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Is it legal to pay insurance premium of father, mother by son using his credit card?

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There was one instance some days back (can't find the link for now) where person paid the premium to the agent in cash and agent paid that rom his side. At the time of claim, company denied the claim stating that premiium was not paid by insured person and by some other person.
It might be different for family members and it might be ok to pay for family member's premium. But this area needs to be cleared out surely.
read this too quite recently and was searching for that only. not sure if it was a youtube video
 
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