Is there a way to apply for BOB credit cards without Income Proof?

[VibhavBilgoji]

Is there a way to apply for BOB credit cards without Income Proof?
I want to apply for Snapdeal Credit card, mainly because of its 2.5% cashback on groceries and departmental stores. But during the application it asks for Income documents. i dont have to RN, i am too lazy to get them. is there a way i can apply for this card without income documents?

 

[SplendorSuperman]

mujhe to padosiye ke surname nhi pata the, aaj hi jakar hi pata karta. CIBIL enquiry waste na chali jaye. I had sent the Voter ID as DOB proof & they still sent the mail ki Address proof ho skta only ADHAAR DOB nahi uske liye alag doc do jabki already de rakha tha. Bina mail dekhe sarkari afsar ye return mail daal diya.

Mujhe kal mail aaya raat mein DOB proof ka 😂
Application inprocess bhi hai

 

[bigbyte]

So here is the update. Out of nowhere received a call from BoB card for verifying details. And next day ( i.e today) received message of card approval. No physical verification.
However I am now very much deillusioned by BoB card and not very excited to use it. Applied BoB Snapdeal.
@NShah @Nishan11 @SSV @docfixit

 

[NShah]

So here is the update. Out of nowhere received a call from BoB card for verifying details. And next day ( i.e today) received message of card approval. No physical verification.
However I am now very much deillusioned by BoB card and not very excited to use it. Applied BoB Snapdeal.
@NShah @Nishan11 @SSV @docfixit

Similarly my bob cc was approved without any physical verification

 

[SSV]

So here is the update. Out of nowhere received a call from BoB card for verifying details. And next day ( i.e today) received message of card approval. No physical verification.
However I am now very much deillusioned by BoB card and not very excited to use it. Applied BoB Snapdeal.
@NShah @Nishan11 @SSV @docfixit

This is what they say..
Expect the unexpected !!!

Now that ,you lost the interest they gave you..
That's the irony of life 🤣

 

[Nishan11]

So here is the update. Out of nowhere received a call from BoB card for verifying details. And next day ( i.e today) received message of card approval. No physical verification.
However I am now very much deillusioned by BoB card and not very excited to use it. Applied BoB Snapdeal.
@NShah @Nishan11 @SSV @docfixit

Congratulations 🥳

Use it for a year, if it's useful to you then continue, otherwise upgrade to eterna or close it.

 

[Deepak_Shetty]

Congratulations 🥳

Use it for a year, if it's useful to you then continue, otherwise upgrade to eterna or close it.

Have you used your card for EMI transaction? Does snap deal or any BoB card fetches reward points (5% or 2.5% or 1%) for EMI transaction? I didn't find any such exclusions anywhere.

 

[SplendorSuperman]

This is what they say..
Expect the unexpected !!!

Now that ,you lost the interest they gave you..
That's the irony of life 🤣

3 days passed since Physical Verification and 30days since I applied.

No news 🙂🙂

 

[SSV]

3 days passed since Physical Verification and 30days since I applied.

No news 🙂🙂
View attachment 52267

Then this skeleton could claim back its life once the unexpected thing happens and start dancing

 

[paxauquabriba-4876]

For salaried and new to bank customers they'll give with card to card without any income proof. You'll have to share other card photo hiding cvv and statement and there will be home and office verification

how to get a bob card without income proof, home & office verification ?

 

[SSV]

how to get a bob card without income proof, home & office verification ?

By becoming CEO of BOB !!

 

[SplendorSuperman]

how to get a bob card without income proof, home & office verification ?

Verification takes place in 99% cases.

 

[jack333]

how to get a bob card without income proof, home & office verification ?

Won't work now. One year back i got Eterna LTF without income proof. Now the trick has been patched

 

[NShah]

how to get a bob card without income proof, home & office verification ?

I got CC of Bob Snapdeal 2 weeks ago without any physical verification
But bank asked for 3 months bank statement 30k MAB and photo of other bank CC and its statement and other ID proof like Aadhaar PAN Voter ID etc

 

[Nishan11]

Have you used your card for EMI transaction? Does snap deal or any BoB card fetches reward points (5% or 2.5% or 1%) for EMI transaction? I didn't find any such exclusions anywhere.

I have never used emi transactions.

 

[Rohith-2009]

I got CC of Bob Snapdeal 2 weeks ago without any physical verification
But bank asked for 3 months bank statement 30k MAB and photo of other bank CC and its statement and other ID proof like Aadhaar PAN Voter ID etc

But they provide low limits. That's the problem. And if we ask, they tell us to wait 1 year

 

[NShah]

But they provide low limits. That's the problem. And if we ask, they tell us to wait 1 year

Apply Eterna you will get higher limit

 

[Rohith-2009]

Apply Eterna you will get higher limit

I have Snapdeal now

 

[NShah]

I have Snapdeal now

Limit ? .

 

[Rohith-2009]

Limit ? .

20k only +

 

[SplendorSuperman]

Then this skeleton could claim back its life once the unexpected thing happens and start dancing

I forgot to mention a peculiar thing.
Agent that came for verification ; after completing the process he told me " Sir you'll get your card in a week through Bluedart".
I was baffled by this.

what do you guys make of it ?