Indusind pioneer credit card

[aditya001]

I'm opening indusind pioneer account in a few days mainly for heritage credit card + the account seems good. want to know what are the possible negotiation options for the fees of the card, not a big fan of the vouchers though the voucher recovers the fee in a way. i see some people including @TechnoFino got it LTF by approval. Don't know if its possible for new application, the RM who will be opening my account told me he will try to take approval for better deal.

If someone has that card and that account please let me know your experience and at what price/deal you got the card.. If someone got LTF for fresh application please let me know that as well, i will force RM even more for LTF then..

 

[SangEUD]

Thanks a lot. Already done.

 

[Sagar]

dont share personal details over threads man! DM it to him!

Sorry I was working on multiple tabs. Replied in the wrong tab. @SangEUD Please delete the comment. I will ask my RM to reach you

 

[jack333]

I've the card as LTF without any such things, I tweeted about it but took down as it was not something went in a good way to others.
There are two factors that can get you LTF, a huge NRV + your RM's capability of getting approval or you need to know someone really capable enough. Though my process isn't duplicable at all, but the only way for you is to make your RM take the approval considering you're having really really high NRV, probable ~2Cr something that'd justify the wave off.

But for the best possible way is to check for the Oberoi Voucher offerings. They do work in a very different way which if strategically used, can give 2-3x value than the money you'll pay

But on twitter you mentioned 30 lakhs

 

[SangEUD]

dont share personal details over threads man! DM it to him!

Thanks a lot amar666 for the eagle eye.

 

[SubhankarSubhankar is verified member.]

But on twitter you mentioned 30 lakhs

That's special approval

 

[jack333]

They don't take special approval for everyone maybe that's why you deleted that twitter thread

 

[aditya001]

Update - After negotiation he agreed for LTF, First he was asking for opening account with 1 cr, After negotiation i bring that down to 15 lakh 😂, he was also trying to sell policies and all.. i obviously denied that.. Later he asked he to open 3-4 account of my family members (not pioneer) to help him reach some targets.. and later he will club it to my pioneer, i see no harm in that so i agreed, also talked to the guy who will be taking the approval for me, he also agreed, so lets see account opening is now in process.. i will update once the card process will start..

 

[Satish]

Update - After negotiation he agreed for LTF, First he was asking for opening account with 1 cr, After negotiation i bring that down to 15 lakh 😂, he was also trying to sell policies and all.. i obviously denied that.. Later he asked he to open 3-4 account of my family members (not pioneer) to help him reach some targets.. and later he will club it to my pioneer, i see no harm in that so i agreed, also talked to the guy who will be taking the approval for me, he also agreed, so lets see account opening is now in process.. i will update once the card process will start..

which location?

 

[aditya001]

which location?

nagpur

 

[jack333]

Update - After negotiation he agreed for LTF, First he was asking for opening account with 1 cr, After negotiation i bring that down to 15 lakh 😂, he was also trying to sell policies and all.. i obviously denied that.. Later he asked he to open 3-4 account of my family members (not pioneer) to help him reach some targets.. and later he will club it to my pioneer, i see no harm in that so i agreed, also talked to the guy who will be taking the approval for me, he also agreed, so lets see account opening is now in process.. i will update once the card process will start..

Which card pioneer heritage metal or pioneer legacy?

 

[Satish]

nagpur

Ok, also will family banking members get Metal credit card?

 

[masumshah59]

Which card pioneer heritage metal or pioneer legacy?

He meant Metal CC

 

[masumshah59]

Update - After negotiation he agreed for LTF, First he was asking for opening account with 1 cr, After negotiation i bring that down to 15 lakh 😂, he was also trying to sell policies and all.. i obviously denied that.. Later he asked he to open 3-4 account of my family members (not pioneer) to help him reach some targets.. and later he will club it to my pioneer, i see no harm in that so i agreed, also talked to the guy who will be taking the approval for me, he also agreed, so lets see account opening is now in process.. i will update once the card process will start..

It's crazy deal bro!! 🙌🏻🙌🏻🙌🏻

 

[SangEUD]

It's crazy deal bro!! 🙌🏻🙌🏻🙌🏻

What if the RM/ BM mis-sells ?

That means he opens the account, pockets his commission and then expresses his inability to do it LTF.

I wish him best of luck and hope he gets it at promised TRV 🎉🎉🎉

 

[simal]

Update - After negotiation he agreed for LTF, First he was asking for opening account with 1 cr, After negotiation i bring that down to 15 lakh 😂, he was also trying to sell policies and all.. i obviously denied that.. Later he asked he to open 3-4 account of my family members (not pioneer) to help him reach some targets.. and later he will club it to my pioneer, i see no harm in that so i agreed, also talked to the guy who will be taking the approval for me, he also agreed, so lets see account opening is now in process.. i will update once the card process will start..

Wishing you the best. As far as I know its not easy to get metal card LTF with 15L TRV. Sometimes RMs promise to meet their targets, but the approvals are beyond their control. But still the TRV criteria might differ from city to city.

 

[masumshah59]

What if the RM/ BM mis-sells ?

That means he opens the account, pockets his commission and then expresses his inability to do it LTF.

Ye riisk toh hai. Rahega hi.
He must have taken email confirmation from official ID. Even after this it's difficult to fight. But whatever he has agreed to is possible. People have received these kinda offer so!

 

[jack333]

Update - After negotiation he agreed for LTF, First he was asking for opening account with 1 cr, After negotiation i bring that down to 15 lakh 😂, he was also trying to sell policies and all.. i obviously denied that.. Later he asked he to open 3-4 account of my family members (not pioneer) to help him reach some targets.. and later he will club it to my pioneer, i see no harm in that so i agreed, also talked to the guy who will be taking the approval for me, he also agreed, so lets see account opening is now in process.. i will update once the card process will start..

Please confirm its pioneer heritage metal credit card only. Not pioneer metal debit card which comes free with pioneer account

 

[aditya001]

What if the RM/ BM mis-sells ?

That means he opens the account, pockets his commission and then expresses his inability to do it LTF.

I wish him best of luck and hope he gets it at promised TRV 🎉🎉🎉

Miss sell risk is always there.. but its not like i will loose anything.. anyway if he denies card after account opening then Jaan kha jana hai maine uski 🙂

 

[SangEUD]

Miss sell risk is always there.. but its not like i will loose anything.. anyway if he denies card after account opening then Jaan kha jana hai maine uski 🙂

Hahaha we are expert at that 😂

 

[Maverick11]

I was thinking of opening a savings account with Indusind bank with a significant sum (their interest rates are higher than most banks), but is it a safe bank ?