It is good does the work and you require their p*yments b*nk a*count for the same.
One advantage and hack is that if you reload a*rtel f*stag [a*rtel p*yments b*nk] using R*pay CC via U*I in P*ytm then a*ount gets added into their p*yments b*nk. Thereafter you can transfer the amount from A*rtel p*yments b*nk to any other b*nk so essentially with help of Fastag recharge we are able to transfer money from R*pay CC to any a*count via P*ytm