Kotak bank launch EveryDay RuPay Platinum debit card for EveryDay saving accounts

[Abhishek012]

Kotak bank launch EveryDay RuPay Platinum debit card for EveryDay saving accounts:

Apply Link: https://www.kotak.com/en/personal-banking/accounts/savings-account/everyday-saving-account.html

Say goodbye to Non Maintenance Charges​

Transact* 30 times a month or maintain Average Monthly Balance of Rs. 20,000/- to get Non Maintenance charges (NMC) waived off

*Customer induced transactions like Cash Deposit/Withdrawal, DD issuance, NEFT/RTGS/IMPS/UPI transactions, 5 ATM transactions (offus+onus), eCOM/Purchase transaction on Debit Card to be considered

Who doesn't love an incentive?​

Surprise rewards on achieving transaction milestones during the month

Offers for your special Birthdays​

Special Offers on your Birthdays and completion of your anniversary with the bank

Get a power-packed Debit Card​

Enjoy exclusive offers and discounts on your Everyday RuPay Platinum Debit Card, every day of the week

Introducing the Everyday RuPay Platinum Debit Card​

​

• 1st year free Everyday Rupay Debit Card (No Issuance charges)
• Higher Daily Limits for transaction within India and abroad: Rs. 3,00,000 and Higher ATM Withdrawal Rs 1,00,000/-
• Take advantage of free Unlimited domestic transactions at Kotak Bank ATMs and 10 free ATM transactions on other bank ATMs per month
• Higher Insurance Cover (T&C apply)
• Insurance cover comes with Lost Card Liability: Rs. 3,50,000 | Purchase Protection Limit: Rs. 1,00,000 | Lost Baggage Insurance: Rs. 1,00,000 | Air Accident Insurance: Rs. 50,00,000 | Personal Accidental Death Cover of up to Rs 25,00,000 (T&C apply)
• 2nd year onwards an Annual Fee of Rs. 250/-

Spend Everyday, Save Everyday with these amazing offers​

BookMyShow - 20% instant discount

20% instant discount on BookMyShow using Everyday Rupay Debit Card. Offer is valid on Movies, Events, Concerts, Plays, Sports & Activities, Excluding BMS Stream & F&B.Offer can be availed twice per card on the specific debit card in a month

Eazydiner - 30% off

Upto Rs. 1000 off – 30% instant discount on No minimum bill value. Valid once in 8 days on Everyday RuPay Platinum Debit Card.

Everyday offers on dining, travel, movies, groceries, medicines and more​

Amazon Fresh​

10% instant discount I Minimum Transaction INR 1500 I Max Discount INR 300

Valid Till : 30 November 2022
Read More

Make My Trip​

Flat 12% instant discount on Domestic Flights (Maximum discount of Rs.1,500) Minimum ATV Rs 3000
Flat 15% instant discount on Domestic Hotels (Maximum discount of Rs.5,000)MInimum ...

Valid Till : 27 November 2022
Read More

Myntra​

Get 10% Instant discount on a minimum purchase of Rs. 3000 up to a maximum discount of Rs. 1000 per card per month

Valid Till : 30 November 2022
Read More

Eligibility Criteria
To apply for Kotak Mahindra Bank Everyday Savings Account, you should belong to any one of the below mentioned categories:

• Resident Indian (Sole or Joint Account)
• Hindu Undivided Families
• Foreign Nationals Residing in India1

