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Induslnd bank saving account confusion 🤔
- Thread starter Piyush Yadav
- Start date
No way it's guaranteed. They provide pinnacle only if you are eligible(from cibil check)
Yes they will give, I got like that only
Just get legend and everything follows in 6 months.. no need of spend , downgrade etc
Office verification is hit and miss
I have Indusind Investment branch and IndusInd Bank in my city at my location, but my location is still unserviceable for CCs.
In a nutshell (in my view):
1) In the case of major banks such as AXIS, HDFC, ICICI etc..
You open a SB account in major banks to get a CC i.e. SB account --> CC
2) In the case of IndusInd , the scene is reverse
You take a CC in IndusInd to have a decent 0 MAB SB account ... i.e. CC --> SB account
Last edited:
Shubham Yadav
TF Legend
In case of indusind scene can be also inverse u can convert any AMB account into zero balance by holding required credit card.
My 2nd point is about that only...
Trust me,
I applied for legend... on approval, opened select online & got 0 MAB.
Then applied for pinnacle & received it. Now its been 2 weeks since I gave request for account upgradation & its not done.
that is because of their operational issues.. there are so many here got their accounts sorted out in this method ...tests one's patience though.. .. but working with IndusInd is very challenging that everyone is aware of ...
Did you sign any upgrade form, and after doing so, did you receive any SR number?
Yep, customer service is worst part of it.
One day I couldn't even do UPI transfer using it. Netbanking was down. It went on for several hours. Bank employees had no clue what ever. They took it so lightly, just said some maintaince and check tomorrow.
Its unpredictable IMO.
The Master has entered into the scene.. I better keep my 🤭
Good call 😁
Guruji .. I don't want to involve in your (IndusInd & SB holders) internal affairs guriji !!!....
Here is the flow.
- Spoke with assistant branch manager, he said branch can't do account upgradation & I need to connect with Exclusive RM, which he said he will forward me. I have no RM (but their website promises RM for select account).
- Been 2 days, no response. I got in touch with another bank person from same branch... she promised to help me. But then went unresponsive.
- Later she said she didn't help cuz her boss (assistant manager) is already on it.
- Both kept disconnecting my calls. Had no option, raised a complaint via customer care. They said I dont have to visit branch, it would be done without visit in 3 working days. Same day, assistant manager uploaded pics on whatsapp, which is his send off. Very next day, he put new year greetings of yes bank. Damm person wasted my time doing nothing cuz he is leaving the job.
- 3 days went by, not a single call from bank or any update on ticket. Spoke with CC, they sent email remainder to bank still no response.
- Complaint team escalated, then I received call next day. They said I can do it online (but it was not working). Then asked me to visit branch.
- I visited branch & gave signed upgrade form. I received SR number after 2 working days. Its been 1 week since I signed & nothing happened.
A simple yes or no would have sufficed. 😁
Back to the topic, it hardly takes 2-3 days for the account to get upgraded after the SR is generated unless there is some issue. Better visit the branch or call them and ask what's the issue.
This happened with me too. With kotak RM. I followed up with him for 2 months and then suddenly, he called me and said sir I am moving to IDFC next Monday, will help you there 😂
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