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Is IDFC First Private Worth it? (Bank Account & CC)

thinkers

TF Buzz
They require minimum of 50L in demat holdings and 50L balance (Total 1 cr). One benefit is related to higher limit in First Rewards and it is good for high spenders.

Apart from that, has anyone subscribed to First Private and saw anything that catches an eye?
 
how much insurance policy / yr is he asking for, for Private?
i am yet to make the request. went for cashwithdrawal, he made it looks like some big favour already and was asking for policy any amount.. i think 1 lakh per year maybe ok. he may even agree for upgrade to private as already i am maintaining balance
 
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