Is paid Flipkart axis Card worth taking....

[Batmanbaba]

I have a axis myzone ltf card which I got in sept 2022 with world class limit of 15000...limit is still same... But In net banking... They are offering me a pre approved flipkart axis card with same limit..... Is it worth taking this card as paid...?? I do occasional shopping on flipkart... And I have 5 ltf cards... But only idfc millenia card is worth of any use for me in my current portfolio....

 

[anirbanm]

Currently which card is better to have as a third axis card - flipkart or myzone?
@Batmanbaba @Wealth is my birth right!

Flipkart gives 1.5% cashback on offline transactions

 

[Batmanbaba]

Do RURAL branch accounts get same preapproved offers as people with account in urban branch (if you already have one axis CC). Just asking as I am planning to shift my account to rural branch

Yes..... I have my account in rural branch.... For low mab in easy access account..... And I have axis myzone ltf.... Was approved in 2 minutes of application..... In september 2022.... Account was 4 months old at tgat time.... And now have received pre approved offer for flipkart card

 

[Strange]

my Axis Portfolio consists of
Flipkart Axis CC = use it via grabdeals to get discount above 5% nd have limit of 6.1 lkhs

axis airtel: For airtel mobile recharge, LPG bill, electric bill nd swiggy zomato offers.Limit is shared with Axis Flipkart.

Axis Ace: Using it for other mobile recharges and offline spends, limit is only 33k nd not increased even once.

How old is your Axis Ace?

Have you emailed PNO to remove per card limit?

 

[bismaj]

Ace is nearly 1.5 years old, mailed them to increase the limit with salary slips and other axis cards statement , they rejected. since then i hadn't bothered too much to increase its limit as i use it for recharges nd offline payments which are fine under 33k limit.

 

[anjukkumar]

Will you be able to hit fee waiver? With 15K limit that seems difficult.
If you don't have any good card for 1.5% you can surely take this. But you need to calculate your 1.5% and 5% category spend against its fees of 590.
At last you can take for first year. as there will be welcome voucher and additional benefit via cashkaro so no loss for 1 year atleast.

What is the annual spend for fee waiver of FK Axis card? Is it same amount for all? Is it listed somewhere on the card account?

 

[Strange]

What is the annual spend for fee waiver of FK Axis card? Is it same amount for all? Is it listed somewhere on the card account?

 

[Teja Bhai]

Personally I think don't go for any card with 15k limit.. & with axis it is a shared limit...

 

[Sai Ganesh]

@Batmanbaba dont give a second thought and apply for the card bro , as we get lot of benefits for flipkart card on yaper.

Also try to use the full limit for 3 months , they will do CLI for sure to you.

Saying this because , you're not having SBI CB card and its preapproved in app.

 

[Batmanbaba]

@Batmanbaba dont give a second thought and apply for the card bro , as we get lot of benefits for flipkart card on yaper.

Also try to use the full limit for 3 months , they will do CLI for sure to you.

Saying this because , you're not having SBI CB card and its preapproved in app.

yes....i am also thinking of the same...as ace is now very restrictive card...hard to get and lot of restrictions....there are better options for billpay now in market

 

[Anon1]

Yes..... I have my account in rural branch.... For low mab in easy access account..... And I have axis myzone ltf.... Was approved in 2 minutes of application..... In september 2022.... Account was 4 months old at tgat time.... And now have received pre approved offer for flipkart card

Does checking offers here for axis cc in axis app will hit CIBIL?

 

[Batmanbaba]

No

Does checking offers here for axis cc in axis app will hit CIBIL?
View attachment 11187

 

[rockyBalboa]

Also try to use the full limit for 3 months , they will do CLI for sure to you.

You can never be sure for credit limit increase. I tried utilising more than 90% limit for few months after ideally using the card (less than 30% utilisation) for few months but still stuck on 15k limit. Flipkart LTF card more than a year old.