Kotak ltf card query

[Bob78900]

I have kotak 811 account opened in September 2022. No transactions done on that account I just deposited 500rs and never used that account. Yesterday i got a call from kotak they said we are offering you kotak league platinum as ltf. But i don't have any cibil nor any income also there is no offer in the app. What should i do
@Batmanbaba @ashwink

 

[Batmanbaba]

I have kotak 811 account opened in September 2022. No transactions done on that account I just deposited 500rs and never used that account. Yesterday i got a call from kotak they said we are offering you kotak league platinum as ltf. But i don't have any cibil nor any income also there is no offer in the app. What should i do
@Batmanbaba @ashwink

Taje it and make sure to check the application form that the card is indeed ltf

 

[ashwinkashwink is verified member.]

I have kotak 811 account opened in September 2022. No transactions done on that account I just deposited 500rs and never used that account. Yesterday i got a call from kotak they said we are offering you kotak league platinum as ltf. But i don't have any cibil nor any income also there is no offer in the app. What should i do
@Batmanbaba @ashwink

Yeah same thing happened with my some friends too grab it..

 

[Bob78900]

Yeah same thing happened with my some friends too grab it..

But now how to grab it😂😂 where should i call now?

 

[Bob78900]

Taje it and make sure to check the application form that the card is indeed ltf

How to check application form? Application form can be only check after submitting my all details right? Suppose if the card is not ltf then what and i got the card?

 

[ashwinkashwink is verified member.]

But now how to grab it😂😂 where should i call now?

Contact your bm they will help you or you will receive the call again from them.

 

[Batmanbaba]

How to check application form? Application form can be only check after submitting my all details right? Suppose if the card is not ltf then what and i got the card?

U will get email.... With filled application.... In application... The annual fees and joining fees will be mentioned...

 

[Bob78900]

U will get email.... With filled application.... In application... The annual fees and joining fees will be mentioned...

I got that part bhai. But suppose unhone bola ltf hai but in application form there is annual fees mentioned then what will i do. in that case I'll get charged if the card is approved and maybe will get also charged if not approved

 

[Bob78900]

Contact your bm they will help you or you will receive the call again from them.

Total shit branch no one is cared about customers 😂

 

[Strange]

Total shit branch no one is cared about customers 😂

Or 811 customer?

 

[Bob78900]

Or 811 customer?

What?

 

[Batmanbaba]

I got that part bhai. But suppose unhone bola ltf hai but in application form there is annual fees mentioned then what will i do. in that case I'll get charged if the card is approved and maybe will get also charged if not approved

Unfortunately that is the only way to confirm if they are telling truth.... If they tell lie and u get paid card.. Dont activate it... It will automatically get closed

 

[Bodhi]

Unfortunately that is the only way to confirm if they are telling truth.... If they tell lie and u get paid card.. Dont activate it... It will automatically get closed

@Batmanbaba

Will the credit card account reflect in his CIBIL report if he doesn't activate it and even after it gets closed automatically?

 

[ashwinkashwink is verified member.]

@Batmanbaba

Will the credit card account reflect in his CIBIL report if he doesn't activate it and even after it gets closed automatically?

According to the new guidelines it should not be.

 

[Bodhi]

According to the new guidelines it should not be.

@ashwink Could you eloberate please?

New rule - since when?

Thank you

 

[ashwinkashwink is verified member.]

@ashwink Could you eloberate please?

New rule - since when?

Thank you

Refer this bro

RBI New Guidelines For Credit Card Issuing Bank | effective from 1st july 2022

Hello everyone, on April 21, 2022 RBI issued a fresh set of directions for banks and other lending organisations regarding the issuance of debit and credit cards. The provisions will be effective from July 1, 2022, and apply to every scheduled bank (excluding payments banks, state co-operative...

www.technofino.in

 

[Bodhi]

Refer this bro

RBI New Guidelines For Credit Card Issuing Bank | effective from 1st july 2022

Hello everyone, on April 21, 2022 RBI issued a fresh set of directions for banks and other lending organisations regarding the issuance of debit and credit cards. The provisions will be effective from July 1, 2022, and apply to every scheduled bank (excluding payments banks, state co-operative...

www.technofino.in

@ashwink Highly appreciate it!

 

[Batmanbaba]

@Batmanbaba

Will the credit card account reflect in his CIBIL report if he doesn't activate it and even after it gets closed automatically?

It shudnt but if it does.. U can complain and get it removed..... Or can escalate to rbi

 

[Bob78900]

Unfortunately that is the only way to confirm if they are telling truth.... If they tell lie and u get paid card.. Dont activate it... It will automatically get closed

Okay is league platinum card good? Or should i wait for another card ? And how to get call back again?

 

[Batmanbaba]

Okay is league platinum card good? Or should i wait for another card ? And how to get call back again?

Take it... Any ltf card is good....