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Is Indusind indie account useful?

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sanjaynandi

sanjaynandi

TF Select
I have posted here, earlier about my requirement.
I have a HDFC salary account with Milennia DC. I also have HDFC DCB card. But no 0 forex.
Tried applying for Niyo. But my passport was issued when I lived there, so they rejected it.
Recently read about Indusind Indie bank.
I am looking for a debit card with 0 forex. Low markup.
visa/mastercard platform.
low fee, preferrably zero balance, or low balance.
Not looking for lounge access or cashbacks.
Not looking for 100k maintenance account.

so, Is Indie account fit my requirement?
Has anyone used Indi debit card in foreign country ATMs?
Does it work fine?
 
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Indie are a bunch of complete jokers. Deposited 50k, they made it a star account. Then when one goes for Video KYC, they give an error. Then somehow the KYC link works, but one has to wait forever. Not managed to get KYC done yet.
 
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catcat said:
Indie are a bunch of complete jokers. Deposited 50k, they made it a star account. Then when one goes for Video KYC, they give an error. Then somehow the KYC link works, but one has to wait forever. Not managed to get KYC done yet.
Click to expand...
Ok, took > 10 min to connect to KYC personnel. Not that much in absolute terms, but a lot compared to what others take, which is ~10s for Niyo (Equitas, DCB), or AU.

KYC status now "verification in progress". Hopefully the tier will sort itself out.
 
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catcat said:
Indie are a bunch of complete jokers. Deposited 50k, they made it a star account. Then when one goes for Video KYC, they give an error. Then somehow the KYC link works, but one has to wait forever. Not managed to get KYC done yet.
Click to expand...
their app is slow. my vkyc got stuck, then it worked in 2nd attempt. then i deposited 50k, did not get megastar status. cust care said, to withdraw money and then put it back again. so, i will credit the money again on monday and see if this works or not. else,i will not use the account anymore..
i need a debit card with zero forex thats all. indie offers that.
 
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sanjaynandi said:
their app is slow. my vkyc got stuck, then it worked in 2nd attempt. then i deposited 50k, did not get megastar status. cust care said, to withdraw money and then put it back again. so, i will credit the money again on monday and see if this works or not. else,i will not use the account anymore..
i need a debit card with zero forex thats all. indie offers that.
Click to expand...

That's my need too. I have Niyo's Equitas & DCB. I guess all 3 are the same, but there are some complaints of withdrawals not working (this is apart from the SBM issue). So good to have a backup. Another plus is there's an Indusind branch right next to my home.
 
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sanjaynandi said:
their app is slow. my vkyc got stuck, then it worked in 2nd attempt. then i deposited 50k, did not get megastar status. cust care said, to withdraw money and then put it back again. so, i will credit the money again on monday and see if this works or not. else,i will not use the account anymore..
i need a debit card with zero forex thats all. indie offers that.
Click to expand...
catcat said:
That's my need too. I have Niyo's Equitas & DCB. I guess all 3 are the same, but there are some complaints of withdrawals not working (this is apart from the SBM issue). So good to have a backup. Another plus is there's an Indusind branch right next to my home.
Click to expand...
This same features also provided to indusind exclusive account.
And they are bit stable than indie.
 
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i opened the account more than 10 days ago. still account status is super star. now from yesterday onwards, unable to log in to account. i am putting right Mpin, but showing error.
while trying to reset it, its failing.
 
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Syed Habeeb said:
Indusind banks KYC process has lot of issues it seems. While opening digital account I completed KYC but CC mentioned they haven't received KYC details. Finally I recieved kyc completed status after a month.
Click to expand...
Indus have alot of problems with tech..

I have the worst experience with them..

They took 2 month to link my customer id to my no..(after multiple call, email & visits)

And after changing my phone i am unable use fingerprint unlock in indus app..
 
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Lobogris said:
I already have an exclusive account. What are these benefits?
Click to expand...

Indus Exclusive Savings Account Online - IndusInd Bank

Indus Exclusive Savings Account is a premium banking programme with top-of-the-line benefits and offers. Priority banking, free locker & Demat, airport lounge access, and more benefits.
www.indusind.com www.indusind.com

All benifits of indie with a salesman & reward points for dc spend.. and u also get chequebook 🤗
 
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