Fees and Charges

Particulars	Details	Everyday Savings Account
AMB (Average Monthly Balance)	Rs.20,000 (AMB)
Charges for non-maintenance of minimum monthly average balance	6% of the shortfall in required AMB per month (Max upto Rs.600/-) – to be waived, on transacting 30*times during the month
Fund Transfers	NEFT / RTGS / Fund Transfer (Through Net-banking / Mobile Banking)	Nil Charges
NEFT / RTGS - Applicable only if done in Branch	NEFT : Upto 10,000: Rs. 2; 10,001 to 1,00,000: Rs.4; 1,00,001 to 2,00,000:
Rs.14; > 2,00,000: Rs. 24 ; RTGS: 2,00,000 to 5,00,000: Rs. 20; > 5,00,000: Rs. 40
IMPS	Nil Charges
Cash Transactions	Cash Transaction at Branch / Cash Deposit Machine/Recyclers	Nil Charges up to 5 transactions or 3 lac / month whichever is earlier. Post these limits, charged at Rs 4.5 / 1000 (Minimum Rs 150)
Debit Card / ATM Charges	Kotak Bank's ATM - Cash Withdrawal / Non-Financial Transactions	Nil Charges
Other Domestic ATMs - Cash Withdrawal / Non-Financial Transactions	10 transactions free; Rs. 21 for Cash withdrawal and Rs. 8.5 for non financial
Declined Domestic ATM Transactions due to insufficient balance/ Transactions declined at merchant outlets/websites/ATMs, due to insufficient balance(w.e.f April 1,2019)	Rs.25 per transaction
Cash Withdrawal / Non-Financial Transactions at International ATMs +	Rs.150 per cash withdrawal transaction & Rs 25 per non-financial transaction
Cardless cash withdrawal (IMT)	Nil charges up to 1 transaction per month and subsequent transactions will be charged Rs. 10/- per transaction

DD / Cheque Book	DD	Nil Charges upto 100K; Post these limits (Rs.4 / 1000 (Min 50, Max 10,000), for Senior citizen Rs. 3 / 1000)
FCY - DD / TT / Cheque Collection / Revalidation / Cancellation / FCY Cheque Deposited and Return	Rs. 500
At-par Cheque Book Charges	#100 Chq leaves Nil Charges / Year; Thereafter Rs.3 / cheque leaf.
ECS / Cheque Issued & Returned (due to non-availability of funds)	Rs.500 / instance
ECS Mandate Verification	Nil Charges
SI Failure	Rs.200 / instance
Cheque deposited and returned (INR)	Rs.200 / instance
Cheque Issued & Returned for Non-Financial Reason	Rs.50 / instance
Branch Requests	Duplicate Ad-hoc statement, Balance & Interest Statement, Duplicate Passbook, TDS Certificate Through Branch or any other Record Retrieval, Stop Payment - Single / Range of cheque thru branch; DD Revalidation; PO / BC Revalidation/ Cancellation (INR); Annual Combined Statement-Physical; Monthly Physical Statement; Regeneration of PIN of Net Banking / Phone Banking (sent through courier)/DD Cancellation (INR)/Foreign Inward Remittance Certificate	Rs. 100
DD Cancellation	Rs. 100
Home Banking	Cash / Instrument Pick Up / Delivery	Nil Charges for 2 Calls / month, thereafter Rs.150 per visit
KYC Pickup – Only for senior citizen and differently abled###	Rs. 100 per visit
Family Banking	Applicable as per My Family Banking
Statements & Alerts	Statements	Email Statement (Monthly): Nil Charges ;
Other Charges	Value added alerts (Daily / Weekly)	50p. per SMS (Daily/ Weekly)
TOD	TOD: Rs.500;
Account Closure charges: (if closed after 1 month & before 6 months of A/C opening)	Rs.500

Complimentary Services	Passbook (in lieu of Account Statement), Current Year Balance and interest statement, Signature Verification Certificate, Photo Attestation, Address Confirmation	Nil Charges
Debit Card Annual Charges	Every Day Debit Card	1st year free 2nd year Rs. 250

Regeneration of PIN (sent through courier)

Nil Charges

Other Debit Card Related Charges

Replacement of Lost / Stolen Debit Card

Rs. 200

Forex Card	Particular
Issuance Fee
Reload Fee

 

[skyisthelimit]

Not so impressive. Discount % is same as regularly offered.
More than these benefits (Myntra, Flight, Hotel, Amazon Fresh ) can be easily availed by different credit cards, as we most of them have.

If it offers discount like SC Digismart credit card, then we may think for this card.

 

[Abhishek012]

Not so impressive. Discount % is same as regularly offered.
More than these benefits (Myntra, Flight, Hotel, Amazon Fresh ) can be easily availed by different credit cards, as we most of them have.

If it offers discount like SC Digismart credit card, then we may think for this card.

This is RuPay Platinum debit card, you will get every month Flat Rs100 off on 500 Amazon load money, annually Rs1200 profit.

You can use multiple RuPay Platinum debit card on same Amazon account.

