Is there a way to apply for BOB credit cards without Income Proof?

[VibhavBilgoji]

Is there a way to apply for BOB credit cards without Income Proof?
I want to apply for Snapdeal Credit card, mainly because of its 2.5% cashback on groceries and departmental stores. But during the application it asks for Income documents. i dont have to RN, i am too lazy to get them. is there a way i can apply for this card without income documents?

 

[Rohith-2009]

I hope you have tried on multiple networks. like Wifi or mobile data. Maybe try some other phone.

What can I do if I login to my family member's phone?

 

[SSV]

I hope you have tried on multiple networks. like Wifi or mobile data. Maybe try some other phone.

What can I do if I login to my family member's phone?

Those steps are find out where the problem lies.
Is the problem at your account level or device level..
It is the process of elimination to find out where the problem lies..

 

[Rohith-2009]

Those steps are find out where the problem lies.
Is the problem at your account level or device level..
It is the process of elimination to find out where the problem lies..

I'll try it tomorrow. Thank you

 

[Nishan11]

I got LTF Premier Visa credit card. Actual limit is less than the promised one during application. Confirmed these on call with Customer care.
Still I am not able to find last 4 digit of card as still IVR says your number is not registered yet. Customer care executive has told that it's may be because of technical issue and my card has been generated today only.
Whom to approach for Visa to Rupay conversion? Crm or any other email ID?
I have Tata Neu Infinity, Axis Myzone and ICICI Coral rupay cards and all are LTF. Should I continue with Visa premier card or try to convert it to Rupay? May I get suggestions from your side? My aim is to get LTF snapdeal rupay LTF virtual card.

IVR said same in my case too until i got last 4 digit through sms. You will get last 4 digit message/Email shortly. My card is also going to deliver today most probably.

Bob mostly don't take card conversion request before 1 year but few were successful in changing within 3 to 6 months. So use atleast for 3 months then email them for conversion to RUPAY. Anyway it's LTF so you can wait 3 months.

 

[Deepak_Shetty]

Thank you so much

IVR said same in my case too until i got last 4 digit through sms. You will get last 4 digit message/Email shortly. My card is also going to deliver today most probably.

Bob mostly don't take card conversion request before 1 year but few were successful in changing within 3 to 6 months. So use atleast for 3 months then email them for conversion to RUPAY. Anyway it's LTF so you can wait 3 months.

 

[bigbyte]

I applied today. I selected the option of having other bank credit card. It asked for photo and Card Statement/Front Picture upload. Did esign with aadhar.
Application submitted , number generated and showed application under process.

Received esigned application and uploaded document on email instantly.

Did not receive any VKYC prompt or Link.
Tracker shows under process.

Later today I received text from CKYC that BOB Financial fetched my kyc record.


Hopefully I get approved 🤞🏻

I applied on 8th April, for Snapdeal Card on C2C basis.
Everything was same as above except it didn't give option to upload income proof documents which is little strange.
Looks like my CIBIL hit will be wasted.
@SSV what's your view?

 

[Nishan11]

I applied on 8th April, for Snapdeal Card on C2C basis.
Everything was same as above except it didn't give option to upload income proof documents which is little strange.
Looks like my CIBIL hit will be wasted.
@SSV what's your view?

You should email them send Front & back of other credit card which you mentioned by masking cvv & latest card statement of one month. Mention application number.

Mention additional documents for application number on subject of email.

Email to :- crm@bobfinancial.com

 

[Deepak_Shetty]

I applied on 8th April, for Snapdeal Card on C2C basis.
Everything was same as above except it didn't give option to upload income proof documents which is little strange.
Looks like my CIBIL hit will be wasted.
@SSV what's your view?

Didn't you upload bank statement?

 

[Rohith-2009]

I'll try it tomorrow. Thank you

It's not working in another device too. Is Their IT qualified? Three times, they mentioned they fixed the issue but no

 

[SSV]

It's not working in another device too. Is Their IT qualified? Three times, they mentioned they fixed the issue but no

So now you have proven that , issue is with your account.. now each to them by various channels and include your efforts to make it work and contact the higher authorities, not the regular support..
This is how I deal with these kind of scenarios..

