Regalia Gold Kickstarting My Banking Journey with HDFC for Pre-Approved LTF Credit Card Offers! 💳🚀

[Anindya98]

With advice from @SSV & @Anupama_Jha, I reopened my HDFC journey after closing my Tata Neu Plus CC (74K limit) since they refused to upgrade it to Infinity or a core card. Got the 2nd-year fee waived with 87K spends but finally closed it in Jan 2025.

Opened a Max Savings Account on 24th March 2025, received all details the next morning, and the welcome kit was dispatched on 28/03/2025 - Delivered by 30/03/2025.

Welcome Kit Includes:
✅ HDFC New Platinum DC
✅ Passbook
✅ 5 Leaves Cheque Book

However, they sent the New Platinum DC by default, which is pretty useless!
Now, I need to request the Millennia DC, but the upgrade section still shows Platinum DC along with Millennia & Business DC.




Is the Millennia DC free with the Max Savings account?
I plan to use this as a semi-primary account after IDFC.
Any suggestions on how to speed up the pre-approved offer?
My main goal is to secure an HDFC core card (Regalia Gold or above) as LTF with a good limit.
Millennia will not be useful for me as I hold SBI CB, ICICI Apay, and FK Axis.

Update(31-03-2025): Applied the Millennia DC Timeline
📅 31st March – Applied
📦 2nd April– Dispatched
📬 3rd April – Delivered



Suggestions are welcome! Share your journey on how you received the offer or the process you followed to get it.
@kuchbhi @Mr. Bean @BVC @vaibhav111 @helloworld @Aniket
Check Post Number 31 by @Fini7777

 

[Kabir_1112]

Not easy to get things now from hdfc bank.
I'm trying upgrade for my wife's dcp paid card, monthly spend is around 60k average. But no positive response from them since 5 months. Limit is around 1.85L

 

[Lynx]

Getting Swiggy HDFC LTF on Swiggy app.
But no pre-approved offer holding max savings account

Should i go for that co-branded card and after 5-6 months mail them to give me a code card or wait for core card first?

 

[Kabir_1112]

Getting Swiggy HDFC LTF on Swiggy app.
But no pre-approved offer holding max savings account

Should i go for that co-branded card and after 5-6 months mail them to give me a code card or wait for core card first?

If you do not have a core card, better to get a core card 1st.

 

[John Since]

Getting Swiggy HDFC LTF on Swiggy app.
But no pre-approved offer holding max savings account

Should i go for that co-branded card and after 5-6 months mail them to give me a code card or wait for core card first?

Get a core card first then only go for co-branded one. I have recently upgraded Tata Infinity to Millenia and reapplied for Tata Infinity again just because they don't issue Core card if you have co-branded ones.