Is there a way to apply for BOB credit cards without Income Proof?

[VibhavBilgoji]

Is there a way to apply for BOB credit cards without Income Proof?
I want to apply for Snapdeal Credit card, mainly because of its 2.5% cashback on groceries and departmental stores. But during the application it asks for Income documents. i dont have to RN, i am too lazy to get them. is there a way i can apply for this card without income documents?

 

[Deepak_Shetty]

I applied today. I selected the option of having other bank credit card. It asked for photo and Card Statement/Front Picture upload. Did esign with aadhar.
Application submitted , number generated and showed application under process.

Received esigned application and uploaded document on email instantly.

Did not receive any VKYC prompt or Link.
Tracker shows under process.

Later today I received text from CKYC that BOB Financial fetched my kyc record.


Hopefully I get approved 🤞🏻

Which card? I would like to apply for LTF BoB card. NTB to BoB.

 

[SplendorSuperman]

Which card? I would like to apply for LTF BoB card. NTB to BoB.

Premier , it was offered LTF while applying.

 

[Nishan11]

I applied for Bob eterna on their website on 1st April 2024, asked for other bank card, I mentioned Axis Atlas with 10L limit.

Uploaded Card Statement & Front-back of card hiding CVV.

Checked that it's declined. ( update :- I checked my previous application number which was rejected, so confusion. My apologies).

Today got call in afternoon for home & office verification. Completed that. Verification guy was nice & polite.

Lets see what happens. Not keeping much hope 😄.

 

[Deepak_Shetty]

Premier , it was offered LTF while applying.

Today? Can you send the link? I didn't see any LTF banner in BoB website.

 

[Deepak_Shetty]

I applied for Bob eterna on their website on 1st April 2024, asked for other bank card, I mentioned Axis Atlas with 10L limit.

Uploaded Card Statement & Front-back of card hiding CVV.

Checked that it's declined.

Today got call in afternoon for home & office verification. Completed that. Verification guy was nice & polite.

Lets see what happens. Not keeping much hope 😄.

Is there any LTF banner on BoB website?

 

[SplendorSuperman]

Today? Can you send the link? I didn't see any LTF banner in BoB website.

I simply proceeded with application ;they offered me easy , select and premier all LTF.
Did C2C with APay 3L CL.

 

[Deepak_Shetty]

I simply proceeded with application ;they offered me easy , select and premier all LTF.
Did C2C with APay 3L CL.

OK. Will try my luck tomorrow.

 

[Nishan11]

Is there any LTF banner on BoB website?

No, I just applied C2C , it showed Easy,select & premier as LTF. But I chose paid eterna.

 

[Deepak_Shetty]

No, I just applied C2C , it showed Easy,select & premier as LTF. But I chose paid eterna.

OK bro, will try

 

[Deepak_Shetty]

No, I just applied C2C , it showed Easy,select & premier as LTF. But I chose paid eterna.

Same for me, all above 3 are LTF, but I picked Premier card.

 

[Nishan11]

Same for me, all above 3 are LTF, but I picked Premier card.

I hope you get approval soon 👍

 

[SplendorSuperman]

I applied today. I selected the option of having other bank credit card. It asked for photo and Card Statement/Front Picture upload. Did esign with aadhar.
Application submitted , number generated and showed application under process.

Received esigned application and uploaded document on email instantly.

Did not receive any VKYC prompt or Link.
Tracker shows under process.

Later today I received text from CKYC that BOB Financial fetched my kyc record.


Hopefully I get approved 🤞🏻

Today the status page on Website says few documents are missing , send Photo ,PAN , Address Proof and Income Document to documents@bobfinancial.com .

Haven’t got any mail regarding the same but I already sent them these docs to be on safer side.

Lets see what more surprises BOB has to offer.

 

[Deepak_Shetty]

Today the status page on Website says few documents are missing , send Photo ,PAN , Address Proof and Income Document to documents@bobfinancial.com .

Haven’t got any mail regarding the same but I already sent them these docs to be on safer side.

Lets see what more surprises BOB has to offer.

Is your current address other than Aadhaar address? I have submitted current residential address proof, photo and bank statement and it's visible in the credit card application (which we received in the mail after e-signing).

 

[SplendorSuperman]

Is your current address other than Aadhaar address? I have submitted current residential address proof, photo and bank statement and it's visible in the credit card application (which we received in the mail after e-signing).

My Current is exactly same as Aadhar Address. Never had any adderess issue with other CC applications.

I did not even enter the address , it fetched by itself from Aadhar.
Only entered office address.

 

[SplendorSuperman]

Is your current address other than Aadhaar address? I have submitted current residential address proof, photo and bank statement and it's visible in the credit card application (which we received in the mail after e-signing).

Received this from CRM
Incomplete Reason: < Aadhar Card Date Of Birth Is Matching But Not Accepted As Dob Proof Other Documents Are Required For Date Of Birth Proof Ex Driving License Passport Voter Id Complete Documents>

BoB 💀

 

[NShah]

I applied yesterday but haven't received VKYC link yet

 

[Deepak_Shetty]

Received this from CRM
Incomplete Reason: < Aadhar Card Date Of Birth Is Matching But Not Accepted As Dob Proof Other Documents Are Required For Date Of Birth Proof Ex Driving License Passport Voter Id Complete Documents>

BoB 💀

Aadhar DOB is matching but not accepted 😉.
What they are trying to say?
I have submitted my DL as current address proof. Will see what will happen in my case.

 

[SplendorSuperman]

Aadhar DOB is matching but not accepted 😉.
What they are trying to say?
I have submitted my DL as current address proof. Will see what will happen in my case.

We should submit every document/paper in possession to BOB for cc 😂

 

[SplendorSuperman]

I applied yesterday but haven't received VKYC link yet

Write to CRM !
crm@bobfinancial.com

 

[Deepak_Shetty]

Write to CRM !
crm@bobfinancial.com

I also didn't get video kyc link. Applied yesterday only. Normally how many days it will take?