 

[skyisthelimit]

This is RuPay Platinum debit card, you will get every month Flat Rs100 off on 500 Amazon load money, annually Rs1200 profit.

You can use multiple RuPay Platinum debit card on same Amazon account.

Other banks offering same varient debit card at less price. And cannot do 30 transactions for fee waiver in "Saving account".

 

[Predator]

Other banks offering same varient debit card at less price. And cannot do 30 transactions for fee waiver in "Saving account".

30 transactions is not a big deal. 30 UPI trxn can be done in two-three days.
say you purchase milk, curd, and biscuit, then instead of 1 single payment, you can make 3 payments.

 

[skyisthelimit]

30 transactions is not a big deal. 30 UPI trxn can be done in two-three days.
say you purchase milk, curd, and biscuit, then instead of 1 single payment, you can make 3 payments.

It is not a big deal.
But, I avoid to do much transactions in saving account. Since, all statements are scrutinized and enclosed for audit. So, I keep account statement away from dummy/ cashback purpose transactions.

 

[Bob78900]

Kotak bank launch EveryDay RuPay Platinum debit card for EveryDay saving accounts:

Apply Link: https://www.kotak.com/en/personal-banking/accounts/savings-account/everyday-saving-account.html

Say goodbye to Non Maintenance Charges​

Transact* 30 times a month or maintain Average Monthly Balance of Rs. 20,000/- to get Non Maintenance charges (NMC) waived off

*Customer induced transactions like Cash Deposit/Withdrawal, DD issuance, NEFT/RTGS/IMPS/UPI transactions, 5 ATM transactions (offus+onus), eCOM/Purchase transaction on Debit Card to be considered

Who doesn't love an incentive?​

Surprise rewards on achieving transaction milestones during the month

Offers for your special Birthdays​

Special Offers on your Birthdays and completion of your anniversary with the bank

Get a power-packed Debit Card​

Enjoy exclusive offers and discounts on your Everyday RuPay Platinum Debit Card, every day of the week

Introducing the Everyday RuPay Platinum Debit Card​

View attachment 4653​

• 1st year free Everyday Rupay Debit Card (No Issuance charges)
• Higher Daily Limits for transaction within India and abroad: Rs. 3,00,000 and Higher ATM Withdrawal Rs 1,00,000/-
• Take advantage of free Unlimited domestic transactions at Kotak Bank ATMs and 10 free ATM transactions on other bank ATMs per month
• Higher Insurance Cover (T&C apply)
• Insurance cover comes with Lost Card Liability: Rs. 3,50,000 | Purchase Protection Limit: Rs. 1,00,000 | Lost Baggage Insurance: Rs. 1,00,000 | Air Accident Insurance: Rs. 50,00,000 | Personal Accidental Death Cover of up to Rs 25,00,000 (T&C apply)
• 2nd year onwards an Annual Fee of Rs. 250/-

Spend Everyday, Save Everyday with these amazing offers​

BookMyShow - 20% instant discount

20% instant discount on BookMyShow using Everyday Rupay Debit Card. Offer is valid on Movies, Events, Concerts, Plays, Sports & Activities, Excluding BMS Stream & F&B.Offer can be availed twice per card on the specific debit card in a month

Eazydiner - 30% off

Upto Rs. 1000 off – 30% instant discount on No minimum bill value. Valid once in 8 days on Everyday RuPay Platinum Debit Card.

Everyday offers on dining, travel, movies, groceries, medicines and more​

Amazon Fresh​

10% instant discount I Minimum Transaction INR 1500 I Max Discount INR 300

Valid Till : 30 November 2022
Read More

Make My Trip​

Flat 12% instant discount on Domestic Flights (Maximum discount of Rs.1,500) Minimum ATV Rs 3000
Flat 15% instant discount on Domestic Hotels (Maximum discount of Rs.5,000)MInimum ...

