Is there a way to apply for BOB credit cards without Income Proof?

[VibhavBilgoji]

Is there a way to apply for BOB credit cards without Income Proof?
I want to apply for Snapdeal Credit card, mainly because of its 2.5% cashback on groceries and departmental stores. But during the application it asks for Income documents. i dont have to RN, i am too lazy to get them. is there a way i can apply for this card without income documents?

 

[Rohith-2009]

Maybe they'll approve with a least limit. Stupid Bob systems are better than their employees. They're accurately providing right CL but their employees will give low CL

 

[insight]

BOB Eterna. Mine was approved without any income proof.
But Bhagwan Bharose. can't be said the same for others. My most of the cards are approved without any income proof.

Try applying based on C2C if they allow. if it worked then well and good else the downside is just a single CIBIL hit.

How and when bro? Context/ Details Please?
Here I've given everything and they still dragging their feet.

Anyone recall this conveyed anyway during BOB CC Application Process? "We only accept ITR if applicant has account in Bank Of Baroda"?

 

[insight]

For salaried and new to bank customers they'll give with card to card without any income proof. You'll have to share other card photo hiding cvv and statement and there will be home and office verification

Anyone know how to execute C2C with BOB as a NTB? Can you guide as all I see is online app?

 

[insight]

Sorry. If BOB wants it, you need to share. I don't mind sharing my income proofs

I've shared ITR still drama central.

Anyone recall this conveyed anyway during BOB CC Application Process? "We only accept ITR if applicant has account in Bank Of Baroda"?

 

[Rohith-2009]

I've shared ITR still drama central.

Anyone recall this conveyed anyway during BOB CC Application Process? "We only accept ITR if applicant has account in Bank Of Baroda"?

Have you shared bank statements?

 

[insight]

Have you shared bank statements?

Isnt ITR enough?

 

[Rohith-2009]

Isnt ITR enough?

I just uploaded my bank statements. They didn't ask payslips

 

[imdjay]

How and when bro? Context/ Details Please?
Here I've given everything and they still dragging their feet.

Anyone recall this conveyed anyway during BOB CC Application Process? "We only accept ITR if applicant has account in Bank Of Baroda"?

In income-proof add a PDF of the other card's front photo and its statement.
This was working earlier, now not sure.

 

[insight]

In income-proof add a PDF of the other card's front photo and its statement.

You mean for C2C insertion within the Income section in addition to ITR PDF?

This was working earlier, now not sure.

Earlier when? I've been waiting 45+ days already.

 

[akashganjal02]

@Everybody has anyone applied for a BOB credit card recently, without having any existing relationship with the bank? I am trying to apply for one CC from their portal but it's not allowing me to proceed. 😔

 

[techprince]

Yes, create a pdf file with back and front side photo of your existing cc without CVC, 3 months statement and attach it in place of Bank Statement for C2C.

 

[dan873]

@Everybody has anyone applied for a BOB credit card recently, without having any existing relationship with the bank? I am trying to apply for one CC from their portal but it's not allowing me to proceed. 😔

Are you still facing the issue

 

[Raziel]

I applied online Bob premier on c2c basis on 29th Feb 2024. Just provided front photo of my cc with latest statement. At the end of application, just application number generated with no vkyc link. On 6th march received call rep just verified my home address and pin code. Received SMS on 11th March, card is approved. Checked there, app virtual card was generated. I was NTB but no vkyc, no home & office visit, that was strange.

 

[Strange]

I applied online Bob premier on c2c basis on 29th Feb 2024. Just provided front photo of my cc with latest statement. At the end of application, just application number generated with no vkyc link. On 6th march received call rep just verified my home address and pin code. Received SMS on 11th March, card is approved. Checked there, app virtual card was generated. I was NTB but no vkyc, no home & office visit, that was strange.

How much credit limit did you get? Did they match limit to C2C card limit?

 

[Raziel]

How much credit limit did you get? Did they match limit to C2C card limit?

They matched my Axis Ace limit of 1.75 Lac.

 

[SplendorSuperman]

How to apply C2C for BoB Card ?

 

[vinbking]

Is there a way to apply for BOB credit cards without Income Proof?
I want to apply for Snapdeal Credit card, mainly because of its 2.5% cashback on groceries and departmental stores. But during the application it asks for Income documents. i dont have to RN, i am too lazy to get them. is there a way i can apply for this card without income documents?

You must be Customer of Bank of Baroda, take FD, Lien it in BoB Branch & Use it to get BOB Card. 80% Credit Time of FD Allowed. All those cards issued with FD as Lien is highlighted FD Backed in Most Important terms & conditions.
https://www.bobfinancial.com/documents/BOBCARD_MITC_MARCH24.pdf

Failure to Pay Bill, cancels the card & Bill amount from FD gets deducted & remaining amount will be credited to your BoB Account.

All Cards, under

 

[SplendorSuperman]

They matched my Axis Ace limit of 1.75 Lac.

Was tentative limit shown while applying different ?

 

[Raziel]

Was tentative limit shown while applying different ?

Yes, it was 1.5 Lacs.

 

[SplendorSuperman]

I applied online Bob premier on c2c basis on 29th Feb 2024. Just provided front photo of my cc with latest statement. At the end of application, just application number generated with no vkyc link. On 6th march received call rep just verified my home address and pin code. Received SMS on 11th March, card is approved. Checked there, app virtual card was generated. I was NTB but no vkyc, no home & office visit, that was strange.

I applied today. I selected the option of having other bank credit card. It asked for photo and Card Statement/Front Picture upload. Did esign with aadhar.
Application submitted , number generated and showed application under process.

Received esigned application and uploaded document on email instantly.

Did not receive any VKYC prompt or Link.
Tracker shows under process.

Later today I received text from CKYC that BOB Financial fetched my kyc record.


Hopefully I get approved 🤞🏻