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Kotak League Platinum - RuPay/Visa is being offered LTF

D₹V

TF Prestige
Kotak Mahindra Bank is offering its League Platinum Credit Card Lifetime Free in RuPay / Visa variant since January, 2023. It's a basic credit 💳 with poor reward rate, consider it for offers only.

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Benefits:

1) Get 8 Reward Points on Every Rs.150 Spent on Departmental Stores, Travel (Tour Agencies & Tour Operators, Package Tour Operators, Airlines and Air Carriers), Electric Sales, Durable Goods

2) Get 4 Reward Points on Every Rs. 150 Spend on Other Spend on first 2 lacs spend in a month

3) Get 8 Reward Points on Every Rs. 150 Spend on Other Spend post first Rs.2 Lacs spend in a month

4) Milestone Benefit: Spend Rs. 1, 25,000 every 6 months and get 4 free PVR tickets (worth Rs.400 each) or 10000 reward points

Reward Points Redemption: 1 Point = Rs.0.10 Reward points can be redeemed on Kotak Rewards Portal to get Amazon Giftcards, other giftcards, flights, shopping etc.

6) Fuel Surcharge waivers of upto Rs.3,500 in a year on transactions between Rs.500 and Rs.3,000

7) Railway Surcharge Waiver of Rs.500 per year

Update for RuPay (July 2023):

Kotak League now available in RuPay Platinum JCB Variant.

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Official Link - Click here (TF Affiliate Link)

Credit: Recently FinTalks (FB group) member Amit Shrivastav got the RuPay variant. Previously Kotak League Credit Card had only Visa variant.

Pro Tip (5 Oct, 2023):

• It's best card right now to apply if you'll shop in this Big Billion Days sale because Kotak Bank processes application in 1-2 days & delivery 🚚 is also 1-2 days mostly. While Axis bank & others will take mostly 2 weeks for credit card application.

• Application criteria is easy, mostly approves. They'll try to match with you existing CC limit. LEs are also frequent.

• Cashkaro is offering ₹925 💸 cashback on applying Kotak League which will be extra reward on a LTF card. P.s. it's not a referral post, only you'll earn the cashback. I'm just awaring about the offer. Make sure to create cashkaro account before applying.

• Cashkaro Apply Link: https://cashkaro.com/stores/kotak-league-credit-card (TF Affiliate Link Added By TFC, Use our link and help this community).

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• For existing card holders: You'll also get cashback. Also they don't do CIBIL hit if you're existing card holder. Only Experian hits, I saw in report. Kotak is giving League RuPay easily even if you have existing card. So you can apply if you wish.

• Application for 2nd Kotak card goes longer. First they'll reject & then reconsider after a month and they'll approve you 2nd credit card application automatically.
 
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I received my kotak league rupay card today,
But can't add card to any UPI app

It shows error that NO ACCOUNT FOUND

So, is KOTAK LEAGUE RUPAY CARD, not live on UPI???
Or some other problem??

Anyone linked their LEAGUE RUPAY CREDIT CARD TO UPI???
 

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That means. Having a saving account with them. Doesnt help? They will hit the cibil.
What if the card is showing pre-approved?
No, every bank will check cibil for new credit card application (not talking about pre approved cc) whether u have account with them or not. It is because cc is a type of loan, while savings account is a liability for a bank.
 
I received my kotak league rupay card today,
But can't add card to any UPI app

It shows error that NO ACCOUNT FOUND

So, is KOTAK LEAGUE RUPAY CARD, not live on UPI???
Or some other problem??

Anyone linked their LEAGUE RUPAY CREDIT CARD TO UPI???
Could instantly add/link League Platinum RuPay on BHIM app to UPI. Card showed up immediately when I selected Kotak Bank, OTP received and UPI PIN set. It is working.

