Jio Payments Bank account Blocked

[Deleted member 30411]

Tbh you f*** bro, idk why u r making big transaction like these bank , contact via customer care tell your situation, they may help else I have no idea 😔, but try via RBI

Correct, ONLY Trust govt banks or reputed private bank

 

[Ekavya]

My account is also blocked by jio bank. I have raised request that bymistake i have sent this amount to person but he was saying he didn't receive amount. So I have raised request to reverse the transactionin upi complaint. But jio have blocked by sender account(i dont know why?) .How did you unblocked your account. Can you please help.

My account wasn't blocked. Transaction limit was reduced to 20k. If your account is blocked then mail their customer service. Account coloser is always an option. You can get your money back to some other bank account after raising closer request.

 

[Vimlesh]

Update: I had sent an e-mail to them and they just replied that my cumulative transaction limit is reduced to 30k per day because of suspicious transactions. So they advised me to make a transaction after 24 hours.

Oh! Man! It's a relief. I hope I can transfer all the money from JBP tomorrow.

Bro did the transferred the money? And please tell what have you Mailed them I'm in the same situation.

 

[Ekavya]

Bro did the transferred the money? And please tell what have you Mailed them I'm in the same situation.

My daily transaction limit was reduced. It took me a few days to transfer all my money from JPB to Other bank account.


Just ask them why You can't transfer money from JPB.

 

[Vimlesh]

My daily transaction limit was reduced. It took me a few days to transfer all my money from JPB to Other bank account.


Just ask them why You can't transfer money from JPB.

I have done that, but they are asking for the detail of a certain large amount transaction done to me by someone. They are asking for bank statement, PAN and , Aadhar card of that person.. but they are not unblocking it.

 

[CosmicCat]

I gave 80k to my friend. He told me that he will give it back in parts. At first he gave me 30000, then 5000, then 6000, and so on. He completely gave me back my 80k. I already had 70k in the Jio Payments Bank account. So right now I have 1.5L. But couldn't transact using it. I waited for 2 days but still I couldn't do any transactions. Then I suspected that maybe my Jio Payments Bank account is blocked. I checked my previous transactions and saw that those transaction (Money credited) were done by different people through IMPS. I don't know them. I got suspicious and asked my friend for an explanation. Then he told me that he plays online betting/gambling and from there he used my Account to withdraw money.

After doing some research about how to unnblock JBP account I found that they need Bank statement of the sender (Whom I don't know) their PAN details, AADHER Card. I don't know what should I do now. If they ask me for this can't provide any of these.

I'm glad your issue has been resolved (up to an extent). I created a Jio Payments Bank account in the JioFinance app yesterday solely for doing UPI transactions wherein RuPay credit card UPI isn't accepted by the merchants. (I want to have my main bank accounts free from any UPI transactions' clutter, and I don't want to use UPI Lite either.)

But it turns out, their UPI service has been down for a week! (Confirmed by many posts on X since the last week)

I can't even register UPI PIN in any UPI app. It says "Incorrect PIN" each time while *setting up* the PIN even though there is no existing PIN to authenticate against. 😂

Looks like I should use this account with caution.

 

[KK001]

I gave 80k to my friend. He told me that he will give it back in parts. At first he gave me 30000, then 5000, then 6000, and so on. He completely gave me back my 80k. I already had 70k in the Jio Payments Bank account. So right now I have 1.5L. But couldn't transact using it. I waited for 2 days but still I couldn't do any transactions. Then I suspected that maybe my Jio Payments Bank account is blocked. I checked my previous transactions and saw that those transaction (Money credited) were done by different people through IMPS. I don't know them. I got suspicious and asked my friend for an explanation. Then he told me that he plays online betting/gambling and from there he used my Account to withdraw money.

After doing some research about how to unnblock JBP account I found that they need Bank statement of the sender (Whom I don't know) their PAN details, AADHER Card. I don't know what should I do now. If they ask me for this can't provide any of these.

I really don't understand why people trust JIO so much!!! Jio is basically Indian from outside but Chinese from inside

 

[doraemon]

I really don't understand why people trust JIO so much!!! Jio is basically Indian from outside but Chinese from inside

Jio has done something revolutionary that was unexpected
And hence they are king of industry as of today

 

[Card_Crafter]

I really don't understand why people trust JIO so much!!! Jio is basically Indian from outside but Chinese from inside

Chinese tech is more reliable than India. Just saying.

 

[KK001]

Jio has done something revolutionary that was unexpected
And hence they are king of industry as of today

Except Cheap data which is not a problem for people like me who has wifi in home & office as well..

What other revolutionary jio has done ?

 

[Ekavya]

I'm glad your issue has been resolved (up to an extent). I created a Jio Payments Bank account in the JioFinance app yesterday solely for doing UPI transactions wherein RuPay credit card UPI isn't accepted by the merchants. (I want to have my main bank accounts free from any UPI transactions' clutter, and I don't want to use UPI Lite either.)

