sheeeeeeeesh! good thing I paid off 75k of my actual 4L bill on Apay through jiofin well in advance which was due on 30th of this month. Already got the 750 credited as reward points and redeemed it.
Guess this is it. Once I end up in a spot where I'm left with no way to redeem the 1% on ESP DC I'm going to close my savings max account and rather invest the same amount in an FD or MF.