I applied for the League card on 30th June 2023. Was approved on 3rd July due to weekend in between. This is my 2nd Kotak CC after Zen Signature (Visa). League was issued by default on RuPay Platinum. There was no cibil or experian hit (checked today, there was no credit bureau check for my Zen card either) but I am 811 and Everyday Savings Account holder, some ActivMoney FDs also, also have their Spendz card which is like a debit card with 1% unlimited cashback. Neither CC was pre-approved, had to apply but both were approved without credit bureau hard enquiries. Earlier in 2022, League Platinum Visa was declined once.

Limit of League RuPay is shared with Zen.
 
Could instantly add/link League Platinum RuPay on BHIM app to UPI. Card showed up immediately when I selected Kotak Bank, OTP received and UPI PIN set. It is working.

I applied for the League card on 30th June 2023. Was approved on 3rd July due to weekend in between. This is my 2nd Kotak CC after Zen Signature (Visa). League was issued by default on RuPay Platinum. There was no cibil or experian hit (checked today, there was no credit bureau check for my Zen card either) but I am 811 and Everyday Savings Account holder, some ActivMoney FDs also, also have their Spendz card which is like a debit card with 1% unlimited cashback. Neither CC was pre-approved, had to apply but both were approved without credit bureau hard enquiries. Earlier in 2022, League Platinum Visa was declined once.

Limit of League RuPay is shared with Zen.
do we get cashback by paying cc bills on spendz card? if yes, what could be the easiest & cheapest (0 MAB) way of getting it?
 
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do we get cashback by paying cc bills on spendz card? if yes, what could be easiest & cheapest (0 MAB) way of getting it?
Never tried it for bill payments since I've better rewarding cards for that but used it for shopping. Normal Kotak debit card offers and discounts also work on the Spendz prepaid card e.g. Tata 1mg 20% discount on Wednesdays. Physical card is being issued LTF for a limited time. More info here: https://www.kotak.com/en/personal-banking/cards/prepaid-card/spendz.html and FAQs: https://www.kotak.com/en/personal-banking/cards/prepaid-card/spendz/faqs.html The FAQs answer a lot of your questions. Earlier the 1% cashback was given very late after many weeks but now it is given almost next day.
 
Never tried it for bill payments since I've better rewarding cards for that but used it for shopping. Normal Kotak debit card offers and discounts also work on the Spendz prepaid card e.g. Tata 1mg 20% discount on Wednesdays. Physical card is being issued LTF for a limited time. More info here: https://www.kotak.com/en/personal-banking/cards/prepaid-card/spendz.html and FAQs: https://www.kotak.com/en/personal-banking/cards/prepaid-card/spendz/faqs.html The FAQs answer a lot of your questions. Earlier the 1% cashback was given very late after many weeks but now it is given almost next day.
better rewarding than 1%? which card?
 
better rewarding than 1%? which card?
For utility bill payments? So many - Axis Ace 5% on GPay, Axis Airtel 10% credit. RuPay Platinum debit which gives a whopping 20% up to ₹100 every Fri. Or are you asking about credit card bill payments? Those may not work via Spendz. HDFC Bill Pay, Jupiter etc give 1% already on CC bill payment. Or Cheq app, or IndusInd Exclusive account debit cards which give reward points equivalent to around 0.93% but with huge cap of ₹3000 per month.
 
For utility bill payments? So many - Axis Ace 5% on GPay, Axis Airtel 10% credit. RuPay Platinum debit which gives a whopping 20% up to ₹100 every Fri. Or are you asking about credit card bill payments? Those may not work via Spendz. HDFC Bill Pay, Jupiter etc give 1% already on CC bill payment. Or Cheq app, or IndusInd Exclusive account debit cards which give reward points equivalent to around 0.93% but with huge cap of ₹3000 per month.
yes i had cc bills only in mind. i do have indusind dc.
 
Y

Yeh kotak hutiya hai.

April m IOCL Kotak Apply kiya thha.
Decline kar di applation.
Reason Second card not allowed.

July m application re-open ki and Physical Verification kiya.
Abb saalo ne Application approve bhi kar di🤦‍♂️

Jabki abb mujhe LTF Rupay League m interest hai
Apply for the platinum Rupay card after 3 months once you receive your card.
 
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