Indusind Pinnacle Spends Suggestions

[beast_boy]

I have recently got my Legend card upgraded to Pinnacle based on Grande account, to Avoid The 5k Fees on card I need to spend 50k in 3 Months on the card, what avenues should I use to do these spends with 0 or minimal charges.

Any GV buy and sell or Any other places please suggest.

Your suggestions are heartely appreciated.

 

[Deleted member 11974]

Did anyone find a wayo to cover 50k with Pinnacle in 3 months?

pay advance tax

 

[shivamk]

pay advance tax

Is this valid for salaried folks too? How do I get the advance tax payment adjusted against TDS deducted from my salary.

 

[Deleted member 11974]

you will later compute your taxable income and any additional amount paid will be refunded to your bank

 

[shivamk]

you will later compute your taxable income and any additional amount paid will be refunded to your bank

One more doubt, this refund will occur next year after filing ITR right?

 

[Zacobite]

One more doubt, this refund will occur next year after filing ITR right?

yes.. u r right

 

[Deleted member 11974]

no once your ITR gets accepted probably by june july

 

[girish3456]

Did anyone find a wayo to cover 50k with Pinnacle in 3 months?

Is there any annual or renewal fee for pinnacle credit card

 

[Dark Knight]

can Legend card be upgraded to pinnacle without Grande accc?

Yes. It takes time for the LTF autoupgrade offer Mine was iconia amex , even lower in heirarchy than legend. Got upgraded to pinnacle Ltf after 5 yrs of usage

 

[SonyTom]

Is there any annual or renewal fee for pinnacle credit card

Annual fee ₹15000. Sometimes there is offer where they give it for ₹5000 joining fee (waivered if spending 50k in 3 months).

No renewal fee.

 

[SonyTom]

One more doubt, this refund will occur next year after filing ITR right?

If its advance tax (for FY 2024-2025], you will get refund after filing returns in July 2025.

If its Self assessment tax (for FY 2023-2024), you will get refund after filing returns in July 2024.

My suggestion is to pay advance tax. Otherwise taxman may suspect something fishy is going on.

 

[APT]

Yes. It takes time for the LTF autoupgrade offer Mine was iconia amex , even lower in heirarchy than legend. Got upgraded to pinnacle Ltf after 5 yrs of usage

minimal usage ??

 

[Dark Knight]

minimal usage ??

For the first two years it was my primary card. Usage was around 1.5L-2L per year. Since the past 3 years I was barely using it except for some occassion Amex offers on blinkit.

 

[Wealth is my birth right!]

help me get the upgrade for 5k. will help you cover 50K spend. 🤣

Not possible if our CIBIL shows any closed or open IndusInd card
I tried lol

 

[dadofjohnwick]

you can purchase jewellery. spends counted for reward points.

 

[DeamonDealer]

now im in the same boat as well. ned to spend 50k in next 90 days

apart from tax payment. have you found any way to spend 50k. thanks

 

[girish3456]

now im in the same boat as well. ned to spend 50k in next 90 days

apart from tax payment. have you found any way to spend 50k. thanks

If you don't find any option just download snapay app and do credit card to bank transfer (use T+4 days) which hardly costs you around 600 rupees extra which is far better when compared to paying 5000 + GST 18%.

I personally done the same for my Pinnacle credit card and got a relief from joining fee

 

[DeamonDealer]

If you don't find any option just download snapay app and do credit card to bank transfer (use T+4 days) which hardly costs you around 600 rupees extra which is far better when compared to paying 5000 + GST 18%.

I personally done the same for my Pinnacle credit card and got a relief from joining fee

so for 50k i will be paying 600rs? thats fine by me

 

[APT]

now im in the same boat as well. ned to spend 50k in next 90 days

apart from tax payment. have you found any way to spend 50k. thanks

is this still available?

 

[girish3456]

so for 50k i will be paying 600rs? thats fine by me

Enjoy then with any worries dude. Just download snapay app and do credit card to bank account transfer with your IndusInd Pinnacle credit card

 

[beast_boy]

If you don't find any option just download snapay app and do credit card to bank transfer (use T+4 days) which hardly costs you around 600 rupees extra which is far better when compared to paying 5000 + GST 18%.

I personally done the same for my Pinnacle credit card and got a relief from joining fee

Amex card se 50k Ghumane ka kuch tarika?