Abhishek012
TF Pioneer
Kotak bank launch EveryDay RuPay Platinum debit card for EveryDay saving accounts:
Apply Link: https://www.kotak.com/en/personal-banking/accounts/savings-account/everyday-saving-account.html
*Customer induced transactions like Cash Deposit/Withdrawal, DD issuance, NEFT/RTGS/IMPS/UPI transactions, 5 ATM transactions (offus+onus), eCOM/Purchase transaction on Debit Card to be considered
20% instant discount on BookMyShow using Everyday Rupay Debit Card. Offer is valid on Movies, Events, Concerts, Plays, Sports & Activities, Excluding BMS Stream & F&B.Offer can be availed twice per card on the specific debit card in a month
Eazydiner - 30% off
Upto Rs. 1000 off – 30% instant discount on No minimum bill value. Valid once in 8 days on Everyday RuPay Platinum Debit Card.
Valid Till : 30 November 2022
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Flat 15% instant discount on Domestic Hotels (Maximum discount of Rs.5,000)MInimum ...
Valid Till : 27 November 2022
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Valid Till : 30 November 2022
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Eligibility Criteria
To apply for Kotak Mahindra Bank Everyday Savings Account, you should belong to any one of the below mentioned categories:
Fees and Charges
Apply Link: https://www.kotak.com/en/personal-banking/accounts/savings-account/everyday-saving-account.html
Say goodbye to Non Maintenance Charges
Transact* 30 times a month or maintain Average Monthly Balance of Rs. 20,000/- to get Non Maintenance charges (NMC) waived off*Customer induced transactions like Cash Deposit/Withdrawal, DD issuance, NEFT/RTGS/IMPS/UPI transactions, 5 ATM transactions (offus+onus), eCOM/Purchase transaction on Debit Card to be considered
Who doesn't love an incentive?
Surprise rewards on achieving transaction milestones during the monthOffers for your special Birthdays
Special Offers on your Birthdays and completion of your anniversary with the bankGet a power-packed Debit Card
Enjoy exclusive offers and discounts on your Everyday RuPay Platinum Debit Card, every day of the weekIntroducing the Everyday RuPay Platinum Debit Card
- 1st year free Everyday Rupay Debit Card (No Issuance charges)
- Higher Daily Limits for transaction within India and abroad: Rs. 3,00,000 and Higher ATM Withdrawal Rs 1,00,000/-
- Take advantage of free Unlimited domestic transactions at Kotak Bank ATMs and 10 free ATM transactions on other bank ATMs per month
- Higher Insurance Cover (T&C apply)
- Insurance cover comes with Lost Card Liability: Rs. 3,50,000 | Purchase Protection Limit: Rs. 1,00,000 | Lost Baggage Insurance: Rs. 1,00,000 | Air Accident Insurance: Rs. 50,00,000 | Personal Accidental Death Cover of up to Rs 25,00,000 (T&C apply)
- 2nd year onwards an Annual Fee of Rs. 250/-
Spend Everyday, Save Everyday with these amazing offers
BookMyShow - 20% instant discount20% instant discount on BookMyShow using Everyday Rupay Debit Card. Offer is valid on Movies, Events, Concerts, Plays, Sports & Activities, Excluding BMS Stream & F&B.Offer can be availed twice per card on the specific debit card in a month
Eazydiner - 30% off
Upto Rs. 1000 off – 30% instant discount on No minimum bill value. Valid once in 8 days on Everyday RuPay Platinum Debit Card.
Everyday offers on dining, travel, movies, groceries, medicines and more
Amazon Fresh
10% instant discount I Minimum Transaction INR 1500 I Max Discount INR 300Valid Till : 30 November 2022
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Make My Trip
Flat 12% instant discount on Domestic Flights (Maximum discount of Rs.1,500) Minimum ATV Rs 3000Flat 15% instant discount on Domestic Hotels (Maximum discount of Rs.5,000)MInimum ...
