I recently took a HDFC Pixel Play card via the Payzapp app. The card was pre-approved and was given basis existing Infinia which I have. Before taking the card, I checked with my RM (+their Credit Card person) and they mentioned that the limit will be shared between Infinia and Pixel Play.
While applying for Pixel Play it asked to set a limit which I thought was a sub-limit for the Pixel card. But after I set that limit and activated the card (all done online on Payzapp app), my primary Infinia limit reduced.
Previous Infinia limit = 13.xx
Pixel Play limit = 2
New Infinia limit = 11.xx
I called Infinia customer care but they have no idea about this. They keep on saying that HDFC only has shared limits and we don't know how it got split etc. I have written a mail to grievance id but no response.
Both cards are visible in Payzapp app but in HDFC and Mycards app only Infinia is visible.
I have 3 queries:
1. How to revert this and get back the original 13.xx limit on Infinia? I haven't used the Pixel Play card even once and not got the physical card yet (though I have set pin and enabled transactions on Payzapp). I am okay to close it also.
2. Does HDFC consider combined limits or specific card wise limits? (if in case it ever comes to upgrading Infinia!)
3. I heard that after limit split we don't get LE in HDFC. Is this true?
What should be my next course of action? TIA!
While applying for Pixel Play it asked to set a limit which I thought was a sub-limit for the Pixel card. But after I set that limit and activated the card (all done online on Payzapp app), my primary Infinia limit reduced.
Previous Infinia limit = 13.xx
Pixel Play limit = 2
New Infinia limit = 11.xx
I called Infinia customer care but they have no idea about this. They keep on saying that HDFC only has shared limits and we don't know how it got split etc. I have written a mail to grievance id but no response.
Both cards are visible in Payzapp app but in HDFC and Mycards app only Infinia is visible.
I have 3 queries:
1. How to revert this and get back the original 13.xx limit on Infinia? I haven't used the Pixel Play card even once and not got the physical card yet (though I have set pin and enabled transactions on Payzapp). I am okay to close it also.
2. Does HDFC consider combined limits or specific card wise limits? (if in case it ever comes to upgrading Infinia!)
3. I heard that after limit split we don't get LE in HDFC. Is this true?
What should be my next course of action? TIA!