Kiwi Neon subscription launched, 5% online, 2% UPI

[doomlord]

**Kiwi NEON Subscription Benefits**

**Flat 2% Cashback**
- On Scan & Pay transactions

**5% Cashback**
- On annual spends of ₹1.5L

**Airport Lounge Access**
- And other benefits

Cashback Plan:

**Annual Spend ₹50K**
- 3% cashback on all spends up to ₹50K

**Annual Spend ₹1L**
- 4% cashback on all spends up to ₹1 Lakh

**Annual Spend ₹1.5L**
- 5% cashback on all spends up to ₹1.5 Lakh

**Notes:**
- Milestone rewards will be credited by the end of the next month.
- Select merchant categories are excluded from the Reward Program.

 

[NShah]

Is the confusion regarding large vs small merchant to get 2% cb still there or is it resolved

You will get 2% CB on Scan N Pay at any small or big merchant

 

[HumorSimpson]

Is the confusion regarding large vs small merchant to get 2% cb still there or is it resolved

I got flat 2% in KLM shopping and in small roadside grocery too.
Only the bonus points seems to be getting awarded in small vendor case.


Also as per NPCI, you can't do more than 2K inr via CC on UPI for small vendors on weekdays . In weekends its 6K inr. This is a general rule not specific to kiwi.

 

[NShah]

Only the bonus points seems to be getting awarded in small vendor case.

Bonus points ?

 

[HumorSimpson]

Bonus points ?

read this ..

Thread 'Kiwi Burst of Rewards offer - 2024'

Aug 9, 2024

The offer
Burst of rewards - An exciting new way to win cashbacks
Criteria
• Surprise Rewards are just a UPI transaction away!
• Lookout for the lucky duck after each successful transaction made using Kwik CC.
• Get ready for a thrilling surprise with each tap on it!


My Experience
Yesterday this offer popped up in my app.

This is a double dip offer apart from regular kiwis, you get extra by popping these.

• HumorSimpson
• 2024 kiwi offer rewards
• Replies: 9
• Forum: Credit Card Offers

• 

 

[SonyTom]

I got flat 2% in KLM shopping and in small roadside grocery too.
Only the bonus points seems to be getting awarded in small vendor case.


Also as per NPCI, you can't do more than 2K inr via CC on UPI for small vendors on weekdays . In weekends its 6K inr. This is a general rule not specific to kiwi.

So in small merchants, only if there is some offer going on, we get rewards

 

[SonyTom]

Large merchant is defined as

Registered as a Merchant with any Merchant Service Provider, having annual Turnover Exceeding 20 Lakhs as per records of Merchant Service Provider as well.

So annual turnover less than 20 lakhs is Small merchant.

 

[Arkapal Sen]

So in small merchants, only if there is some offer going on, we get rewards

normally even in small merchants also we get 2% cb ..when offer goes u can get upto % of cb mentioned in the offer

 

[HumorSimpson]

So in small merchants, only if there is some offer going on, we get rewards

Please read my comment again.

This particular bonus rewards called "burst of offers" is behaving so. Regular no problem.

 

[SonyTom]

Please read my comment again.

This particular bonus rewards called "burst of offers" is behaving so. Regular no problem.

Full confusion 😁

Anyway decided to apply. Completed vkyc now. Will try myself and find out

 

[HumorSimpson]

Full confusion 😁

Anyway decided to apply. Completed vkyc now. Will try myself and find out

There is no confusion.

1. Regular (what they promised) is 2% irrespective of small/big merchant. End of the story. And have milestone benefits at 50K,1L, 1.5L of 3%, 4%, 5%

2. Some extra fest going on it, where they are awarding extra kiwis on small merchants.

 

[SonyTom]

Thanks bro. In that case, if approved this will become my default CC for Rupay on UPI

There is no confusion.

1. Regular (what they promised) is 2% irrespective of small/big merchant. End of the story. And have milestone benefits at 50K,1L, 1.5L of 3%, 4%, 5%

2. Some extra fest going on it, where they are awarding extra kiwis on small merchants.

 

[HumorSimpson]

Thanks bro. In that case, if approved this will become my default CC for Rupay on UPI

It should as it did for me and others.
For point #2 refer this

Thread 'Kiwi Burst of Rewards offer - 2024'

Aug 9, 2024

The offer
Burst of rewards - An exciting new way to win cashbacks
Criteria
• Surprise Rewards are just a UPI transaction away!
• Lookout for the lucky duck after each successful transaction made using Kwik CC.
• Get ready for a thrilling surprise with each tap on it!


My Experience
Yesterday this offer popped up in my app.

This is a double dip offer apart from regular kiwis, you get extra by popping these.

• HumorSimpson
• 2024 kiwi offer rewards
• Replies: 9
• Forum: Credit Card Offers

• 

 

[me_sovon]

Kiwi was showing me instant approval on the home page, so I completed the process, instantly rejected
I guess kiwi Wrote instant approval instead of instant rejection.

1. So does this hit my cibil?

2. As my application rejected so is there any chance in future for this card?

 

[HumorSimpson]

Kiwi was showing me instant approval on the home page, so I completed the process, instantly rejected
I guess kiwi Wrote instant approval instead of instant rejection.

1. So does this hit my cibil?

2. As my application rejected so is there any chance in future for this card?

Whats your CIBIL score?
1. If it hits you must be getting a ✉ from CIBIL, informing who made that hard hit. If your CIBIL history is atleast 4 years the hit will be 3 points at max and recovers in a month.

2 may not be the case. Ask them the reason for the rejection

 

[me_sovon]

Whats your CIBIL score?
1. If it hits you must be getting a ✉ from CIBIL, informing who made that hard hit. If your CIBIL history is atleast 4 years the hit will be 3 points at max and recovers in a month.

2 may not be the case. Ask them the reason for the rejection

No sms/email recieved from cibil.
CIBIL history is 3.7 years old.

How to ask them the reason?

 

[BhaiyaJi]

Kiwi was showing me instant approval on the home page, so I completed the process, instantly rejected
I guess kiwi Wrote instant approval instead of instant rejection.

1. So does this hit my cibil?

2. As my application rejected so is there any chance in future for this card?

Same, its like they were just waiting for me to click, apply now.

 

[me_sovon]

Same, its like they were just waiting for me to click, apply now.

Cibil hit hua tha?

 

[BhaiyaJi]

Cibil hit hua tha?

I guess no, didn't receive any notification from CIBIL.

 

[HumorSimpson]

No sms/email recieved from cibil.
CIBIL history is 3.7 years old.

How to ask them the reason?

If 3 days past, then no hit.

Search for kiwi customer care and mail ✉ them.

 

[Arkapal Sen]

Kiwi was showing me instant approval on the home page, so I completed the process, instantly rejected
I guess kiwi Wrote instant approval instead of instant rejection.

1. So does this hit my cibil?

2. As my application rejected so is there any chance in future for this card?

instant approval se instant reject..itna instant 180deg flip to shayad koi larki bhi relation mein nei karta