Valid Till : 27 November 2022
Read More
Myntra
Get 10% Instant discount on a minimum purchase of Rs. 3000 up to a maximum discount of Rs. 1000 per card per monthValid Till : 30 November 2022
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Eligibility Criteria
To apply for Kotak Mahindra Bank Everyday Savings Account, you should belong to any one of the below mentioned categories:
- Resident Indian (Sole or Joint Account)
- Hindu Undivided Families
- Foreign Nationals Residing in India1
Fees and Charges
| Particulars | Details | Everyday Savings Account |
|---|---|---|
| AMB (Average Monthly Balance) | Rs.20,000 (AMB) | |
| Charges for non-maintenance of minimum monthly average balance | 6% of the shortfall in required AMB per month (Max upto Rs.600/-) – to be waived, on transacting 30*times during the month | |
| Fund Transfers | NEFT / RTGS / Fund Transfer (Through Net-banking / Mobile Banking) | Nil Charges |
| NEFT / RTGS - Applicable only if done in Branch | NEFT : Upto 10,000: Rs. 2; 10,001 to 1,00,000: Rs.4; 1,00,001 to 2,00,000: | |
| Rs.14; > 2,00,000: Rs. 24 ; RTGS: 2,00,000 to 5,00,000: Rs. 20; > 5,00,000: Rs. 40 | ||
| IMPS | Nil Charges | |
| Cash Transactions | Cash Transaction at Branch / Cash Deposit Machine/Recyclers | Nil Charges up to 5 transactions or 3 lac / month whichever is earlier. Post these limits, charged at Rs 4.5 / 1000 (Minimum Rs 150) |
| Debit Card / ATM Charges | Kotak Bank's ATM - Cash Withdrawal / Non-Financial Transactions | Nil Charges |
| Other Domestic ATMs - Cash Withdrawal / Non-Financial Transactions | 10 transactions free; Rs. 21 for Cash withdrawal and Rs. 8.5 for non financial | |
| Declined Domestic ATM Transactions due to insufficient balance/ Transactions declined at merchant outlets/websites/ATMs, due to insufficient balance(w.e.f April 1,2019) | Rs.25 per transaction | |
| Cash Withdrawal / Non-Financial Transactions at International ATMs + | Rs.150 per cash withdrawal transaction & Rs 25 per non-financial transaction | |
| Cardless cash withdrawal (IMT) | Nil charges up to 1 transaction per month and subsequent transactions will be charged Rs. 10/- per transaction |
| DD / Cheque Book | DD | Nil Charges upto 100K; Post these limits (Rs.4 / 1000 (Min 50, Max 10,000), for Senior citizen Rs. 3 / 1000) |
| FCY - DD / TT / Cheque Collection / Revalidation / Cancellation / FCY Cheque Deposited and Return | Rs. 500 | |
| At-par Cheque Book Charges | #100 Chq leaves Nil Charges / Year; Thereafter Rs.3 / cheque leaf. | |
| ECS / Cheque Issued & Returned (due to non-availability of funds) | Rs.500 / instance | |
| ECS Mandate Verification | Nil Charges | |
| SI Failure | Rs.200 / instance | |
| Cheque deposited and returned (INR) | Rs.200 / instance | |
| Cheque Issued & Returned for Non-Financial Reason | Rs.50 / instance | |
| Branch Requests | Duplicate Ad-hoc statement, Balance & Interest Statement, Duplicate Passbook, TDS Certificate Through Branch or any other Record Retrieval, Stop Payment - Single / Range of cheque thru branch; DD Revalidation; PO / BC Revalidation/ Cancellation (INR); Annual Combined Statement-Physical; Monthly Physical Statement; Regeneration of PIN of Net Banking / Phone Banking (sent through courier)/DD Cancellation (INR)/Foreign Inward Remittance Certificate | Rs. 100 |
| DD Cancellation | Rs. 100 | |
| Home Banking | Cash / Instrument Pick Up / Delivery | Nil Charges for 2 Calls / month, thereafter Rs.150 per visit |
| KYC Pickup – Only for senior citizen and differently abled### | Rs. 100 per visit | |
| Family Banking | Applicable as per My Family Banking | |
| Statements & Alerts | Statements | Email Statement (Monthly): Nil Charges ; |
| Other Charges | Value added alerts (Daily / Weekly) | 50p. per SMS (Daily/ Weekly) |
| TOD | TOD: Rs.500; | |
| Account Closure charges: (if closed after 1 month & before 6 months of A/C opening) | Rs.500 |
| Complimentary Services | Passbook (in lieu of Account Statement), Current Year Balance and interest statement, Signature Verification Certificate, Photo Attestation, Address Confirmation | Nil Charges |
| Debit Card Annual Charges | Every Day Debit Card | 1st year free 2nd year Rs. 250 |
| Regeneration of PIN (sent through courier) | Nil Charges |
| Other Debit Card Related Charges | Replacement of Lost / Stolen Debit Card | Rs. 200 |
| Forex Card | Particular |
| Issuance Fee | |
| Reload Fee |
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