Valid Till : 27 November 2022
Read More

Myntra​

Get 10% Instant discount on a minimum purchase of Rs. 3000 up to a maximum discount of Rs. 1000 per card per month

Valid Till : 30 November 2022
Read More

Eligibility Criteria
To apply for Kotak Mahindra Bank Everyday Savings Account, you should belong to any one of the below mentioned categories:

• Resident Indian (Sole or Joint Account)
• Hindu Undivided Families
• Foreign Nationals Residing in India1

View attachment 4654

Fees and Charges

Particulars	Details	Everyday Savings Account
AMB (Average Monthly Balance)	Rs.20,000 (AMB)
Charges for non-maintenance of minimum monthly average balance	6% of the shortfall in required AMB per month (Max upto Rs.600/-) – to be waived, on transacting 30*times during the month
Fund Transfers	NEFT / RTGS / Fund Transfer (Through Net-banking / Mobile Banking)	Nil Charges
NEFT / RTGS - Applicable only if done in Branch	NEFT : Upto 10,000: Rs. 2; 10,001 to 1,00,000: Rs.4; 1,00,001 to 2,00,000:
Rs.14; > 2,00,000: Rs. 24 ; RTGS: 2,00,000 to 5,00,000: Rs. 20; > 5,00,000: Rs. 40
IMPS	Nil Charges
Cash Transactions	Cash Transaction at Branch / Cash Deposit Machine/Recyclers	Nil Charges up to 5 transactions or 3 lac / month whichever is earlier. Post these limits, charged at Rs 4.5 / 1000 (Minimum Rs 150)
Debit Card / ATM Charges	Kotak Bank's ATM - Cash Withdrawal / Non-Financial Transactions	Nil Charges
Other Domestic ATMs - Cash Withdrawal / Non-Financial Transactions	10 transactions free; Rs. 21 for Cash withdrawal and Rs. 8.5 for non financial
Declined Domestic ATM Transactions due to insufficient balance/ Transactions declined at merchant outlets/websites/ATMs, due to insufficient balance(w.e.f April 1,2019)	Rs.25 per transaction
Cash Withdrawal / Non-Financial Transactions at International ATMs +	Rs.150 per cash withdrawal transaction & Rs 25 per non-financial transaction
Cardless cash withdrawal (IMT)	Nil charges up to 1 transaction per month and subsequent transactions will be charged Rs. 10/- per transaction

DD / Cheque Book	DD	Nil Charges upto 100K; Post these limits (Rs.4 / 1000 (Min 50, Max 10,000), for Senior citizen Rs. 3 / 1000)
FCY - DD / TT / Cheque Collection / Revalidation / Cancellation / FCY Cheque Deposited and Return	Rs. 500
At-par Cheque Book Charges	#100 Chq leaves Nil Charges / Year; Thereafter Rs.3 / cheque leaf.
ECS / Cheque Issued & Returned (due to non-availability of funds)	Rs.500 / instance
ECS Mandate Verification	Nil Charges
SI Failure	Rs.200 / instance
Cheque deposited and returned (INR)	Rs.200 / instance
Cheque Issued & Returned for Non-Financial Reason	Rs.50 / instance
Branch Requests	Duplicate Ad-hoc statement, Balance & Interest Statement, Duplicate Passbook, TDS Certificate Through Branch or any other Record Retrieval, Stop Payment - Single / Range of cheque thru branch; DD Revalidation; PO / BC Revalidation/ Cancellation (INR); Annual Combined Statement-Physical; Monthly Physical Statement; Regeneration of PIN of Net Banking / Phone Banking (sent through courier)/DD Cancellation (INR)/Foreign Inward Remittance Certificate	Rs. 100
DD Cancellation	Rs. 100
Home Banking	Cash / Instrument Pick Up / Delivery	Nil Charges for 2 Calls / month, thereafter Rs.150 per visit
KYC Pickup – Only for senior citizen and differently abled###	Rs. 100 per visit
Family Banking	Applicable as per My Family Banking
Statements & Alerts	Statements	Email Statement (Monthly): Nil Charges ;
Other Charges	Value added alerts (Daily / Weekly)	50p. per SMS (Daily/ Weekly)
TOD	TOD: Rs.500;
Account Closure charges: (if closed after 1 month & before 6 months of A/C opening)	Rs.500

Complimentary Services	Passbook (in lieu of Account Statement), Current Year Balance and interest statement, Signature Verification Certificate, Photo Attestation, Address Confirmation	Nil Charges
Debit Card Annual Charges	Every Day Debit Card	1st year free 2nd year Rs. 250

Regeneration of PIN (sent through courier)

Nil Charges

Other Debit Card Related Charges

Replacement of Lost / Stolen Debit Card

Rs. 200

Forex Card	Particular
Issuance Fee
Reload Fee

Do we have to do 30 transactions every single month or just one time do 30 transactions suppose you opened account in November and you completed 30 transactions before December now your account is 0 balance. Or like we have to do 30 transactions every month to keep it zero balance?
And
2nd condition is keep 20 k in account. For like i have keep more than 20 k in account for a month or two my account will be zero balance?

