Amex Platinum Travel - Milestone benefit - Insurance Payment

[MJN]

Hello all

I have my amex platinum travel renewal by 07/11/24 and I had spent around 3.2 lakhs against 4 L milestone benefit;

My bill date is 4th of Every month

I have to pay a term insurance payment of 50k by 04/11/24 ( Thinking to do with Amazon pay balance - Need to buy Amazon GC in Reward Multiplier)

Can you guide me how to achieve my 4L spent ?

Can I directly pay via amex cc in Amazon pay if I could not get apay voucher for 50k in a single month? Will I get any additional charges?

If I am able to spent 50k for the insurance payment,I somehow will spent the balance 30k..

What's the best way to do ? pls suggest

 

[SSV]

@SSV yep still able to buy more. But had to force stop app and clean cache

okay try after afew days again and let us know . thanks

 

[shivam2sharma]

Hi All,
I need to make a payment worth 102000 for ICICI Pru Insurance payment. I am trying to pay it via Amex Platinum Travel Card to reach milestone benefits. I tried Apay, Cred, ICICI pru portal but everwhere it is adding a convenience fee of 1-1.5%.
Can anyone suggest a portal where no convenience fee is levied and Amex is accepted?

 

[helloworld]

On 4L spends, platinum travel gives around 5.43% returns. If we take any convenience fee from those apps/platforms then it will be still around 4%. Don't know any credit card provides 4% on Insurance payment.

People in this forum talk about net return (after factoring convenience fee etc.) only, there is no way to avoid such charges with credit card but these cards especially amex with milestone, we're still in + zone with rewards.

For info about returns:

Thread 'AMEX MRCC vs AMEX Gold Charge vs AMEX Plat Travel vs AMEX Plat Reserve'

Aug 19, 2024

Update: FYF is not applicable for MRCC/Platinum Travel via referral links, but an extra 2,000 MR points is offered till Feb end.

Category	MRCC	Gold Charge	Plat. Travel	Plat. Reserve
Joining Fee (with referral + GST)	₹1,180	₹1,180	₹5,900	₹11,800
Joining Benefits (with referral)	4000 + 4000 MR (on spending ₹15,000)	4000 + 4000 MR (on spending ₹15,000)	4000 + 10000 MR (on...

• helloworld
• Replies: 126
• Forum: American Express

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[manideep77]

Try directly via ICICI insurance portal, I have just paid 1.2L HDFC life policy premium via HDFC life portal after looking at the convenience charges in all 3rd party apps

 

[Shinigami]

2 options.

1. Directly at the insurance website.
2. If you are getting option on amazon pay for your insurance policy then buy Amazon pay voucher from Amazon and then add it to your wallet and pay by wallet.

 

[sidpsidp is verified member.]

Check out existing thread

M

Thread 'Amex Platinum Travel - Milestone benefit - Insurance Payment'

Oct 15, 2024

Hello all

I have my amex platinum travel renewal by 07/11/24 and I had spent around 3.2 lakhs against 4 L milestone benefit;

My bill date is 4th of Every month

I have to pay a term insurance payment of 50k by 04/11/24 ( Thinking to do with Amazon pay balance - Need to buy Amazon GC in Reward Multiplier)

Can you guide me how to achieve my 4L spent ?

Can I directly pay via amex cc in Amazon pay if I could not get apay voucher for 50k in a single month? Will I get any additional charges?

If I am able to spent 50k for the insurance payment,I somehow will spent the balance 30k..

What's...

• MJN
• american express platinum travel amex amex platinum amex platinum travel insurance insurance payment milestone payment platinum travel
• Replies: 45
• Forum: American Express

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