Hi All, i need advise whether the card portfolio i currently have is good or needs some upgradation.
- HDFC Regalia Gold (FYF) - Limit 8 Lakhs (account since 2012)
- IDFC First Wealth (LTF) - Limit 8 Lakhs (account since 2023)
- Kotak Mojo Rupay (Paid - 1000/annum) - Limit 6 Lakhs (account since 2023), this is the only Rupay card I have
- Kotak White (LTF) - Limit 6 Lakhs (account since 2023), I have Kotak Privy League Neon
- ICICI Amazon pay (LTF) - Limit 7.20 Lakhs (account since 2019)
- Federal Scapia (LTF) - Current Limit 1.40 Lakhs, Limit on issuance was 9.60 Lakhs reduced recently like for others, took this purely because 0% forex and unlimited lounges (ofcourse on spends of over INR 5000/- per month)
I frequently travel within India through flights and hence spend 5k every month on scapia for unlimited lounge access. Not sure if i have any cash back card and card with rewards on utility bill payments.
Since this post is very specific to my portfolio, i have initiated new thread. Hope it should be fine.
- HDFC Regalia Gold (FYF) - Limit 8 Lakhs (account since 2012)
- IDFC First Wealth (LTF) - Limit 8 Lakhs (account since 2023)
- Kotak Mojo Rupay (Paid - 1000/annum) - Limit 6 Lakhs (account since 2023), this is the only Rupay card I have
- Kotak White (LTF) - Limit 6 Lakhs (account since 2023), I have Kotak Privy League Neon
- ICICI Amazon pay (LTF) - Limit 7.20 Lakhs (account since 2019)
- Federal Scapia (LTF) - Current Limit 1.40 Lakhs, Limit on issuance was 9.60 Lakhs reduced recently like for others, took this purely because 0% forex and unlimited lounges (ofcourse on spends of over INR 5000/- per month)
I frequently travel within India through flights and hence spend 5k every month on scapia for unlimited lounge access. Not sure if i have any cash back card and card with rewards on utility bill payments.
Since this post is very specific to my portfolio, i have initiated new thread. Hope it should be fine.