Jana Finance Bank (For easiest Rupay Select DC)

[Vasuki]

Here is my experience of opening Jana finance ( video kyc - variant account)

590 joining fees ,+ 590 annual fees in first year
Yes account variant name is - video kyc ( don't open other account type like sa+fd or digi account)

STEPS :-
1 - OPEN JANA FINANCE BANK WEBSITE WEBSITE LINK
2 - TOP LEFT MENU
NOW SELECT -
INDIVIDUAL
SAVINGS accounts
video kyc (4th In list ) 2500 mab or 25k fd
Start now

3 - FILL YOUR DETAILS
IMPORTANT INFO HERE WHILE FILLING FORM
IF you address doesn't have Jana finance bank branch your application won't go through.
What's the remedy - CHECK BRANCHES FROM here. :- BRANCH LOCATOR

Give new address as communication address ( no verification doc asked as u know ) but maybe during kyc u might have hiccups if you aren't calling from current address)

Solution is use - only for TF ace and above dm me


Now coming to Vkyc experience:-
( If u don't get agent keep trying u will get or schedule even then u might not find agent then just keep trying eventually u will get within a hour of try )

- they will ask you
Name
DoB
Father's name
Email id
Complete address ( communication) with pincode
Tell u read code from screen
Picture & Signature

They might ask where u calling from

After this - they will inform you to fund 2500 or fund 25k & get rupay platinum dc for free FY.
But Tell them u are interested in Rupay select Dc & will get it by calling customer care.
They will agree .
Then they will inform about intrest rate fd rd . which you listen & nod .


AFTER KYC :- ONE HOUR INTO KYC I GOT CRN number
Logged into app with CRN number.
Called customer care ( it's straight forward call like idfc ivr directly connected to agent )
They will verify your details like name ,dob ,mother name , email
And tell them u want Rupay select dc .they will say 590 + gst agree and u will recieve a sms for request number.
While on call

You will get dc + dc pin ( 2 parcel via courier)
+ Maybe a welcome kit too

In same evening got call for applying dc & cheque.
Since I had cheque book.
I applied for just cheque book (25p ) free.
For passbook - was told to contact bank



Dc picture :--

Schedule of charge pdf is attached.


caution - plz don't fund account before atm card delivery


People who have doubt on bank performance
Check this article -

https://www.moneycontrol.com/news/business/earnings/jana-small-finance-bank-q4-net-profit-jumps-to-rs-321-crore-asset-quality-healthy-12710702.html

:- if you have query ask 😁

 

[doraemon]

You will get Youth Offer.

So Do not use it for Yourself, instead resell

I want to sell
Not getting a good customer bro

 

[theflash]

Finally Jana SFB Select DC out for delivery via Bluedart!! 😁

Arrived just now.

 

[Aquarius]

Today I called Customer Support. They are saying that rupay select DC comes with issuance fee of 499 plus gst and an annual fee of 499 plus get.
Both of which will be deducted in first year

 

[vine]

Today I called Customer Support. They are saying that rupay select DC comes with issuance fee of 499 plus gst and an annual fee of 499 plus get.
Both of which will be deducted in first year

AMC is being deducted at the start of the year, not at the end (like for other banks).
It's a sneaky way of selling a debit card, instead of saying ₹1000 charges, they will bill you 500 + 500.

One good thing is next year Jana will charge ₹590 (hopefully they will not increase the charges).
And Canara will charge ₹1180.

 

[Vasuki]

bhai rupay platinum ka sabse sasta jugaad bata do.

Nsdl . .

 

[Ak Singh]

AMC is being deducted at the start of the year, not at the end (like for other banks).
It's a sneaky way of selling a debit card, instead of saying ₹1000 charges, they will bill you 500 + 500.

One good thing is next year Jana will charge ₹590 (hopefully they will not increase the charges).
And Canara will charge ₹1180.

True, initially I also thought only 590 rs charges including annual fee too.
But wrong pricing cost to us..

 

[its_karan]

@its_karan Bhai ki duvidha dur kariye

Socho toh bada socho @imuntitled

P Chidambaram said who pay digitally at local stores



Now, you know the Distribution network of UPI

People are misunderstood
They still don't know that amc is deducted within 60 days

Yes, AMC cost should be considered

 

[Vasuki]

Socho toh bada socho @imuntitled

P Chidambaram said who pay digitally at local stores



Now, you know the Distribution network of UPI


Yes, AMC cost should be considered

🤣😀
In my remotest village of Bihar
Whenever I go
I pay using rupay credit card
7.50 paisa for tamato with my credit card

Now they want to redistribution of wealth.. uncanny PPL .
No vision than getting back power

 

[vine]

Aok

Socho toh bada socho @imuntitled

P Chidambaram said who pay digitally at local stores



Now, you know the Distribution network of UPI


Yes, AMC cost should be considered

Someone send that video to Chidu on Twitter.
I remember he used to rant a lot on Twitter because no one was listening to him.

