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Is HDFC Emi cancellation trick is still working? (Flipkart order)
ram173
TF Neo
i have ordered on 1st oct, delivery date on 6th oct, billing date on 16th oct. At what time should I cancel No cost emi, inorder to get rid of that 3% charges?
Alex292929
TF Premier
Wait to receive the product, then cancel it the same day. EMI conversion typically takes 4 business days. Try canceling through customer care, as they mentioned that if you pre-close via MyCards, the processing fees won’t be refunded.
So I always call and cancel.
Alex292929
TF Premier
then you will be required to pay principal + Int accumulated + gst
devsfinance
TF Premier
Thats okay but the thing is I am not getting that discount of interest it seems.
npraghatate
TF Buzz
My transaction is converted into EMI.
Now I want to close it, but it is not reflecting on my cards website.
Currently I am out of country thus not able to call Customer care.
Any other option to close this EMI ?
Now I want to close it, but it is not reflecting on my cards website.
Currently I am out of country thus not able to call Customer care.
Any other option to close this EMI ?
Alex292929
TF Premier
Best option is to call and cancel, as you can save on processing fees and accumulated interest.
Not sure of other option, you can try emailing them.
Robin Thakral
TF Buzz
I know that ICICI gives free EMI cancellation from the date of transaction visible in the unbilled statement till the bill date.. but does AXIS bank offer the same 0 Charges policy refunding all the processing fees and taxes ??