 

[Predator]

Do we have to do 30 transactions every single month or just one time do 30 transactions suppose you opened account in November and you completed 30 transactions before December now your account is 0 balance. Or like we have to do 30 transactions every month to keep it zero balance?
And
2nd condition is keep 20 k in account. For like i have keep more than 20 k in account for a month or two my account will be zero balance?

Every month.

 

[Abhishek012]

Other banks offering same varient debit card at less price. And cannot do 30 transactions for fee waiver in "Saving account".

Ya but you forget most important thing, you can use multiple RuPay Platinum debit card on same Amazon account.

Some people already have 25 to 30 RuPay Platinum debit cards even more from different banks and earn annually Rs25,000 to Rs30,000.

Just few days ago, one person told me he has 10 Union bank RuPay Platinum debit cards, he opened bank account for all his family members to loot this offer.

India is a diverse country. I have special RuPay card whatsapp group, where most people have more than 20 to 25+ RuPay Platinum debit cards, even more to loot this offer. Now i stopped asking, how many RuPay Platinum debit cards you hold. 🤣🤣

 

[Bob78900]

Every month.

Then this is totally useless scheme 😂 who will do this much of transactions in savings account. 😂

 

[Abhishek012]

Then this is totally useless scheme 😂 who will do this much of transactions in savings account. 😂

Answer - Mostly all Indians.

 

[Abhishek012]

 

[D₹V]

Kotak bank launch EveryDay RuPay Platinum debit card for EveryDay saving accounts:

Apply Link: https://www.kotak.com/en/personal-banking/accounts/savings-account/everyday-saving-account.html

Say goodbye to Non Maintenance Charges​

Transact* 30 times a month or maintain Average Monthly Balance of Rs. 20,000/- to get Non Maintenance charges (NMC) waived off

*Customer induced transactions like Cash Deposit/Withdrawal, DD issuance, NEFT/RTGS/IMPS/UPI transactions, 5 ATM transactions (offus+onus), eCOM/Purchase transaction on Debit Card to be considered

Who doesn't love an incentive?​

Surprise rewards on achieving transaction milestones during the month

Offers for your special Birthdays​

Special Offers on your Birthdays and completion of your anniversary with the bank

Get a power-packed Debit Card​

Enjoy exclusive offers and discounts on your Everyday RuPay Platinum Debit Card, every day of the week

Introducing the Everyday RuPay Platinum Debit Card​

View attachment 4653​

• 1st year free Everyday Rupay Debit Card (No Issuance charges)
• Higher Daily Limits for transaction within India and abroad: Rs. 3,00,000 and Higher ATM Withdrawal Rs 1,00,000/-
• Take advantage of free Unlimited domestic transactions at Kotak Bank ATMs and 10 free ATM transactions on other bank ATMs per month
• Higher Insurance Cover (T&C apply)
• Insurance cover comes with Lost Card Liability: Rs. 3,50,000 | Purchase Protection Limit: Rs. 1,00,000 | Lost Baggage Insurance: Rs. 1,00,000 | Air Accident Insurance: Rs. 50,00,000 | Personal Accidental Death Cover of up to Rs 25,00,000 (T&C apply)
• 2nd year onwards an Annual Fee of Rs. 250/-

Spend Everyday, Save Everyday with these amazing offers​

BookMyShow - 20% instant discount

20% instant discount on BookMyShow using Everyday Rupay Debit Card. Offer is valid on Movies, Events, Concerts, Plays, Sports & Activities, Excluding BMS Stream & F&B.Offer can be availed twice per card on the specific debit card in a month

Eazydiner - 30% off

Upto Rs. 1000 off – 30% instant discount on No minimum bill value. Valid once in 8 days on Everyday RuPay Platinum Debit Card.

