Kotak launch RuPay Solitaire Metal Credit Card:
Joining/Annual Fees -
JF- ₹25,000 + GST (Waived off for Solitaire customers)
AF- ₹25,000 + GST (Waived off for Solitaire customers)
Accelerated Air Miles Benefit -
10 Air Miles for every ₹100 spent on Kotak UnBox across following categories:
a. Flight & Flight Add-ons Booking
b. Hotel & Hotel Add-ons Booking
Note:
Accelerated Air Miles on Travel Spends on Kotak UnBox is capped at 1,00,000 Air
Miles in a statement cycle.
Once capping is reached for the statement cycle. Customer will still continue to
receive base Air Miles Benefit
Accelerated Air Miles will be posted to customer account within 5 days of
transaction date.
Base Air Miles Benefit -
3 Air Miles for every ₹100 spent on Other Spends (barring exclusions)
Note: No Air Miles will be accrued for following categories (exclusions):
Utility/Telecom (4812, 4814, 4899, 4900)
Insurance (5960, 6300)
Education and Government (8211, 8220, 8241, 8244, 8249, 8299, 9211, 9222, 9223,
9399, 9402, 9405, 9950) {except tax payments, 9311}
Rent (6513)
Fuel (5172, 5541, 5542, 5552, 5983)
Wallet Loading (6540)
Gaming & Gaming digital( 5816, 7800 , 7801, 7802, 7994, 7995, 9406)
EMI (Basis TC Code)
Cash Advance (Basis TC Code)
International Transactions
UPI on Credit Card Transactions <=₹2,000 will not accrue any Air Miles (only
applicable for RuPay variant of the card)
Lounge Benefit -
a. Unlimited Domestic and International Lounge Access (For Primary and Add-On
Cardholders)
b. 4 Free Lounge Access for Guest
2 Domestic Lounge Access in a Year (No capping on utilisation)
2 International Lounge Access in a Year ( No capping on utilisation)
Validation charges of $1 or ₹2 will be debited from your credit card
Forex Mark-Up Benefit -
0% Forex Mark-Up benefit
Note: No Air Miles will be accrued on International Transactions
Cash withdrawal charges -
Low Cash Withdrawal charges of just 1% on advance amount across all Domestic &
International ATMs. No APR will be charged till statement date.
Note:
1. No Air Miles will be accrued for cash withdrawal
2. Cash withdrawal charges maybe charged by the host machine/ATMs.
Fuel Surcharge Waiver Benefit -
1% Fuel Surcharge Waiver. Applicable for transactions between ₹400 - ₹7,500
Maximum Fuel Surcharge Waiver of ₹10,000 in an anniversary year
Note: No Air Miles will be accrued on Fuel Transactions
Redemption Value of Air Miles on Travel Booking -
A. 1 Air Mile=₹1 redemption value on Flight & Flight Add-on Bookings on Kotak UnBox
B. 1 Air Mile=₹1 redemption value on Hotel & Hotel Add-on Bookings on Kotak UnBox
Note:
Minimum 500 Air Miles required in order to make Flight and Hotel Booking
Customer will have an option to decide how much he/she wants to pay via Air Miles
and Card
Maximum Air Miles Redemption allowed for Flight & Hotel Booking is 80% of purchase
value
Transfer Ratio of Air Miles:
Airline & Hotel Partners
Note:
Minimum 2,000 Air Miles required for transferring into respective Hotel and Airline
Partners
No max capping on transferring Air Miles to partner Hotel & Airline Partners
Redemption Value of Air Miles on Vouchers/Catalogue Purchase -
1 Air Mile=₹0.5
Note:
Minimum 500 Air Miles required for purchasing Vouchers or Catalogue
Customer will also have an option to decide how much he/she wants to pay via Air
Miles and Credit Card
Maximum Air Miles Redemption allowed for voucher/catalogue is 80% of purchase
value
Air Miles Expiry - 3 Years
About Kotak RuPay Solitaire Metal Credit Card -
- Joining/annual charges – ₹25,000 + GST
- Unlimited airport lounge access across the globe for both primary and add-on cardholders. Two guest visits are also offered for both domestic and international airport lounges.
- This card has Zero Forex Markup Charges. While this would have been a significant advantage for this card, it does not offer any reward points for international spending.
- Earn 10 Air Miles/₹100 spent on Kotak Unbox (dedicated rewards and booking platform for Kotak customers). 3 Air Miles/₹100 spent on other eligible purchases. All Air Miles shall be valid for three years.
- Cardholders can transfer their Air Miles to several transfer partners at respective ratios.
