Is there a way to apply for BOB credit cards without Income Proof?

[VibhavBilgoji]

Is there a way to apply for BOB credit cards without Income Proof?
I want to apply for Snapdeal Credit card, mainly because of its 2.5% cashback on groceries and departmental stores. But during the application it asks for Income documents. i dont have to RN, i am too lazy to get them. is there a way i can apply for this card without income documents?

 

[Deepak_Shetty]

they did not ask you for the documents via email ?

No, 3 words

 

[NShah]

No, 3 words

Then why are they asking me to share the documents over email? Maybe because it is a rural area? There is no Bob branch near my location
No physical verification for me ?

 

[Deepak_Shetty]

Then why are they asking me to share the documents over email? Maybe because it is a rural area? There is no Bob branch near my location
No physical verification for me ?

Currently I am not in metro city. My Aadhaar address is rural area and currently living in tier 2 city. Verification job is handed over to 3rd party agency, they are not BoB employees.

 

[Deepak_Shetty]

Is there any mismatch in the application and supportive documents which you have shared in the application?

Then why are they asking me to share the documents over email? Maybe because it is a rural area? There is no Bob branch near my location
No physical verification for me ?

 

[NShah]

Is there any mismatch in the application and supportive documents which you have shared in the application?

NO . .

 

[NShah]

Currently I am not in metro city. My Aadhaar address is rural area and currently living in tier 2 city. Verification job is handed over to 3rd party agency, they are not BoB employees.

My aadhar address and current address is same

 

[Deepak_Shetty]

NO . .

Can you see the supportive documents enclosed with your application form? If you haven't downloaded from the website, it's available in your email too.

 

[NShah]

Can you see the supportive documents enclosed with your application form? If you haven't downloaded from the website, it's available in your email too.

Y e s
E sign n

 

[Deepak_Shetty]

Y e s
E sign n

Then it's random case, will be sorted out, don't worry.

 

[chiggybansal1]

Do we always get option to select which credit card we want, as the story is my mother earlier have easy credit card with 20k limit which got closed as I didn't used for a longer time, after that, 10 days ago I applied via branch with C2C card limit was 4.34 lkh SIMPLYCLICK, card approved and received and that's easy card with 1 lkh limit , also I have savings account with BOB, what should I do? I want premier or select.

 

[Nishan11]

Got last 4 digit sms by BOB & set up card in app. It's Visa Infinite. I hope you all also get desired BOB card soon.

@SSV @Venky @NShah @Deepak_Shetty

@Sunil R

 

[Deepak_Shetty]

Got last 4 digit sms by BOB & set up card in app. It's Visa Infinite. I hope you all also get desired BOB card soon.

@SSV @Venky @NShah @Deepak_Shetty

@Sunil R

Congratulations bro .

 

[Nishan11]

I have to pay annual maintenance fee 45k of my society through mygate. Planning to use eterna as it will complete Milestone of spending 25k in 60 days for joining fee reversal.

I hope paying such amount in 2-3 days of getting card should not be an issue with BOB 😄

 

[Deepak_Shetty]

I have to pay annual maintenance fee 45k of my society through mygate. Planning to use eterna as it will complete Milestone of spending 25k in 60 days for joining fee reversal.

I hope paying such amount in 2-3 days of getting card should not be an issue with BOB 😄

Can't you try part payment?

 

[Nishan11]

Can't you try part payment?

I will try full payment once I receive physical delivery of card.

 

[chiggybansal1]

Do we always get option to select which credit card we want, as the story is my mother earlier have easy credit card with 20k limit which got closed as I didn't used for a longer time, after that, 10 days ago I applied via branch with C2C card limit was 4.34 lkh SIMPLYCLICK, card approved and received and that's easy card with 1 lkh limit , also I have savings account with BOB, what should I do? I want premier or select.

my post is seen and ignored successfully @SSV @Venky or any other expert.

 

[Nishan11]

my post is seen and ignored successfully @SSV @Venky or any other expert.

When you apply for card online, you will be shown offered card as per eligibility & joining/annual fees ( if any) . When I applied few days back except eterna, other three cards East, Select & Premier were LTF. Then you can apply for your preferred card accordingly.

Offline also you can mention agent that you wish to apply for this particular card. After that agent will let you know about cards being offered to you as per eligibility. Then you can proceed accordingly.

Once card is issued, one has to wait 1 year to request upgrade by sharing required documents. So it's better to select card during application itself.

When applying offline, when agent fills the form in tab, always crosscheck which card they have mentioned.

 

[Deepak_Shetty]

My BoB credit card application has been approved. Applied on 4th April and approved on 8th April. @NShah @Nishan11 @SSV

 

[Nishan11]

My BoB credit card application has been approved @NShah @Nishan11 @SSV

Congratulations 🥳.

Tomorrow call customer care to confirm variant & limit.
Last 4 digit sms/mail will come in 2-3 days.

 

[SSV]

My BoB credit card application has been approved. Applied on 4th April and approved on 8th April. @NShah @Nishan11 @SSV

Very good.. excellent..
Congratulations 🎊