Everyday offers on dining, travel, movies, groceries, medicines and more​

Amazon Fresh​

10% instant discount I Minimum Transaction INR 1500 I Max Discount INR 300

Valid Till : 30 November 2022
Read More

Make My Trip​

Flat 12% instant discount on Domestic Flights (Maximum discount of Rs.1,500) Minimum ATV Rs 3000
Flat 15% instant discount on Domestic Hotels (Maximum discount of Rs.5,000)MInimum ...

Valid Till : 27 November 2022
Read More

Myntra​

Get 10% Instant discount on a minimum purchase of Rs. 3000 up to a maximum discount of Rs. 1000 per card per month

Valid Till : 30 November 2022
Read More

Eligibility Criteria
To apply for Kotak Mahindra Bank Everyday Savings Account, you should belong to any one of the below mentioned categories:

• Resident Indian (Sole or Joint Account)
• Hindu Undivided Families
• Foreign Nationals Residing in India1

View attachment 4654

Fees and Charges

Particulars	Details	Everyday Savings Account
AMB (Average Monthly Balance)	Rs.20,000 (AMB)
Charges for non-maintenance of minimum monthly average balance	6% of the shortfall in required AMB per month (Max upto Rs.600/-) – to be waived, on transacting 30*times during the month
Fund Transfers	NEFT / RTGS / Fund Transfer (Through Net-banking / Mobile Banking)	Nil Charges
NEFT / RTGS - Applicable only if done in Branch	NEFT : Upto 10,000: Rs. 2; 10,001 to 1,00,000: Rs.4; 1,00,001 to 2,00,000:
Rs.14; > 2,00,000: Rs. 24 ; RTGS: 2,00,000 to 5,00,000: Rs. 20; > 5,00,000: Rs. 40
IMPS	Nil Charges
Cash Transactions	Cash Transaction at Branch / Cash Deposit Machine/Recyclers	Nil Charges up to 5 transactions or 3 lac / month whichever is earlier. Post these limits, charged at Rs 4.5 / 1000 (Minimum Rs 150)
Debit Card / ATM Charges	Kotak Bank's ATM - Cash Withdrawal / Non-Financial Transactions	Nil Charges
Other Domestic ATMs - Cash Withdrawal / Non-Financial Transactions	10 transactions free; Rs. 21 for Cash withdrawal and Rs. 8.5 for non financial
Declined Domestic ATM Transactions due to insufficient balance/ Transactions declined at merchant outlets/websites/ATMs, due to insufficient balance(w.e.f April 1,2019)	Rs.25 per transaction
Cash Withdrawal / Non-Financial Transactions at International ATMs +	Rs.150 per cash withdrawal transaction & Rs 25 per non-financial transaction
Cardless cash withdrawal (IMT)	Nil charges up to 1 transaction per month and subsequent transactions will be charged Rs. 10/- per transaction

DD / Cheque Book	DD	Nil Charges upto 100K; Post these limits (Rs.4 / 1000 (Min 50, Max 10,000), for Senior citizen Rs. 3 / 1000)
FCY - DD / TT / Cheque Collection / Revalidation / Cancellation / FCY Cheque Deposited and Return	Rs. 500
At-par Cheque Book Charges	#100 Chq leaves Nil Charges / Year; Thereafter Rs.3 / cheque leaf.
ECS / Cheque Issued & Returned (due to non-availability of funds)	Rs.500 / instance
ECS Mandate Verification	Nil Charges
SI Failure	Rs.200 / instance
Cheque deposited and returned (INR)	Rs.200 / instance
Cheque Issued & Returned for Non-Financial Reason	Rs.50 / instance
Branch Requests	Duplicate Ad-hoc statement, Balance & Interest Statement, Duplicate Passbook, TDS Certificate Through Branch or any other Record Retrieval, Stop Payment - Single / Range of cheque thru branch; DD Revalidation; PO / BC Revalidation/ Cancellation (INR); Annual Combined Statement-Physical; Monthly Physical Statement; Regeneration of PIN of Net Banking / Phone Banking (sent through courier)/DD Cancellation (INR)/Foreign Inward Remittance Certificate	Rs. 100
DD Cancellation	Rs. 100
Home Banking	Cash / Instrument Pick Up / Delivery	Nil Charges for 2 Calls / month, thereafter Rs.150 per visit
KYC Pickup – Only for senior citizen and differently abled###	Rs. 100 per visit
Family Banking	Applicable as per My Family Banking
Statements & Alerts	Statements	Email Statement (Monthly): Nil Charges ;
Other Charges	Value added alerts (Daily / Weekly)	50p. per SMS (Daily/ Weekly)
TOD	TOD: Rs.500;
Account Closure charges: (if closed after 1 month & before 6 months of A/C opening)	Rs.500