- 1% fuel surcharge waiver applicable for transactions between ₹400 and ₹7,500, with a maximum waiver of ₹10,000 in an anniversary year.
- UPI on Credit Card Transactions <=₹2,000 will not accrue any Air Miles (only applicable for RuPay variant of the card)
Joining/Annual Fees -
JF- ₹25,000 + GST (Waived off for Solitaire customers)
AF- ₹25,000 + GST (Waived off for Solitaire customers)
Accelerated Air Miles Benefit -
10 Air Miles for every ₹100 spent on Kotak UnBox across following categories:
a. Flight & Flight Add-ons Booking
b. Hotel & Hotel Add-ons Booking
Note:
Accelerated Air Miles on Travel Spends on Kotak UnBox is capped at 1,00,000 Air
Miles in a statement cycle.
Once capping is reached for the statement cycle. Customer will still continue to
receive base Air Miles Benefit
Accelerated Air Miles will be posted to customer account within 5 days of
transaction date.
Base Air Miles Benefit -
3 Air Miles for every ₹100 spent on Other Spends (barring exclusions)
Note: No Air Miles will be accrued for following categories (exclusions):
Utility/Telecom (4812, 4814, 4899, 4900)
Insurance (5960, 6300)
Education and Government (8211, 8220, 8241, 8244, 8249, 8299, 9211, 9222, 9223,
9399, 9402, 9405, 9950) {except tax payments, 9311}
Rent (6513)
Fuel (5172, 5541, 5542, 5552, 5983)
Wallet Loading (6540)
Gaming & Gaming digital( 5816, 7800 , 7801, 7802, 7994, 7995, 9406)
EMI (Basis TC Code)
Cash Advance (Basis TC Code)
International Transactions
UPI on Credit Card Transactions <=₹2,000 will not accrue any Air Miles (only
applicable for RuPay variant of the card)
Lounge Benefit -
a. Unlimited Domestic and International Lounge Access (For Primary and Add-On
Cardholders)
b. 4 Free Lounge Access for Guest
2 Domestic Lounge Access in a Year (No capping on utilisation)
2 International Lounge Access in a Year ( No capping on utilisation)
Validation charges of $1 or ₹2 will be debited from your credit card
Forex Mark-Up Benefit -
0% Forex Mark-Up benefit
Note: No Air Miles will be accrued on International Transactions
Cash withdrawal charges -
Low Cash Withdrawal charges of just 1% on advance amount across all Domestic &
International ATMs. No APR will be charged till statement date.
Note:
1. No Air Miles will be accrued for cash withdrawal
2. Cash withdrawal charges maybe charged by the host machine/ATMs.
Fuel Surcharge Waiver Benefit -
1% Fuel Surcharge Waiver. Applicable for transactions between ₹400 - ₹7,500
Maximum Fuel Surcharge Waiver of ₹10,000 in an anniversary year
Note: No Air Miles will be accrued on Fuel Transactions
Redemption Value of Air Miles on Travel Booking -
A. 1 Air Mile=₹1 redemption value on Flight & Flight Add-on Bookings on Kotak UnBox
B. 1 Air Mile=₹1 redemption value on Hotel & Hotel Add-on Bookings on Kotak UnBox
Note:
Minimum 500 Air Miles required in order to make Flight and Hotel Booking
Customer will have an option to decide how much he/she wants to pay via Air Miles
and Card
Maximum Air Miles Redemption allowed for Flight & Hotel Booking is 80% of purchase
value
Transfer Ratio of Air Miles:
Airline & Hotel Partners
| Airline/Hotel Partner | Air Miles : Partner Miles |
|---|---|
| Etihad Airways | 2:1 |
| Qatar Airlines | 2:1 |
| British Airways | 2:1 |
| United Airlines | 2:1 |
| Cathay Pacific | 2:1 |
| Air France | 2:1 |
| Air Canada | 2:1 |
| Accor | 2:1 |
| Marriott | 3:1 |
Minimum 2,000 Air Miles required for transferring into respective Hotel and Airline
Partners
No max capping on transferring Air Miles to partner Hotel & Airline Partners
Redemption Value of Air Miles on Vouchers/Catalogue Purchase -
1 Air Mile=₹0.5
Note:
Minimum 500 Air Miles required for purchasing Vouchers or Catalogue
Customer will also have an option to decide how much he/she wants to pay via Air
Miles and Credit Card
Maximum Air Miles Redemption allowed for voucher/catalogue is 80% of purchase
value
Air Miles Expiry - 3 Years
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