Is It Worth taking Amazon Pay ICICI card in 2024?

[Santhosh]

Hi Team ,
Any one using Amazon ICICI Bank credit card and is it worth taking it in 2024 or any better alternative?

 

[SSV]

11% reducing .

1)How much is the going rate now?
2)they are offering me 10.9% .. is it good?
3)how to get processing fee wiaved off?
4) can we foreclose after 12 months wiht out any charges?

 

[Lobogris]

Completely worth it. If you want to make a large purchase on Amazon, like a TV worth 5 lakhs or even say an iPhone pro max, you can get 5% cashback without any limit. On cards like Infinia or SBI cashback, the cashback has a smaller limit. So really a great card if you purchase expensive items from Amazon.

 

[Slayer]

even say an iPhone pro max

ishopchangi and DDF says hi

 

[Lobogris]

ishopchangi and DDF says hi

Could you please share some details about these?

 

[Slayer]

iShopChangi - Singapore Duty Free || My parents visited singapore and both of them got 15 Pro 128 GB for 1396 SGD which was 85k
DDF - Dubai Duty Free || Rate is roughly 90-92k

Also anather hidden gem to buy cheap apple products is Malaysia, most of the units being sold via Apple SG is sourced through Malaysia

 

[Lobogris]

iShopChangi - Singapore Duty Free || My parents visited singapore and both of them got 15 Pro 128 GB for 1396 SGD which was 85k
DDF - Dubai Duty Free || Rate is roughly 90-92k

Also anather hidden gem to buy cheap apple products is Malaysia, most of the units being sold via Apple SG is sourced through Malaysia

Obviously one can buy some products cheaper abroad. I am talking about regular purchases in India. One can’t always go abroad. Items like a television can’t be shipped cheaply. I recently purchased an 85 inch TV for 5 lakhs odd. It couldn’t be brought from abroad.

 

[Slayer]

Obviously one can buy some products cheaper abroad. I am talking about regular purchases in India. One can’t always go abroad. Items like a television can’t be shipped cheaply. I recently purchased an 85 inch TV for 5 lakhs odd. It couldn’t be brought from abroad.

Can you share the link i think that you've overpaid for the panel technology

 

[HumorSimpson]

Three scenerios :

1. Of late the apay card had offers on yatra and got 15% discount on my bus bookings. I have been noticing that apay card is giving better offers once in a while on BB and Yatra. So, it this suits you, you can opt.
2. If you are going to buy items worth more than 1Lakh SBI CB limits its CB, so this will be saver for you.
3. When no other card is rewarding on things like insurances, this card gives you flat 1% rewards.

 

[prankster]

What is the maximum limit for cashback on jewellery?

I do not believe there is any cap but others can confirm

 

[ghost2050]

Hi folks, i couldn't find anywhere but can someone tell me what is the maximum monthly cashback can we earn in a month?

 

[realjayt]

Hi folks, i couldn't find anywhere but can someone tell me what is the maximum monthly cashback can we earn in a month?

It is technically unlimited. But once you cross 8k your card account will br flagged for non personal transactions, so be wary.

 

[Riya]

Hi folks, i couldn't find anywhere but can someone tell me what is the maximum monthly cashback can we earn in a month?

I paid 3L insurance premium plus some sundry expenses in July and got around 3k+ cashback
But yes, one must be careful...

 

[ghost2050]

I paid 3L insurance premium plus some sundry expenses in July and got around 3k+ cashback
But yes, one must be careful...

It is technically unlimited. But once you cross 8k your card account will br flagged for non personal transactions, so be wary.

i have brought air tickets and other spends for 2.10 lakh and received exact amount of Rs.10000 as cash back. But I have to email them for the cashback.

 

[Riya]

i have brought air tickets and other spends for 2.10 lakh and received exact amount of Rs.10000 as cash back. But I have to email them for the cashback.

10k cashback for air tickets????
Do APay give 5% cb on flight bookings too??

 

[Jeevan rao]

10k cashback for air tickets????
Do APay give 5% cb on flight bookings too??

Yes, unlimited 5% if booked on Amazon flights

 

[Riya]

Yes, unlimited 5% if booked on Amazon flights

Doesn't it comes under utilities/services ???

 

[Hemang]

It is technically unlimited. But once you cross 8k your card account will br flagged for non personal transactions, so be wary.

Flagging limit 8000 hai bhai per month for earning cashback on icici amazon cc ?

 

[Jeevan rao]

Doesn't it comes under utilities/services ???

No, one of the main usp of Apay card is the 5% unlimited cashback on flights & hotel bookings done on Amazon

 

[realjayt]

Flagging limit 8000 hai bhai per month for earning cashback on icici amazon cc ?

Haan bhai. Nov me 9k cashback hua tha mera 15 days ke liye hold karke rakha.

 

[VISION]

Haan bhai. Nov me 9k cashback hua tha mera 15 days ke liye hold karke rakha.

so, did they unhold u card after 15days or still kept on hold?, did they ask for any proof's!,please let us know