Is it possible to upgrade from Select Banking Program to wealth? IDFC

[ExcitedBeast]

Hi
I had a talk with the BM he suggested to upgrade to select banking and then in two months he will upgrade to wealth. I have more than 10Lakhs as AMB. I had previously until a month ago had 4L AMB that might be the reason I have the select account offer.
Should I wait it out for the Wealth Accoutn offer or fall for his petty trick and upgrade to select and wait for wealth account.
Can you please suggest

 

[Nemesis]

Hi
I had a talk with the BM he suggested to upgrade to select banking and then in two months he will upgrade to wealth. I have more than 10Lakhs as AMB. I had previously until a month ago had 4L AMB that might be the reason I have the select account offer.
Should I wait it out for the Wealth Accoutn offer or fall for his petty trick and upgrade to select and wait for wealth account.
Can you please suggest

For wealth they require min 10L AMB for consecutive 2 or 3 months... If you have the same they will call you or you can reach them.

 

[ExcitedBeast]

For wealth they require min 10L AMB for consecutive 2 or 3 months... If you have the same they will call you or you can reach them.

I have 10L AMB for a month, so is it better for me to wait for another 2 months and directly take wealth account or take select and upgrade to wealth?

 

[Nemesis]

Take wealth directly

 

[Fplaystore99]

Hi
I had a talk with the BM he suggested to upgrade to select banking and then in two months he will upgrade to wealth. I have more than 10Lakhs as AMB. I had previously until a month ago had 4L AMB that might be the reason I have the select account offer.
Should I wait it out for the Wealth Accoutn offer or fall for his petty trick and upgrade to select and wait for wealth account.
Can you please suggest

how maney months you have maintain 4 lack then you got select account offer and how much old your account is?

 

[kingkhaan]

how maney months you have maintain 4 lack then you got select account offer and how much old your account is?

around 3 months

 

[Fplaystore99]

around 3 months

You got automatic call from bm Or you ask them for upgrade?

 

[kingkhaan]

You got automatic call from bm Or you ask them for upgrade?

was behind their life for upgrade

 

[Fplaystore99]

Means?

was behind their life for upgrade

 

[yolofino]

What you all get when you get the Select or Wealth banking program?

Does the AMB become zero for you? Do you get extra interest?

Why not invest such large amount of money and earn more interest?

 

[Fplaystore99]

was behind their life for upgrade

My bm don't know about these select wealth banking accounts I maintain 10lacl+ but don't get upgrade can you help me to get upgrade via your bm because in idfc there is no Branch matters?

 

[Nemesis]

What you all get when you get the Select or Wealth banking program?

Does the AMB become zero for you? Do you get extra interest?

Why not invest such large amount of money and earn more interest?

Wealth debit card with International Airport lounge access with partner...

Acess to pre offered premium credit card which might turn up in future...

Special treatment 😀

3 month interest we can sacrifice for that... Cause tax will automatically reduce this interest if in FD

 

[AwesomeDeepak]

I am already maintaining 3l from 2months, but haven't received any offer to upgrade.
Is there any way to upgrade manually.

 

[ExcitedBeast]

Contact customer care and tell them you want to upgrade

 

[jack333]

Can someone holding idfc wealth debit card confirm if they are getting 1 % cashback of online spends on cheq app for credit card bill payment?