Is Indusind indie account useful?

[sanjaynandi]

I have posted here, earlier about my requirement.
I have a HDFC salary account with Milennia DC. I also have HDFC DCB card. But no 0 forex.
Tried applying for Niyo. But my passport was issued when I lived there, so they rejected it.
Recently read about Indusind Indie bank.
I am looking for a debit card with 0 forex. Low markup.
visa/mastercard platform.
low fee, preferrably zero balance, or low balance.
Not looking for lounge access or cashbacks.
Not looking for 100k maintenance account.

so, Is Indie account fit my requirement?
Has anyone used Indi debit card in foreign country ATMs?
Does it work fine?

 

[abhiver]

Is the offering on Indie Debit Card is different from the IndusInd Exclusive Debit Card.

They both have 0% markup fee.

 

[John Since]

Is the offering on Indie Debit Card is different from the IndusInd Exclusive Debit Card.

They both have 0% markup fee.

Both are different.

 

[WinSuperb7251]

i opened the account more than 10 days ago. still account status is super star. now from yesterday onwards, unable to log in to account. i am putting right Mpin, but showing error.
while trying to reset it, its failing.

Same with me, there app is really buggy.

 

[hellobois]

Has anyone received gems for credit card bill payment?
It says 25 gems per transaction but no monthly limit is mentioned.

 

[rafzy]

Has anyone received gems for credit card bill payment?
It says 25 gems per transaction but no monthly limit is mentioned.

I did. make 500 rs creditcard bill pay for 7 ccs and got 175 gems in 2 days.
Someone told me that it's only max of 8 times with 8 different cards in a calendar month.

 

[hellobois]

I did. make 500 rs creditcard bill pay for 7 ccs and got 175 gems in 2 days.
Someone told me that it's only max of 8 times with 8 different cards in a calendar month.

So it is limited to 25 per card? Can we use same card for multiple times and get gems?

 

[4uziaul]

So it is limited to 25 per card? Can we use same card for multiple times and get gems?

8 Different cards.

 

[rafzy]

yes 25 per card, 8 different cards (still works on add on cards if the card numbers are different, unlike magnus which has same number for add on cards)

 

[WinSuperb7251]

Has anyone received gems for credit card bill payment?
It says 25 gems per transaction but no monthly limit is mentioned.

200 monthly limit but 25 gem is limit per credit card

 

[hellobois]

yes 25 per card, 8 different cards (still works on add on cards if the card numbers are different, unlike magnus which has same number for add on cards)

They want us to work hard for getting these benefits. Still 5% cashback on cc bill payment is not bad 😀🫡

 

[sanjaynandi]

They want us to work hard for getting these benefits. Still 5% cashback on cc bill payment is not bad 😀🫡

where and how to use these gems?

 

[realjayt]

Fire away your questions...

I’m having error on signing up on RBL app and website for digital savings account. Either says otp incorrect or doesn’t fetch my DoB in the next page and there’s no option to enter it.

 

[WinSuperb7251]

where and how to use these gems?

Redeem them. 1 gem = 1 rupee minimum redemption 100 rupees.

 

[hellobois]

yes 25 per card, 8 different cards (still works on add on cards if the card numbers are different, unlike magnus which has same number for add on cards)

this is monthly limit na? If I make payment to a card on 30th of this month and then again on 1st of dec then both trnx will fetch 25 gems each. is it correct?

 

[rafzy]

this is monthly limit na? If I make payment to a card on 30th of this month and then again on 1st of dec then both trnx will fetch 25 gems each. is it correct?

Yup thats Correct

 

[avis_]

Indus have alot of problems with tech..

I have the worst experience with them..

They took 2 month to link my customer id to my no..(after multiple call, email & visits)

And after changing my phone i am unable use fingerprint unlock in indus app..

Fingerprint unlock permanently disabled by Indus.

 

[AritraSaha]

Fingerprint unlock permanently disabled by Indus.

W H Y ?

 

[avis_]

W H Y ?

I have recently opened inuds select with legend cc.

I had the same issue. Complained via Twitter, they told due to some RBI complaince issue. They have disabled and asked to use pin or pattern only

 

[swetank]

Yup. Start the a/c with the 50K (need to check if it's still 50K coz I read somewhere it's increased to 1 lakh) and wait for a few days until you get the megastar tier and the next second, withdraw the funds. no charges, no hassles, nothing.

Is the megastar tier after initial 50k loading for lifetime or a year?

 

[KingAAR]

Is the megastar tier after initial 50k loading for lifetime or a year?

l I fetime