Revaluation Kiwi Yes Bank Credit Cards (Rupay - UPI) Rolling out

[rojajimmy]

I just saw this post on the CreditcardsIndia Subreddit.

I hope they do not forget the Axis Kiwi card holders focusing on new customers now.

 

[D₹V]

thank u for letting me name change can be requested via Sr Moderator

Now u have vision

 

[sd718]

Did video kyc on 23rd July... Got Application Reference today. Experian Score fetched as well.

 

[R@J]

@VISION thanks for changing your user name.
Revised awards for untaggable usernames.
1st - @R@J
2nd - @D₹V

Thanks @HumorSimpson once again!

the leaderboard changing daily like Axis T&C 😛 😛

 

[HumorSimpson]

Thanks @HumorSimpson once again!

the leaderboard changing daily like Axis T&C 😛 😛

Axis TnC is deceptive. Mines is not. Better say, leader board changes like sensex.

 

[Satyarthi]

Finally card showed up in kiwi app but unable to set upi pin. Tried every possible solution but no luck. Wait is the only key.

 

[Garud]

To summarize all the fragmented points:

1. Its the YES bank that is providing the virtual cc . Axis is NOT. Even if you see axis references in the app, ignore they are just typos.
2. If you already have YES card, kiwi says NO.
3. Only virtual card no physical card.
4. No joining or annual fee
5. vkyc will be done.
6. 1 kiwi = 0.25 rs.
7. Default reward rate is 2 kiwis per 50rs i.e., 1% CB.
8. 999rs subscription (this is FYF) will give you 2% CB and 5%CB for spends above 1.5 Lakh. You can consider this as 1K annual fee card .
9. Minimum redemption is 500 kiwis i.e., 125rs.
10. Earn limit in terms of INR per billing cycle is 0.25% of CL.
11. TODO - online spends --reward rate.... anyways this is abyss.

Damn, I didn't know they don't approve the existing Yes Bank cc holders.

I am at the eadhar verification stage and then it will be vkyc I believe.


Btw, kiwi app mentioned that there will be no enquiry.

But many people said there are inquiries being shown in the credit bureaus.

So, should I stop the process at this stage to avoid any hard enquiry in cibil?

Note - I have yee Bank's yes prosperity business cc and their rupay one as well. (Limit is shitty 46k, so I was also concerned what if they gave the same shitty limit with this one)

 

[prc1990]

Anyone facing daily transaction limit crossed error even though only spent 2K in the last 24 hours?

 

[HumorSimpson]

Anyone facing daily transaction limit crossed error even though only spent 2K in the last 24 hours?

I am facing for axis bank account (not cc) irrespective of any app.

 

[prc1990]

Anyone facing daily transaction limit crossed error even though only spent 2K in the last 24 hours?

Facing any such issue? @Arkapal Sen

 

[Arkapal Sen]

Facing any such issue? @Arkapal Sen

maine to 4pm koi 2k veja hu..meat shop wale ko..kuch dikkat to nei hua mera

 

[HumorSimpson]

Damn, I didn't know they don't approve the existing Yes Bank cc holders.

I am at the eadhar verification stage and then it will be vkyc I believe.


Btw, kiwi app mentioned that there will be no enquiry.

But many people said there are inquiries being shown in the credit bureaus.

So, should I stop the process at this stage to avoid any hard enquiry in cibil?

Note - I have yee Bank's yes prosperity business cc and their rupay one as well. (Limit is shitty 46k, so I was also concerned what if they gave the same shitty limit with this one)

Better stop this. Mostly it will be rejected. cc : @Arkapal Sen

 

[Arkapal Sen]

Better stop this. Mostly it will be rejected. cc : @Arkapal Sen

if u have yes bank cc..80% chance rejected..until very high cibil and premium yes bank relation is there..and if u have yes bank rupay cc from b4..then 100000% it will be rejected

 

[HyperxNeo]

1st transaction done with Yes Bank Kiwi CC, at least payment was smooth & reward rate also accurate.

 

[Garud]

if u have yes bank cc..80% chance rejected..until very high cibil and premium yes bank relation is there..and if u have yes bank rupay cc from b4..then 100000% it will be rejected

@Arkapal Sen Got it bro. I will stop. Btw, if I don't complete the remaining process would I still get a hard cibil hit or only a soft one? (In case they show one)

 

[prashu]

Anyone facing daily transaction limit crossed error even though only spent 2K in the last 24 hours?

After activation,, You can only spend 2k in first 24hrs

 

[prc1990]

After activation,, You can only spend 2k in first 24hrs

1st and last paid an amount 1999 on 1st Aug at 9.48 PM and till now getting the error.

 

[Arkapal Sen]

@Arkapal Sen Got it bro. I will stop. Btw, if I don't complete the remaining process would I still get a hard cibil hit or only a soft one? (In case they show one)

u wont get any hit..

 

[prashu]

1st and last paid an amount 1999 on 1st Aug at 9.48 PM and till now getting the error.

Try tdy after 9.40PM if you still face issue. Raise mail

 

[Bohra]

Is there some reward points limit per month mine shows limit exceeded

 

[messypenguin]

Btw, kiwi app mentioned that there will be no enquiry.

But many people said there are inquiries being shown in the credit bureaus.

Yeah kiwi app claims that and I believed, yes f*ckers made credit check both on cibil and Experian.