Paying insurance payments upto 1 lakh with apay gift cards on amazon is possible .
Advantage is no convenience fee and cc rewards/cashback u get while buying apay gift cards.
Amazon doesnt allow insurance payments beyond 1lakh (according to amazon terms and conditions.No personal experience)
Can buy 30k max apay gift cards on amazon account per month. If u plan a month in advance u can pool up apay gift cards from amazon, gyftr(hdfc infinia/dcb etc upto 10 k)
Amex gyftr (upto 10 k).Dont know other places where apay gift cards available .
Insurance Payments beyond 1lakh amex platinum travel is a good option.U will not get regular rewards but get milestone rewards.
Infinia and dcb give 3.33% but with capping?
