Is ICICI Insta Save FD Account Running or Discontinue?

[dhiraz]

Is ICICI InstaSave FD Account Discontinue? Because I Didn't Get Any Option in ICICI Bank Website to Directly Open Insta Save FD Account. When I Visit This Url https://buy.ICICIbank.com/ There is Only Two Account One is InstaSave Account and Other One is Insta Save 3 in 1 Account.

But in a Section of ICICI Bank Website I Saw This.


So my question is FD in InstaSave Account Make this Account Zero Balance. Then I Have a Insta Save Account With ICICI And Maintain 10k Regularly and Aslo a FD of 1.5L



So I Want a Confirmation on This Thing. Then I Called Customer Care Executive One executive Said Yes I Have To Maintain 10k Along with FD and Another One Said My Account is Zero Balance Account Because I Have FD With Them. Now I am Confused. Is My Account Zero Balance or Not??

 

[ashwinkashwink is verified member.]

Are you guys sure ? Nowhere mentioned in the site. I agree that it redirects to netbanking site. I think CC can be claimed even from a normal FD. Open FD online. Then avail CC @ 90%.

Yeah right it also can be claimed by our existing fd with bank.

 

[dhiraz]

ICICI Is Now Doing Business.
Every Useful Account Discounted.

Even Recently Uploaded Video On YouTube Showing Opening These Account And Their Links In The Description Showing Error.

 

[dhiraz]

Yeah right it also can be claimed by our existing fd with bank.

Yes i already have. But my friend is not have any Account in ICICI how they can do FD.

 

[ashwinkashwink is verified member.]

Yes i already have. But my friend is not have any Account in ICICI how they can do FD.

Mine account is also accepted 👍

 

[Karthik:]

Yes i already have. But my friend is not have any Account in ICICI how they can do FD.

Is this true even for opening FD account offline ? If so ICICI is losing many funds.

 

[dhiraz]

Now In The App Showing ICICI Mine But When I Clicked On Open Account This Is Redirect To https://buy.icicibank.com/ There Is No Option To Open Mine Account.

 

[Karthik:]

Yeah right it also can be claimed by our existing fd with bank.

Yeah. I know this because when I started my internship, I made a deposit of 10,000. Someone from ICICI called and offered credit card against this. I wasn't sure about credit cards then and was afraid about credit card frauds. 🤣 So didn't take it. Glad I didn't take it.

 

[Abhishek012]

•Normal icici bank interest rates
•Zero balance account
•Mine debit card will be issued in Visa/mastercard platform *177 per annum
•Pre approved offers also available
•Free Cheque book upto free 25 leaves in a financial year
*No RuPay debit will be provided
*Only 18 to 35 years old people can be open it
*existing bank customers not eligible to open this account 😑

Once Mine account opening will discontinued by ICICI bank. Old Mine account customers will get RuPay Platinum debit card on ICICI mine account too.

Because my ICICI bank account is "Zero balance Pockets Saving account" This account is now discontinued but old customers now apply for RuPay Platinum debit card. 🤣🤣

 

[ashwinkashwink is verified member.]

Once Mine account opening will discontinued by ICICI bank. Old Mine account customers will get RuPay Platinum debit card on ICICI mine account too.

Because my ICICI bank account is "Zero balance Pockets Saving account" This account is now discontinued but old customers now apply for RuPay Platinum debit card. 🤣🤣

Is it true?

 

[Abhishek012]

Is it true?

Yes. Banks actually sign some agreement with card networks and launch some specific types of saving accounts.

Once agreement will expired after 3 to 5 years. You can apply for any card.