Is the IFSC Same for every IDFC customer on UPI network?

[Arnabbb]

Is the IFSC Same for every IDFC customer on UPI network?
That Is- IDFB0040101

It shows this on Phonepe/BHIM etc.
is it the same for you guys too?

 

[prc1990]

Is the IFSC Same for every IDFC customer on UPI network?
That Is- IDFB0040101

It shows this on Phonepe/BHIM etc.
is it the same for you guys too?
View attachment 1240

IFSC doesn't have anything to do with your UPI. It is different from one branch to another. Your IFSC is nothing but the Branch Code where your account is being maintained.

 

[StanRoute66]

Is the IFSC Same for every IDFC customer on UPI network?
That Is- IDFB0040101

It shows this on Phonepe/BHIM etc.
is it the same for you guys too?
View attachment 1240

No , Every Branch of IDFC First has a Different IFSC Code .
Your account seems to be a Niyo IDFC First Account . So all accounts from Niyo IDFC First have this BKC Naman Chambers as thier branch and IFSC Code .

 

[Arnabbb]

No , Every Branch of IDFC First has a Different IFSC Code .
Your account seems to be a Niyo IDFC First Account . So all accounts from Niyo IDFC First have this BKC Naman Chambers as thier branch and IFSC Code .

No, I just opened account online. It's a regular visa signature account.

My branch is in west bengal. My statement/ bank website reflects the correct ifsc and branch,

But in BHIM UPI apps its showing this.
Sumanta da and others also confirmed its same for them if the account was openned online.
In UPI apps its shows like this.

 

[Arnabbb]

IFSC doesn't have anything to do with your UPI. It is different from one branch to another. Your IFSC is nothing but the Branch Code where your account is being maintained.

But every UPI app shows some IFSC by default.

 

[prc1990]

But every UPI app shows some IFSC by default.

Ok so if you have opened it digitally then there is a possibility that every account opened online is mapped to a default branch i.e. same IFSC/Branch code.

 

[ashwinkashwink is verified member.]

Even Canara bank ifsc code shows different from branch ifsc code

 

[AllSeeker]

UPI payments are routed payments, it will show IFSC of the branch where its routed from.

Don't worry about it. Its normal.

 

[StanRoute66]

No, I just opened account online. It's a regular visa signature account.

My branch is in west bengal. My statement/ bank website reflects the correct ifsc and branch,

But in BHIM UPI apps its showing this.
Sumanta da and others also confirmed its same for them if the account was openned online.
In UPI apps its shows like this.

Yes , All Digital Online accounts have Mumbai branch as Default .

 

[krishc]

No, I just opened account online. It's a regular visa signature account.

My branch is in west bengal. My statement/ bank website reflects the correct ifsc and branch,

But in BHIM UPI apps its showing this.
Sumanta da and others also confirmed its same for them if the account was openned online.
In UPI apps its shows like this.

yes same for me
cheque book and everything has Dalhousie branch for me
while UPI shows that BKC wala branch
so I asked the Branch staff, they said use the Dalhousie branch IFSC wherever its required, ignore the UPI one

 

[ashwinkashwink is verified member.]

Many banks have generalised IFSC ... Which works for any account number

Yes it's works fine and personally tested it on multiple times via upi ,imps and as well as neft , the only thing is that account number needs to be correct

 

[Sanju Dey]

I saw it today. My original branch is Barasat, but in UPI app it showing BKC-Naman.
Is it same for everyone?

 

[apurba.d1]

I saw it today. My original branch is Barasat, but in UPI app it showing BKC-Naman.
Is it same for everyone?

Yes same for me also my branch is barasat and as per my rm my account is online account that's why it shows that branch. Also in their system my acc shows as regular 10k acc where as it was a zero balance acc.