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take action against Kotak
I don't know why banks do this, but they could reduce the cashback percentage points or have a separate limit for utility payments (say INR 200 p.m) instead of outright excluding them. I mean, where do they think the middle class spends money........F** these bastards. Online bill payment has brought down the overhead management cost to almost zero, and yet no Indian business is ready to share those savings with customers.
 
I don't know why banks do this, but they could reduce the cashback percentage points or have a separate limit for utility payments (say INR 200 p.m) instead of outright excluding them. I mean, where do they think the middle class spends money........F** these bastards. Online bill payment has brought down the overhead management cost to almost zero, and yet no Indian business is ready to share those savings with customers.
jaane do bhai, ye to bank hai idhar apne Abhishek012 jaise hai jo bank ko bolte devalue karo
 
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