Jewellery purchase using CC from big stores

[V360]

There is no such thing as a loyal customer discount at Tanishq. They barely waive 1-2% on making charges. Forget Tanishq; they have the highest making charges of all.

Are you working for Tanishq?

 

[aam.aadmi]

What signifies loyal customers? Is it based on certain amount or number of times one buys in a year?

Just your rapport with the staff/manager. My anniversary/birthday/employer (Titan employees get 25% off on gold jewelry MC, other Tata company employees get 10%) keeps getting corrected in their system 😉

There is no such thing as a loyal customer discount at Tanishq. They barely waive 1-2% on making charges. Forget Tanishq; they have the highest making charges of all.

YMMV

 

[Sriim]

There is no such thing as a loyal customer discount at Tanishq. They barely waive 1-2% on making charges. Forget Tanishq; they have the highest making charges of all.

Same experience. Wife believes Tanishq has the best quality of Jewellery. But they do charge higher making charges than other brands + don't waive off much despite being regular customers.

Probably some manager in some store might do. We're not that lucky

 

[rioree]

Nope, just sharing my experience after buying from most of these big brands.

 

[ankitfintech]

Isnt Axis Magnus Burgundy good for jewellery since we can hit 1.5L milestone to get accelerated reward points?
Or is jwellery excluded category for Magnus?

 

[tachniki]

Isnt Axis Magnus Burgundy good for jewellery since we can hit 1.5L milestone to get accelerated reward points?
Or is jwellery excluded category for Magnus?

 

[KLB@96]

which jewellery store has less making charges ?

 

[MrMonkey]

which jewellery store has less making charges ?

depends on what you are purchasing and different models have different making charges. My family usually goes for Lalitha jewellers as it usually has less making charges compared to other brands. Best designs usually have highest making charges, so depends on what you want between making charges vs designs vs brand

 

[AllThatStuff]

I need to purchase around 7-8L of gold jewellery next month and gonna buy it from big stores which accept credit card.

I know that there are already few threads but couldn't get the answers from there so creating a new one.

Cards I've -> Infinia, amex plat travel, neu infinity, sbi cb.

I've been accumulating apay and asv vouchers from last 2 months using my infinia to buy gc of jewellers from Amazon.

Few questions that I've:

Is there any other card I should apply?

Can I buy jewellers gc using sbi cb on Amazon to get 5% on 1L purchase?

Can I use axis atlas to buy jeweller gc from Amazon and get 2% miles and milestone benefits? I'm anyway thinking of applying axis atlas irrespective of this.

Can I pay using Amex since I've read in previous gold purchase threads that you can't buy in initial 6 months of account opening? If yes, I can refer someone else in my family and use their card as well for 4L.

Worst case, I'll use infinia to swipe directly for 3.3%.

TIA!

You can try Axis Ace...it's been giving flat 1.5% cashback since last few months !!

 

[Subhajeet]

Can't say about giva and caratlane since haven't visited there but Malabar and Joyalukkas is definitely cheaper than Tanishq.

Also, Joyalukkas has 25% making charge discount on Amex cards and 6-10% on diamond.
Kalyan also has 35% on amex and 25% on visa cards and 6-10% on diamond.

any offer or its generic available all time offline or online and amex code please

 

[Subhajeet]

Tanishq store managers have the option to waive upto 25% making charges on gold/studded and upto 20% off on diamond jewelry. This is usually not advertised openly but provided discreetly to loyal customers. Add to this the 2~6% Encircle rewards + 5% NeuCoins CB, and it effectively zeros out the making charges

am a very loyal customer not allowing me stating not possible.

 

[Gkcards]

which is better one of the 2 for monthly Gold scheme - Kalyan or Malabar? I will be mainly using apay vouchers to pay monthly installments or Amex plat travel card?

Which has less making charges? Do they give any Diwali offers etc on Amex

 

[Gkcards]

am a very loyal customer not allowing me stating not possible.

its not about loyalty, all depends on staff you have been dealing with

 

[Subhajeet]

its not about loyalty, all depends on staff you have been dealing with

do u know ay of them who can offer or extend this kind of help and from which store

 

[blew]

any offer or its generic available all time offline or online and amex code please

I haven't redeemed either of these but read somewhere that someone did redeem the kalyan one and it was very easy. They just needed to tell the cashier and pay by their amex card.

American Express - Joyalukkas Offer | AMEX India

"With your American Express Card, get 25% discount on gold jewellery making charges. Get INR 6000/- off on purchase of diamond jewellery of INR 50,000/- and above."

www.americanexpress.com

American Express - Kalyaan Jewelers Offer | AMEX IN

With your American Express Card, get exciting discounts at Kalyaan Jewelers. Terms and conditions apply. Find out more about the offer and how to avail it.

www.americanexpress.com

 

[thegame]

You can try Axis Ace...it's been giving flat 1.5% cashback since last few months !!

not on jellewery anymore as Axis had stopped CB on ACE/FK cards in Aug or Sep 2022 itself

 

[Gkcards]

Can I pay tanishq installment with amazon pay online/app

 

[Sriim]

Can I pay tanishq installment with amazon pay online/app

Nope. Tata neu infinity gives 5% neu coins

 

[Sudbht]

Can't say about giva and caratlane since haven't visited there but Malabar and Joyalukkas is definitely cheaper than Tanishq.

Also, Joyalukkas has 25% making charge discount on Amex cards and 6-10% on diamond.
Kalyan also has 35% on amex and 25% on visa cards and 6-10% on diamond.

Is this 25% off on making charges on Visa card still working? How to check for this offer in the stores?

 

[jeevanreddy58]

Is this 25% off on making charges on Visa card still working? How to check for this offer in the stores?

Who mentioned it is visa network offer ?