 

[Ak Singh]

🤣😀
In my remotest village of Bihar
Whenever I go
I pay using rupay credit card
7.50 paisa for tamato with my credit card

Now they want to redistribution of wealth.. uncanny PPL .
No vision than getting back power

can I register rupay select website from different number ? or I have to register only which number linked to that rupay select card?

 

[doraemon]

🤣😀
In my remotest village of Bihar
Whenever I go
I pay using rupay credit card
7.50 paisa for tamato with my credit card

Now they want to redistribution of wealth.. uncanny PPL .
No vision than getting back power

Jiya tu Bihar ke lala
Jiya tu hajar saal
Jiya tu hajaar taani naachi ke taani gaayi ke
Tani nachi gaayi sabka Mann behlawa re bhaiaya

can I register rupay select website from different number ? or I have to register only which number linked to that rupay select card?

Any number

 

[vine]

Someone send that video to Chidu on Twitter.
I remember he used to rant a lot on Twitter because no one was listening to him.

Folks, I just opened wiki article for UPI.
Looks like NPCI was created in dec 2008 early 2009.
(At the time, Chidambaram was actually the Union Home Minister of India).
NPCI started a plan to implement digital real-time transactions in early 2011 and by 2012, this plan was released as a four year plan to implement and release UPI by 2016.
..which they did.
UPI was released in 2016.
I remember using UPI in 2016. I personally already heard about it few months ago at that time.
Then during demonetization every one started using it.
..
So,
If this speech happened sometime in 2010, I hope there was a sanki dude in RBI who saw this on TV and went sanki and literally implemented UPI in the next four years.
If someone make a movie or documentary of NPCI and UPI, please hire Manoj Bajpai as that RBI dude who is *sanki* enough to take this speech as a challenge to start a digital revolution in India, and *clever* enough to actually implement it.

 

[Vasuki]

Folks, I just opened wiki article for UPI.
Looks like NPCI was created in dec 2008 early 2009.
(At the time, Chidambaram was actually the Union Home Minister of India).
NPCI started a plan to implement digital real-time transactions in early 2011 and by 2012, this plan was released as a four year plan to implement and release UPI by 2016.
..which they did.
UPI was released in 2016.
I remember using UPI in 2016. I personally already heard about it few months ago at that time.
Then during demonetization every one started using it.
..
So,
If this speech happened sometime in 2010, I hope there was a sanki dude in RBI who saw this on TV and went sanki and literally implemented UPI in the next four years.
If someone make a movie or documentary of NPCI and UPI, please hire Manoj Bajpai as that RBI dude who is *sanki* enough to take this speech as a challenge to start a digital revolution in India, and *clever* enough to actually implement it.

Boy giving plot to director

 

[vine]

Boy giving plot to director

Bhai.. this fits..
Npci was created in 2009 and they (maybe) did nothing for two years till March 2011.
Don't you think they drafted the plan (or atleast speed it up) after watching this sh*t on TV in 2010 and took it as a challenge.

 

[Vasuki]

Bhai.. this fits..
Npci was created in 2009 and they (maybe) did nothing for two years till March 2011.
Don't you think they drafted the plan (or atleast speed it up) after watching this sh*t on TV and took it as a challenge.

Irony is modi government implementation of Congress plan which were In loopholes.

Be it
Aadhaar
Gst
Npci rupay
Farms bill
To name a few

Yet they oppose everything

 

[Sourabh_13]

If you've taken the card for sole purpose of Amazon prime then it is not a loss actually you're savings around ₹320 on prime if you're above 24 years then it's a benefit otherwise a loss actually. But If you take uber voucher you'll get around 1 a quarter AFAIK. So

Uber : ₹400 every year
Amazon Prime : ₹320(saved) 1st year.
Gym membership : 3-4 Months if you use or approx 600-700 if you sell.
SPA : 3-4 times a year
Health Checkup: 1 a year (can be more as well I'm not sure as I've not used more than once it till now)
Golf: 1 a year (can be more as well I'm not sure as I've not used it till now)

so ideally you paid ₹1180 (First Year)

Saved: ₹400+₹1500+₹600+ some benefits.

I'm happy to be corrected.

and just FYI

I've redeemed these since Aug'23 :

3 Amazon Prime yearly
2 Hotstar yearly
6-7 Spa
5-6 GYM
5-6 Uber
2 Health Checkup

and Jana Small bank Benefits are yet to be claimed....

How to sell gym membership? Is there any platform for it? 🤑

 

[pinki]

How to sell gym membership? Is there any platform for it? 🤑

Contact buyer❌ @doraemon ✅

 

[VikasBhindwar]

Nsdl . .

What is benefits of Rupay Platinum? If anyone can highlight as I already have NSDL account.

 

[Vasuki]

What is benefits of Rupay Platinum? If anyone can highlight as I already have NSDL account.

20% off upto 100 on recharge on Friday in Amazon app

 

[doraemon]

They reject vkyc
By giving absurd reason

That aapka pan card epan wala hai hum ye accept nahi karte


Isi card se sare accounts open kare h
Don't know kya fook ke Bank chala rahe hai ye