Is it worth taking One Card in 2024

[Santhosh]

Is it worth taking One Card in 2024?
To take One card I need to FD , Is it mandatary?
One card is available in RUPAY variant or not ? If available it is easy to use in towns and in small towns.

 

[theflash]

Is it worth taking One Card in 2024?

Yes I'll Suggest as

Around You Offers can go from 20-30% + Bonus Points in some accounts like 4k points on ₹2k or 4k points on ₹4k

Some 5x-7x offers and much more.

To take One card I need to FD , Is it mandatary?

No.

One card is available in RUPAY variant or not ? If available it is easy to use in towns and in small towns.

It is available,
But its allotted randomly as you cant choose Banking partner.

 

[Santhosh]

Yes I'll Suggest as

Around You Offers can go from 20-30% + Bonus Points in some accounts like 4k points on ₹2k or 4k points on ₹4k

Some 5x-7x offers and much more.


No.


It is available,
But its allotted randomly as you cant choose Banking partner.

RUPAY card physical or virtual card ?
Which bank One card is best ? it is provided by 4 or 5 banks.

 

[Wealth is my birth right!]

Yes I'll Suggest as

Around You Offers can go from 20-30% + Bonus Points in some accounts like 4k points on ₹2k or 4k points on ₹4k

Some 5x-7x offers and much more.


No.


It is available,
But its allotted randomly as you cant choose Banking partner.

either federal or bob but card will be metal right

 

[theflash]

either federal or bob but card will be metal right

There are more banking partners,

One Credit Card
Co-branded Card Issuers :

 

[theflash]

RUPAY card physical or virtual card ?
Which bank One card is best ? it is provided by 4 or 5 banks.

Indian Bank has Rupay variant AFAIK.

Check this for more info :

A

Thread 'OneCard RuPay Credit Card Lifetime Free finally launched'

May 25, 2024

OneCard RuPay Credit Card Lifetime Free finally launched:

OneCard now rolling out LTF Virtual RuPay Credit Card link to your Primary credit card (user specific, soon roll out to all users).

SS shared by @shubhamurgr8

• Abhishek012
• Replies: 230
• Forum: Credit Card - General

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[Wealth is my birth right!]

There are more banking partners,

One Credit Card
Co-branded Card Issuers :

but we cant pick partner in dropdown?

 

[theflash]

but we cant pick partner in dropdown?

Ya we can't pick they'll allot as per location ig not sure how it works though.

 

[Santhosh]

I am using one score app and it is showing below offer from SBM bank.
Is it FD card or not?
SBM bank is good?

I have 6 years credit history have 5 credit cards from hdfc , axis and icici

 

[Wealth is my birth right!]

I am using one score app and it is showing below offer from SBM bank.
Is it FD card or not?
SBM bank is good?

I have 6 years credit history have 5 credit cards from hdfc , axis and icici

onescore app how many cibil checks free per month?

 

[theflash]

onescore app how many cibil checks free per month?

1 . .

 

[theflash]

Is it FD card or not?

AFAIK its just a normal banner your credit checks and all will reveal if you have any good offer based on your credit eligibility.

 

[Santhosh]

AFAIK its just a normal banner your credit checks and all will reveal if you have any good offer based on your credit eligibility.

For unsecured one card how much cibil score required.
My cibil 783

 

[theflash]

Also if you intend to apply do use my referral if possible 😀

 

[Wealth is my birth right!]

For unsecured one card how much cibil score required.
My cibil 783

its more than enough dude
750 onwards ok

 

[theflash]

For unsecured one card how much cibil score required.
My cibil 783

Will work not an issue. its recommended to have 750-770+

 

[SSV]

For unsecured one card how much cibil score required.
My cibil 783

This is Plenty !!

 

[BVCBVC is verified member.]

Is it worth taking One Card in 2024?
To take One card I need to FD , Is it mandatary?
One card is available in RUPAY variant or not ? If available it is easy to use in towns and in small towns.

If you are getting it on Federal bank avoid it. You will stuck with the limit they assign and you will not be eligible to take another Federal bank credit card.

General Benefits of LTF One Card

- You get Fuel Surchage Waiver.
- Metal Card
- Some good merchant offers
- 1% Forex Markup and 1% reward rate.
- Good App interface.
- Some good offers on Voucher purchases on One card app.

 

[SSV]

If you are getting it on Federal bank avoid it. You will stuck with the limit they assign and you will not be eligible to take another Federal bank credit card.

General Benefits of LTF One Card

- You get Fuel Surchage Waiver.
- Metal Card
- Some good merchant offers
- 1% Forex Markup and 1% reward rate.
- Good App interface.
- Some good offers on Voucher purchases on One card app.

At what point we know which bank's card they are offering??
what happens if we stop proceeding further ? How iwll it impact the next application offer?

 

[Santhosh]

onescore app how many cibil checks free per month?

SBM bank one card is good ?
All bank one cards are same?