Insurance Payment through Credit Card

[Aadi55]

Y

You can buy apay vouchers using apay cc in Amazon itself, then use that to pay the premium, you will get 2%

buying amazon gift voucher using Amazon pay icici cc still gives 2% cb? without any convenience fee?

 

[prankster]

buying amazon gift voucher using Amazon pay icici cc still gives 2% cb? without any convenience fee?

Yes, it's on their MITC page, but check for monthly limits

 

[Ash8]

If your policy payment bill is not generated yet then some policy providers allow to pay additional amount in advance towards your policy bill. If your policy provider supports this then you can split you insurance payments across months and on different CCs to avoid crossing the 50k limit.

 

[Avinash.Mishra]

Pay LIC premium on official website there’s no additional charges

 

[justarandomguy]

I have a Kotak life insurance I need to pay using credit card but recently got a mail from Kotak they’ll levy charges for premium payments using credit card… has anyone tried and know how much is it and any alternate way to pay? Premium is in the 90s range less than a lakh

 

[doctoramar]

I believe the best approach is to pay the bill through the Tata Neu app using the Tata Neu card, which offers a 5% benefit (up to a maximum of ₹2,000). This means we can make a payment of ₹50,000 to maximize the benefit. Has anyone used this offer? Could someone confirm this ?

Paid lic premium using tata neu infinity card on tata neu app.Got 5% back as neucoins.

 

[doctoramar]

Paying insurance payments upto 1 lakh with apay gift cards on amazon is possible .

Advantage is no convenience fee and cc rewards/cashback u get while buying apay gift cards.

Amazon doesnt allow insurance payments beyond 1lakh (according to amazon terms and conditions.No personal experience)

Can buy 30k max apay gift cards on amazon account per month. If u plan a month in advance u can pool up apay gift cards from amazon, gyftr(hdfc infinia/dcb etc upto 10 k)
Amex gyftr (upto 10 k).Dont know other places where apay gift cards available .

Insurance Payments beyond 1lakh amex platinum travel is a good option.U will not get regular rewards but get milestone rewards.

Infinia and dcb give 3.33% but with capping?

 

[sharma]

I need one basic card which don't charge any extra fee for paying premium more than one lak

 

[doctoramar]

I need one basic card which don't charge any extra fee for paying premium more than one lak

Dont know any card that doesn't charge transaction fee.

 

[SomeRandomName]

You can add extra in wallet and pay

 

[rajcasio]

If we pay Life insurance at the insurance office POS machine then also extra charges are applicable on credit cards ?

LIC website doesn't charge extra

I tried in CHENNAI LIC OFFICE
They don't accept anything other than CASH
You can try your LUCK at your place

 

[BMR]

As far as I know , you can’t buy Amazon pay vouchers using credit card on Amazon. Correct me if I am wrong. I see only dc and netbsnlonb ax payment methods for buying Amazon gc.

 

[6ix9ine]

As far as I know , you can’t buy Amazon pay vouchers using credit card on Amazon. Correct me if I am wrong. I see only dc and netbsnlonb ax payment methods for buying Amazon gc.

Option is still there, but it seems you have been permanently blocked by Amazon. They remove it from users who excessively buys it every month or so, which triggers amazon's system for commercial usage.

 

[bing1309]

Yeah, so need one card which charges nothing

Portal charges convince fee not the credit card bank or fintech. For surcharge related its bank t&C all banks don't have such surcharge except smaller banks

 

[purushotham]

Portal charges convince fee not the credit card bank or fintech. For surcharge related its bank t&C all banks don't have such surcharge except smaller banks

If we pay Life insurance at the insurance office POS machine then also extra charges are applicable on credit cards ?

HDFC LIFE

 

[BMR]

Option is still there, but it seems you have been permanently blocked by Amazon. They remove it from users who excessively buys it every month or so, which triggers amazon's system for commercial usage.

Oh right. Once I bought Amazon gc worth 90k in a month after which the option disappeared. But I checked with a couple of friends who had never bought Amazon gc through their account and the credit card option was not visible for them too. So I assumed that removed it for all.

 

[sharma]

Oh right. Once I bought Amazon gc worth 90k in a month after which the option disappeared. But I checked with a couple of friends who had never bought Amazon gc through their account and the credit card option was not visible for them too. So I assumed that removed it for all.

It comes some times and it disappear sometimes. Maybe in future they will patch this option. Also now in apay they added convenience fee also which is very high

 

[jeevanreddy58]

I have paid my bills via Infinia.. and got rewards..
Infinia gives rewards.. and we can pay from LIC web with out any charges.
let me know if need any support in paying LIC bills..

 

[ritziveer]

I believe the best approach is to pay the bill through the Tata Neu app using the Tata Neu card, which offers a 5% benefit (up to a maximum of ₹2,000). This means we can make a payment of ₹50,000 to maximize the benefit. Has anyone used this offer? Could someone confirm this ?

I have used it and got points too.

 

[ritziveer]

Possible but only supports till 1lakh.
Mine is more than that

A limit of 1 L is for direct money load. If AGV we can add any amount.