Complimentary Services	Passbook (in lieu of Account Statement), Current Year Balance and interest statement, Signature Verification Certificate, Photo Attestation, Address Confirmation	Nil Charges
Debit Card Annual Charges	Every Day Debit Card	1st year free 2nd year Rs. 250

Regeneration of PIN (sent through courier)

Nil Charges

Other Debit Card Related Charges

Replacement of Lost / Stolen Debit Card

Rs. 200

Forex Card	Particular
Issuance Fee
Reload Fee

Thought to create a thread but you already made it in detail 😝.

Everything you covered but one thing missed 🤙, that is milestone benefits.

Kotak Savings Everyday is the 2nd best 0 MAB account after Kotak 811.

Benefits:

1. RuPay Platinum DC

2. Time to time spend based small offers like HDFC.



3. Milestone benefits (Monthly):

Transaction Count	Benefits
30	MAB charges waiver
50	₹75 worth Amazon Gift Card
100	₹100 worth Amazon Gift Card
Afterwards there's	no benefits

• Milestone GV comes via e-mail by next month ending.

 

[0xpratyush]

Thought to create a thread but you already made it in detail 😝.

Everything you covered but one thing missed 🤙, that is milestone benefits.

Kotak Savings Everyday is the 2nd best 0 MAB account after Kotak 811.

Benefits:

1. RuPay Platinum DC

2. Time to time spend based small offers like HDFC.

View attachment 35483

3. Milestone benefits (Monthly):

Transaction Count	Benefits
30	MAB charges waiver
50	₹75 worth Amazon Gift Card
100	₹100 worth Amazon Gift Card
Afterwards there's	no benefits

• Milestone GV comes via e-mail by next month ending.

Tried to open without closing kotak 811 account, but they said it is mandatory to close 811 to open everyday account, so i thought leave it and moved on. Any one having both accounts ?

I have 811 as well as spendz account.

 

[Abhishek012]

Tried to open without closing kotak 811 account, but they said it is mandatory to close 811 to open everyday account, so i thought leave it and moved on. Any one having both accounts ?

I have 811 as well as spendz account.

Spendz is prepaid wallet account.

You can't open 2 saving account on kotak bank but i heard some people have 2 saving accounts on kotak, maybe kotak 811 account is not allowed with any other saving accounts.

 

[D₹V]

Tried to open without closing kotak 811 account, but they said it is mandatory to close 811 to open everyday account, so i thought leave it and moved on. Any one having both accounts ?

I have 811 as well as spendz account.

Yes, you shouldn't leave 811 account at any cost.

And most banks have 1 account policy. And even if it opens, you'll need to open this account variant offline. Go to branch & talk to BM.

 

[Predator]

Tried to open without closing kotak 811 account, but they said it is mandatory to close 811 to open everyday account, so i thought leave it and moved on. Any one having both accounts ?

I have 811 as well as spendz account.

I have 811 acc, Everyday acc and Spendz card with Kotak

 

[0xpratyush]

I have 811 acc, Everyday acc and Spendz card with Kotak

Using both debit cards also ?

 

[Predator]

Using both debit cards also ?

no, only one. 811 DC deactivated when Platinum DC was issued.

 

[Abhishek012]

I have 811 acc, Everyday acc and Spendz card with Kotak

Wow! . .

 

[Odugu Narasimha Rao]

This is RuPay Platinum debit card, you will get every month Flat Rs100 off on 500 Amazon load money, annually Rs1200 profit.

You can use multiple RuPay Platinum debit card on same Amazon account.

How can I get the 100 off by Loading the Amazon pay Loading?