Is there a way to apply for BOB credit cards without Income Proof?

[VibhavBilgoji]

Is there a way to apply for BOB credit cards without Income Proof?
I want to apply for Snapdeal Credit card, mainly because of its 2.5% cashback on groceries and departmental stores. But during the application it asks for Income documents. i dont have to RN, i am too lazy to get them. is there a way i can apply for this card without income documents?

 

[Nishan11]

Thanks,
before upload my docs, the web page expired and kicked me out of the application.
Is there anyblink to resume my application? Or start from the beginning?? I am wondering another cibil hit if I start from the beginning.

No idea about this. Ideally it should resume from upload documents page, but can't be sure about bob. You can talk with customer care to make sure if their will be another cibil hit or not.

 

[SSV]

Start new application after entering OTP you will get option to resume old application

Thanks .. lets see what happens

 

[Rohith-2009]

Thanks,
before upload my docs, the web page expired and kicked me out of the application.
Is there anyblink to resume my application? Or start from the beginning?? I am wondering another cibil hit if I start from the beginning.

Yes, you'll able to resume from the same link

 

[Rohith-2009]

Yes, you'll able to resume from the same link

After entering otp, it will show the previous application

 

[SSV]

Application submitted for Eterna based on Infinia.. Provisional limit upto 3L.

Ack Received..
Application under process..

Ckyc details fetched instantly while submitting the application…



Thanks guys

 

[Nishan11]

Application submitted for Eterna based on Infinia.. Provisional limit upto 3L.

Ack Received..
Application under process..
Thanks guys

Kindly keep us posted.

 

[SSV]

Kindly keep us posted.

Sure .. Lets see how polite my physical verification guy is ...

 

[imdjay]

They are handing 1/3rd mostly , I used 3L CL card they showed upto 1L.

My card limit is 3L. I had done C2C with a 12L limit card.

 

[SSV]

My card limit is 3L. I had done C2C with a 12L limit card.

I think they are being conservative here .. They are giving 3L CL for most of C2C appliations , just like YES Marquee..

 

[Deepak_Shetty]

Just checked, it's under process now.

We have received your application and it is under process

Physical verification of office and current residential address has been completed today. Applied on 4th. What's your status @NShah?

 

[SSV]

Physical verification of office and current residential address has been completed today. Applied on 4th. What's your status @NShah?

both by same guy or different guys?
did he call you before office visit ?
can you elaborate this acttivity and what actually did it involve?
thanks..

 

[NShah]

Physical verification of office and current residential address has been completed today. Applied on 4th. What's your status @NShah?

pending . . . 😅

 

[Deepak_Shetty]

both by same guy or different guys?
did he call you before office visit ?
can you elaborate this acttivity and what actually did it involve?
thanks..

Same guy, he will call and schedule for appointment. Right now I am residing at nearby company township.
They will take photo of our home (including door number if it is there in application) and company ID card. They took photo of name board of our company (in front of main gate).

And they will ask some basic questions like how long we are there in residential address, current company service and number of family member, designation etc.

 

[Deepak_Shetty]

pending . . . 😅

As you submitted supporting documents already most likely physical verification will happen on Monday.

 

[Nishan11]

Physical verification of office and current residential address has been completed today. Applied on 4th. What's your status @NShah?

You should get update in 3-4 working days.

I am awaiting dispatch details of card.

 

[Deepak_Shetty]

You should get update in 3-4 working days.

I am awaiting dispatch details of card.

Your card is visible in app na?

 

[Nishan11]

Your card is visible in app na?

I don't know last 4 digits to do registration in bob card app. Customer care only told that card is generated, limit 3 L & its Eterna. They told me i will get last 4 digits & card setup email soon.

Tried trick which I read in this forum to know last 4 digits before dispatch but it will only work after 1 day of card generation.

 

[ghost of sparta]

Application submitted for Eterna based on Infinia.. Provisional limit upto 3L.

Ack Received..
Application under process..

Ckyc details fetched instantly while submitting the application…
View attachment 48934


Thanks guys

What’s the use case for this card? Based on your other messages in this forum, you already have some premium cards. Does it justify the annual fee of 2.5k?

 

[SSV]

What’s the use case for this card? Based on your other messages in this forum, you already have some premium cards. Does it justify the annual fee of 2.5k?

Just for collection, this one .. I think I can make FYF by some initial spending then I will see if it is worth keeping for next year

 

[NShah]

As you submitted supporting documents already most likely physical verification will happen on Monday.

they did not ask you for the documents via email ?