to my mom few days ago did not complete VKYC due to network issues
This is a big mistake done by me I should have opened select acc for her
as she did not do vkyc shall I close the acc?, The purpose is to create FDs that's it

I think the delite will not be suitable to her as this acc is getting freeze if any high transactions are done through it
She has Platinum cc with 30k limit(Paisabazar) sent a mail to upgarde this card but no response she has a good collection of cards with good limits for c2c

give me a suggestion on this

 

[Vasuki]

@Vasuki I've opened a delite acc to my mom few days ago did not complete VKYC due to network issues
This is a big mistake done by me I should have opened select acc for her
as she did not do vkyc shall I close the acc?, The purpose is to create FDs that's it

I think the delite will not be suitable to her as this acc is getting freeze if any high transactions are done through it
She has Platinum cc with 30k limit(Paisabazar) sent a mail to upgarde this card but no response she has a good collection of cards with good limits for c2c

give me a suggestion on this

Open offline account first
If I wish open select or other account as u wish

Else her half kyc will never let you use any product of indusind

As it will give error of already a customer with no account

 

[Fini7777]

Open offline account first
If I wish open select or other account as u wish

Else her half kyc will never let you use any product of indusind

As it will give error of already a customer with no account

Will they allow for offline acc opening?

What about cc should i close it and apply for legend
I've seen in this forum most of the people getting error once the old card gets closed and while applying for new cc after 6 months

 

[Vasuki]

Will they allow for offline acc opening?

What about cc should i close it and apply for legend
I've seen in this forum most of the people getting error once the old card gets closed and while applying for new cc after 6 months

When u F**k up online
Offline is the way
So yeah go and open

 

[PayKaroAbhi]

If u have delight
They will most likely not upgrade online account to select

So better open select directly if u have legend cc

If u have select u can't apply delight dc

Mene karwaya call pe upgrade, from delite to select during a random call with their product quality feedback team. They had asked for a 50K balance but I didn't deposit any amount from my side so it was a completely free upgrade for me.

 

[Vasuki]

Mene karwaya call pe upgrade, from delite to select during a random call with their product quality feedback team. They had asked for a 50K balance but I didn't deposit any amount from my side so it was a completely free upgrade for me.

Offline they don't
Maybe u have offer or something

Branch people raise their hand up 😁

 

[PayKaroAbhi]

Offline they don't
Maybe u have offer or something

Branch people raise their hand up 😁

I approached the branch first and they wasted 15 days with it and in the end they denied and asked me to maintain 50K for a whole quarter and visit branch after that period of time. I lost all hopes and suddenly received a casual feedback call from the bank and asked them to upgrade my account to select and they immediately agreed with it and the account got upgraded within 7 days.