Is there a way to apply for BOB credit cards without Income Proof?

[VibhavBilgoji]

Is there a way to apply for BOB credit cards without Income Proof?
I want to apply for Snapdeal Credit card, mainly because of its 2.5% cashback on groceries and departmental stores. But during the application it asks for Income documents. i dont have to RN, i am too lazy to get them. is there a way i can apply for this card without income documents?

 

[Nishan11]

Received verification call today from BOB credit card. What is the next process? Physical verification??

@Deepak_Shetty

I just received call from agent that he wish to visit home & office for verification. He visited same day.

 

[NShah]

Card approved without any physical verification

How to check the limit ?
@Deepak_Shetty @Nishan11 @SSV @Shubham Yadav @VISHESH_BANSAL @bigbyte

 

[jeevanreddy58]

Card approved without any physical verification
View attachment 51508
How to check the limit ?
@Deepak_Shetty @Nishan11 @SSV @Shubham Yadav @VISHESH_BANSAL @bigbyte

which one, Eterna?

 

[Shubham Yadav]

Card approved without any physical verification
View attachment 51508
How to check the limit ?
@Deepak_Shetty @Nishan11 @SSV @Shubham Yadav @VISHESH_BANSAL @bigbyte

chalo card toh mila

kon sa card h vaise ?

 

[NShah]

which one, Eterna?

No
Snapdeal . . .😅

chalo card toh mila

kon sa card h vaise ?

 

[Deepak_Shetty]

Card approved without any physical verification
View attachment 51508
How to check the limit ?
@Deepak_Shetty @Nishan11 @SSV @Shubham Yadav @VISHESH_BANSAL @bigbyte

Limit you can check by calling customer care. But they won't tell last 4 digit number usually.

 

[Deepak_Shetty]

Card approved without any physical verification
View attachment 51508
How to check the limit ?
@Deepak_Shetty @Nishan11 @SSV @Shubham Yadav @VISHESH_BANSAL @bigbyte

If you try to register on Rupay UPI, it will show last 2 or 4 digits number (Can't remember exactly). If you get last 4 digit number then do register in BoB card app.
Sometimes they will generate card on next day of approval.

 

[Shubham Yadav]

@NShah

Sab samjh raha hu kyu ye card liya h

 

[NShah]

@NShah

Sab samjh raha hu kyu ye card liya h

 

[Deepak_Shetty]

No
Snapdeal . . .😅

We have got digital snap deal card as LTF. Even we can get physical card by paying one time fee of 100 Rs + GST. You would have taken some other card initially.

 

[NShah]

We have got digital snap deal card as LTF. Even we can get physical card by paying one time fee of 100 Rs + GST. You would have take some other card initially.

I am not interested in any other Bob card
I am happily ready to pay Rs.250 per year

 

[Nishan11]

Card approved without any physical verification
View attachment 51508
How to check the limit ?
@Deepak_Shetty @Nishan11 @SSV @Shubham Yadav @VISHESH_BANSAL @bigbyte

Congratulations 🥳 . Mission accomplished.

 

[bigbyte]

I have written email and messaged on Twitter but no response from BOB.
Congratulations @NShah on card approval.

 

[SSV]

I have written email an

did you get ticket number for your email?
which email address you sent it to?

 

[bigbyte]

did you get ticket number for your email?
which email address you sent it to?

Yes.
Sent to both crm and escalation

 

[sam1803]

Received the card approved SMS from BOB yesterday without any home/office verification and without sending any other documents again.

Here's how it went.

I was very sceptical for BOB card as from the day I applied there were issues. I applied the card on 15th April and after doing the KYC and everything on that day itself the status was showing we have received your application and it is under process. But the next day itself [16th April] the status got changed to KYC pending and do KYC through the personalised link sent. I sent them an email requesting to look into the issue as I have done KYC on the day 15th April itself and even going through the KYC link it was highlighting KYC done. They sent an update email on 17th April that the application is under process. Till yesterday I did not receive any call for any home/office verification and the status was always under process so I was thinking might be the application got rejected after seeing the comments in the thread. But to my surprise they sent an SMS that my application is approved and instantly I checked online as well it was same. This is my first card which got approved without any verification.

 

[brightknight]

Received the card approved SMS from BOB yesterday without any home/office verification and without sending any other documents again.

Here's how it went.

I was very sceptical for BOB card as from the day I applied there were issues. I applied the card on 15th April and after doing the KYC and everything on that day itself the status was showing we have received your application and it is under process. But the next day itself [16th April] the status got changed to KYC pending and do KYC through the personalised link sent. I sent them an email requesting to look into the issue as I have done KYC on the day 15th April itself and even going through the KYC link it was highlighting KYC done. They sent an update email on 17th April that the application is under process. Till yesterday I did not receive any call for any home/office verification and the status was always under process so I was thinking might be the application got rejected after seeing the comments in the thread. But to my surprise they sent an SMS that my application is approved and instantly I checked online as well it was same. This is my first card which got approved without any verification.View attachment 51630View attachment 51631

Hey can you confirm that after applying on first page in card selection page LTF offer on available cards is shown? Or how do I get a Bob card under ltf offer?

 

[brightknight]

Premier , it was offered LTF while applying.

When/where can see ltf condition? I entered OTP and on salary details page, proprietary card, etc cards selection is being shown.

 

[sam1803]

Hey can you confirm that after applying on first page in card selection page LTF offer on available cards is shown? Or how do I get a Bob card under ltf offer?

I applied through an ad on some webpage where it was showing JF/AF as nil.
When you go to card selection it will show you Lifetime Free stamp on the joining and annual fees. For me LTF was showing on Easy, Select and Premier and Eterna was paid. So I chose Premier as I needed for BOB offers only.

 

[brightknight]

Okay thanks, btw if I leave application in between then how do I start application again? Will there be another enquiry again?