But it turns out, their UPI service has been down for a week! (Confirmed by many posts on X since the last week)

I can't even register UPI PIN in any UPI app. It says "Incorrect PIN" each time while *setting up* the PIN even though there is no existing PIN to authenticate against. 😂

Looks like I should use this account with caution.

My purpose was same keeping main account clutter free. But Jio isn't made for this. Their UPI service is poor. Daily Limit policy is poor. They can temporarily ban your account after multiple suspicious ( According to them) transactions. So better avoid it for high value transactions.

 

[CosmicCat]

My purpose was same keeping main account clutter free. But Jio isn't made for this. Their UPI service is poor. Daily Limit policy is poor. They can temporarily ban your account after multiple suspicious ( According to them) transactions. So better avoid it for high value transactions.

Even the new-age digital banks such as Fi Money and Jupiter, which are both powered by Federal Bank—a scheduled commercial bank—are notorious for blocking their customers' accounts for no apparent reasons. There isn't any zero-fee bank or a minimal requirements and fees bank which exists in India and works error-free.

As a matter of fact, see the statistics of Top 50 Remitter Member Banks in the UPI ecosystem:


Here Jio Payments Bank has the lowest volume of transactions during the last month, yet the approval rate of the transactions was around 85%, which is one of the lowest for such a small bank. It's really a shame though, and I now understand why. You can view the rest of the statistics here.

Hope the recent restructure of the Jio Payments Bank will do wonders. But my expectations are low though.

 

[Ekavya]

I have done that, but they are asking for the detail of a certain large amount transaction done to me by someone. They are asking for bank statement, PAN and , Aadhar card of that person.. but they are not unblocking it.

Then just initiate a request to close your JPB account. Then they have to transfer your money to your preferred Bank account

 

[CosmicCat]

BC kya bawaseer payments bank hai yeh Jio ka. Har 2 din down ho jaata hai. They don't even have too many customers, yet their uptime is one of the worst ones out there. 😑

If it keeps happening, I'd close my account soon.

 

[bond007]

same issue with me.. they keep closing the ticket when raised!!

 

[KK001]

BC kya bawaseer payments bank hai yeh Jio ka. Har 2 din down ho jaata hai. They don't even have too many customers, yet their uptime is one of the worst ones out there. 😑

If it keeps happening, I'd close my account soon.

How can you even think of opening BANK account with JIO, it's even worst than Chinese companies in every aspect.

 

[yobro]

I gave 80k to my friend. He told me that he will give it back in parts. At first he gave me 30000, then 5000, then 6000, and so on. He completely gave me back my 80k. I already had 70k in the Jio Payments Bank account. So right now I have 1.5L. But couldn't transact using it. I waited for 2 days but still I couldn't do any transactions. Then I suspected that maybe my Jio Payments Bank account is blocked. I checked my previous transactions and saw that those transaction (Money credited) were done by different people through IMPS. I don't know them. I got suspicious and asked my friend for an explanation. Then he told me that he plays online betting/gambling and from there he used my Account to withdraw money.

After doing some research about how to unnblock JBP account I found that they need Bank statement of the sender (Whom I don't know) their PAN details, AADHER Card. I don't know what should I do now. If they ask me for this can't provide any of these.

Edit: So after contacting with Customer care I was informed that my daily transaction limit was decreased ( They consider inflow and outflow of money in total transaction). It took me a few days to transfer all the banalce to my other bank account. Now I don't keep more than 5k in my JPB.

Stay away from such friend

 

[Ekavya]

Stay away from such friend

Now we are friends only on Paper

 

[Ekavya]

UPDATE:
Thanks to all of you people for helping me out. I want to give you one update about my friend:

He informed me that he got a message from "Cyber Crime" Branch that his account is blocked and some investigation is going on. He contacted local branch and they informed that "It's a sensitive matter" and can't share much information. But they also informed that 3 accounts (Inlcuding his) are under investigation. One of the account belongs to the "Betting/ Gambling/ Fantacy app" person. Another belongs to his another friend (He also used his account to withdraw money just like mine).

So I want to say please keep away from these apps/websites.

 

[yusuf646]

UPDATE:
Thanks to all of you people for helping me out. I want to give you one update about my friend:

He informed me that he got a message from "Cyber Crime" Branch that his account is blocked and some investigation is going on. He contacted local branch and they informed that "It's a sensitive matter" and can't share much information. But they also informed that 3 accounts (Inlcuding his) are under investigation. One of the account belongs to the "Betting/ Gambling/ Fantacy app" person. Another belongs to his another friend (He also used his account to withdraw money just like mine).

So I want to say please keep away from these apps/websites.

Avoid these websites ❌❌❌
Avoid these friends ✅✅✅

By the way, do the three accounts under investigation include your Jio Payments Bank account? You mentioned one belongs to a gambling friend, another to a different friend, and the third is yours?