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Kotak League Platinum - RuPay/Visa is being offered LTF

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TF Prestige
Kotak Mahindra Bank is offering its League Platinum Credit Card Lifetime Free in RuPay / Visa variant since January, 2023. It's a basic credit 💳 with poor reward rate, consider it for offers only.

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Benefits:

1) Get 8 Reward Points on Every Rs.150 Spent on Departmental Stores, Travel (Tour Agencies & Tour Operators, Package Tour Operators, Airlines and Air Carriers), Electric Sales, Durable Goods

2) Get 4 Reward Points on Every Rs. 150 Spend on Other Spend on first 2 lacs spend in a month

3) Get 8 Reward Points on Every Rs. 150 Spend on Other Spend post first Rs.2 Lacs spend in a month

4) Milestone Benefit: Spend Rs. 1, 25,000 every 6 months and get 4 free PVR tickets (worth Rs.400 each) or 10000 reward points

Reward Points Redemption: 1 Point = Rs.0.10 Reward points can be redeemed on Kotak Rewards Portal to get Amazon Giftcards, other giftcards, flights, shopping etc.

6) Fuel Surcharge waivers of upto Rs.3,500 in a year on transactions between Rs.500 and Rs.3,000

7) Railway Surcharge Waiver of Rs.500 per year

Update for RuPay (July 2023):

Kotak League now available in RuPay Platinum JCB Variant.

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Official Link - Click here (TF Affiliate Link)

Credit: Recently FinTalks (FB group) member Amit Shrivastav got the RuPay variant. Previously Kotak League Credit Card had only Visa variant.

Pro Tip (5 Oct, 2023):

• It's best card right now to apply if you'll shop in this Big Billion Days sale because Kotak Bank processes application in 1-2 days & delivery 🚚 is also 1-2 days mostly. While Axis bank & others will take mostly 2 weeks for credit card application.

• Application criteria is easy, mostly approves. They'll try to match with you existing CC limit. LEs are also frequent.

• Cashkaro is offering ₹925 💸 cashback on applying Kotak League which will be extra reward on a LTF card. P.s. it's not a referral post, only you'll earn the cashback. I'm just awaring about the offer. Make sure to create cashkaro account before applying.

• Cashkaro Apply Link: https://cashkaro.com/stores/kotak-league-credit-card (TF Affiliate Link Added By TFC, Use our link and help this community).

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• For existing card holders: You'll also get cashback. Also they don't do CIBIL hit if you're existing card holder. Only Experian hits, I saw in report. Kotak is giving League RuPay easily even if you have existing card. So you can apply if you wish.

• Application for 2nd Kotak card goes longer. First they'll reject & then reconsider after a month and they'll approve you 2nd credit card application automatically.
 
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Points Decimal m credit ho rahe hai ?

10 ki txn pe Proportionately 0.8 RP bhi credit hue ?

Txn ke kitne din baad Credit ho rahe hai ?

Fuel txns pe surcharge kitna deduct ho raha hai.

At my locality IOCL pumps using ICICI POS which deduct minimum 11.8 as fuel surcharge for Visa/Master Cards

Did you notice which Bank POS IOCL pumps are using in your Case ?
CC confirmed 0.8 RP for 10rs transaction credited.
Mostly next day morning hi credit horahe hai for transactions using UPI.
Where I use the card, it's taking 2-3 days for transaction to get settled and credited.
Fuel stations par I haven't used the card on POS.
Only used via UPI for which no surcharge was levied and RP were missing, raised ticket with product team for this.
My billed amount for june was 7100 out of which 700 was for fuel approximately.
Most of the transactions were for food and groceries.
Have credit of 330 points without fuel transactions.
If fuel error is credited, I should be getting more 100-120 points which makes total 450 points.
Net reward rate coming around 1.5% for the month approximatley.
 
CC confirmed 0.8 RP for 10rs transaction credited.
Mostly next day morning hi credit horahe hai for transactions using UPI.
Where I use the card, it's taking 2-3 days for transaction to get settled and credited.
Fuel stations par I haven't used the card on POS.
Only used via UPI for which no surcharge was levied and RP were missing, raised ticket with product team for this.
I think for fuel txns , we have to swipe at POS.
Did you confirmed from any one that UPI spends at IOCL pumps are eligible for 4% Cashback
 
No. But if 2% RP are being credited for UPI at road side shops, UPI at IOCL should also work right?
It think no

To identify merchant as IOCL Pump , swipe at POS is necessary.

POS Terminal will share MID at the time of settlement , Bank will match it with available MID in bank records to identify it as IOCL PETROL PUMP and will credit points according.


If by chance you get points for UPI txns too, keep.us updated.
 
Could instantly add/link League Platinum RuPay on BHIM app to UPI. Card showed up immediately when I selected Kotak Bank, OTP received and UPI PIN set. It is working.

I applied for the League card on 30th June 2023. Was approved on 3rd July due to weekend in between. This is my 2nd Kotak CC after Zen Signature (Visa). League was issued by default on RuPay Platinum. There was no cibil or experian hit (checked today, there was no credit bureau check for my Zen card either) but I am 811 and Everyday Savings Account holder, some ActivMoney FDs also, also have their Spendz card which is like a debit card with 1% unlimited cashback. Neither CC was pre-approved, had to apply but both were approved without credit bureau hard enquiries. Earlier in 2022, League Platinum Visa was declined once.

Limit of League RuPay is shared with Zen.
I tried on PAYTM, PHONEPE, GOOGLE PAY
But yet till today, it shows same error ...
WE COULDN'T FIND ANY ACCOUNT

In which app your card added instantly.
Do you have league rupay platinum card???

And this is my 2nd card,
1st is urbane gold visa
 
It think no

To identify merchant as IOCL Pump , swipe at POS is necessary.

POS Terminal will share MID at the time of settlement , Bank will match it with available MID in bank records to identify it as IOCL PETROL PUMP and will credit points according.


If by chance you get points for UPI txns too, keep.us updated.
Okay.

let's see what reply I get from product team.

Shall update here.
 
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