Just For Fun 🐰

[sovon]

Ye inki toheen hogi inhe to axis reserve milna chahyiye

Are wohi to, axis ka neo leke axis ko bata dena hai ki bkl tumhare bas instant discount kam aata hai mera, baki infinia epm rakhte hai hum dono pocket mai.
Axis ki m....k...c

 

[HumorSimpson]

I'm saying about the Swiggy Instamart, Gold coins/bars

For gold, I don't trust online. Even if I am planning to buy jewellery I will go with GRT like jewellers 11 month plan. It saves more on making charges.

 

[TripleAce]

Neo leke axis ka beizzati kar do.

He asked me to keep the Select card for periodic and monthly offers which is true to be honest.
It’s good to have an 🪓 in the armoury 😎😅

 

[sovon]

For gold, I don't trust online. Even if I am planning to buy jewellery I will go with GRT like jewellers 11 month plan. It saves more on making charges.

So which brand is better for this kind of monthly schemes?

 

[TripleAce]

Mere paas hdfc swiggy hai par rival card hai isliye use nahi karta

Good one brother 😂🫡😝

 

[sovon]

He asked me to keep the Select card for periodic and monthly offers which is true to be honest.
It’s good to have an 🪓 in the armoury 😎😅

Pehle aap bolo 🪓is bkl hai
Phir dusri baat karenge.
Sinior citizen approval de de ki axis hai bkl

 

[HumorSimpson]

So which brand is better for this kind of monthly schemes?

We generally like GRT designs, so we go with it. Till now we used GRT, Kalyan, Lalithaa jewelers schemes.

 

[sovon]

Mere paas hdfc swiggy hai par rival card hai isliye use nahi karta

Zomato × roar Bank card launch karo

Zoar Card

 

[TripleAce]

So which brand is better for this kind of monthly schemes?

I will tell you later when we both are free.

 

[sovon]

We generally like GRT designs, so we go with it. Till now we used GRT, Kalyan, Lalithaa jewelers schemes.

I heard that Kalyan jewellers are more higher side for making charges

 

[sovon]

I will tell you later when we both are free.

☺️☺️ Are apse to kabhi bhi puch lunga, abhi paneer bhai ne mudda uthaya to puch raha hoon

 

[TripleAce]

Pehle aap bolo 🪓is bkl hai
Phir dusri baat karenge.
Sinior citizen approval de de ki axis hai bkl

Super BKL as I asked them to give M4B LTF 😝

 

[sovon]

Super BKL as I asked them to give M4B LTF 😝

To finally, Officially
🪓Is = BKL

 

[HumorSimpson]

I heard that Kalyan jewellers are more higher side for making charges

We can't tell . Better way is to window shop the similar designs and check their making charges etc.

In terms of making charges and designs, Tanishq is the worst. We never liked their designs and their charges are really high.

 

[BhaiyaJi]

HDFC Millenia visa and HDFC TNI rupay.

Its like

 

[TripleAce]

We can't tell . Better way is to window shop the similar designs and check their making charges etc.

In terms of making charges and designs, Tanishq is the worst. We never liked their designs and their charges are really high.

I did some research-
Tanishq’s gold price is a bit higher than others but has reduced VA considerably in the last few months because of the soaring gold prices.
Kalyan’s VA is high as always!
Never bought any jewellery from Joyalukkas from India (bought from Dubai) so can’t comment.
Malabar is more balanced in terms of price and VA!
There are other jewellery brands in South India which are absolutely fantastic in pricing, designs and VA but not available in the eastern part of the country.

 

[sovon]

Kalyan’s

So this is best in bbsr

 

[TripleAce]

So this is best in bbsr

Kalyan is the worst!!
Malabar is the best option.
I visit Tanishq every quarter to redeem GV worth 70K so I keep a tab on the prices and VA!

 

[BhaiyaJi]

VA!

what is va here?

 

[HumorSimpson]

what is va here?

Value addition


In the context of buying gold jewelry,
VA stands for "Value Addition". It is a term used by jewelers to represent the combined cost of making charges and wastage.

Here is a breakdown of what VA includes:

• Making charges: The labor cost for the craftsmanship and artistry involved in creating the jewelry. The more intricate and complex the design, the higher this charge will be.
• Wastage: The amount of gold that is lost during the crafting process, through melting, cutting, and shaping the metal. Though modern machines minimize loss, jewelers still charge a percentage to cover this traditional cost