Note: I am not a bob customer

 

[SSV]

I applied on 8th April, for Snapdeal Card on C2C basis.
Everything was same as above except it didn't give option to upload income proof documents which is little strange.
Looks like my CIBIL hit will be wasted.
@SSV what's your view?

No not wasted…yet …
I applied on April 6th and it is still in pending state.. nothing is law happened.. this week there are some holidays..


How come it didn’t ask for uploading income/ bank statement docs?
What did it ask you upload??

Anyway , you should have still uploaded your other bank statements by appending it to whatever they asked you . You can add more docs to one single category..
Anyway now you can send the docs to the email id crm@bobfinancial.com

 

[Deepak_Shetty]

IVR said same in my case too until i got last 4 digit through sms. You will get last 4 digit message/Email shortly. My card is also going to deliver today most probably.

Bob mostly don't take card conversion request before 1 year but few were successful in changing within 3 to 6 months. So use atleast for 3 months then email them for conversion to RUPAY. Anyway it's LTF so you can wait 3 months.

I have received last 4 digit my card number and successfully generated new PIN via IVR. But still BoB World app says your mobile number is not registered with bank. Is there any cooling period for this app too? 😂

 

[bigbyte]

How come it didn’t ask for uploading income/ bank statement docs?
What did it ask you upload??

The only options I got was uploading photo and uploading ID proof. And in id proof i uploaded both Aadhar and PAN that I later realized was un-necessary as they already fetched my Aadhar (Masked Aadhar with only last 4 digit visible was fetched by them Automatically).
It didn't ask me Address Proof and Income Proof options.

Anyway , you should have still uploaded your other bank statements by appending it to whatever they asked you . You can add more docs to one single category..
Anyway now you can send the docs to the email id crm@bobfinancial.com

Will track the status , if anything changes I'll update here.

Looks like I applied in haste for Snapdeal Card. Should have applied for Eterna and waited for LTF Snapdeal Offer.

 

[bigbyte]

Didn't you upload bank statement?

Didn't get option to upload any Income proof. Only two section were visible, Photo and ID Proof. No Address or income proof asked. And I applied from Laptop not Mobile.

 

[SSV]

he only options I got was uploading photo and uploading ID proof. And in id proof i uploaded both Aadhar and PAN that I later realized was un-necessary as they already fetched my Aadhar (Masked Aadhar with only last 4 digit visible was fetched by them Automatically).
It didn't ask me Address Proof and Income Proof options

In this is proof option , you can upload other bank statements as well

 

[bigbyte]

You should email them send Front & back of other credit card which you mentioned by masking cvv & latest card statement of one month. Mention application number.

Mention additional documents for application number on subject of email.

Email to :- crm@bobfinancial.com

Will do it right away

In this is proof option , you can upload other bank statements as well

Sending it on crm as suggest by you and @Nishan11

 

[Nishan11]

I have received last 4 digit my card number and successfully generated new PIN via IVR. But still BoB World app says your mobile number is not registered with bank. Is there any cooling period for this app too? 😂

Try bob card app. Bob world is for saving account, debit card thing.

 

[NShah]

Didn't get option to upload any Income proof. Only two section were visible, Photo and ID Proof. No Address or income proof asked. And I applied from Laptop not Mobile.

Check the status of the application they will ask you to share the documents via email

 

[bigbyte]

Check the status of the application they will ask you to share the documents via email

It still shows under process, may be because yesterday was a Big Holiday in Western India.

However I've mailed them Card details and also my Latest Payslip.

 

[SSV]

It still shows under process, may be because yesterday was a Big Holiday in Western India.

However I've mailed them Card details and also my Latest Payslip.

Yes it is big holiday in southern part also..
And there is another big holiday tomorrow nationwide…
So we applied in the wrong week