Insurance payment via Amex Card

[shivam2sharma]

Hi All,
I need to make a payment worth 102000 for ICICI Pru Insurance payment. I am trying to pay it via Amex Platinum Travel Card to reach milestone benefits. I tried Apay, Cred, ICICI pru portal but everwhere it is adding a convenience fee of 1-1.5%.
Can anyone suggest a portal where no convenience fee is levied and Amex is accepted?

 

[helloworld]

On 4L spends, platinum travel gives around 5.43% returns. If we take any convenience fee from those apps/platforms then it will be still around 4%. Don't know any credit card provides 4% on Insurance payment.

People in this forum talk about net return (after factoring convenience fee etc.) only, there is no way to avoid such charges with credit card but these cards especially amex with milestone, we're still in + zone with rewards.

For info about returns:

Thread 'AMEX MRCC vs AMEX Gold Charge vs AMEX Plat Travel vs AMEX Plat Reserve'

Aug 19, 2024

Update: FYF is not applicable for MRCC/Platinum Travel via referral links, but an extra 2,000 MR points is offered till Feb end.

Category	MRCC	Gold Charge	Plat. Travel	Plat. Reserve
Joining Fee (with referral + GST)	₹1,180	₹1,180	₹5,900	₹11,800
Joining Benefits (with referral)	4000 + 4000 MR (on spending ₹15,000)	4000 + 4000 MR (on spending ₹15,000)	4000 + 10000 MR (on...

• helloworld
• Replies: 126
• Forum: American Express

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[manideep77]

Try directly via ICICI insurance portal, I have just paid 1.2L HDFC life policy premium via HDFC life portal after looking at the convenience charges in all 3rd party apps