Kotak Mahindra Is Bank Now Accepting New Credit Card Applications(Edit:- Still Under Testing)

[varun__goel_]

Kotak Mahindra Bank has reopened credit card applications following the RBI’s ban lift.


Customers can apply online at cards.kotak.com.


Most of the cards are now available on the RuPay network.


Edit:- Applications are still under testing phase. Do not apply for cards as of now.

Update:- Received a call from Senior Executive. He stated that bank has started accepting applications from 1st April. But processing may take more time than usual.

 

[varun__goel_]

Kisika unsecured approve hua ki nhi?

Mujhe to kh dia system mai application hi nhi dikh rhi aapki🤣🤣

 

[La pasión]

Kisika unsecured approve hua ki nhi?

Mujhe to kh dia system mai application hi nhi dikh rhi aapki🤣🤣

Rbi ka ban wapas laggya

 

[gischethans]

Mine got rejected, stating I either don't meet the income / CIBIL criteria. My accounts have always been in good standing and even Kotak shows a pre-approved personal loan of 6L and home loan of 1.8 crores. 😡

 

[VISION]

Mine got rejected, stating I either don't meet the income / CIBIL criteria. My accounts have always been in good standing and even Kotak shows a pre-approved personal loan of 6L and home loan of 1.8 crores. 😡

then yru in hurry.. u could have waited for few more days and applied.. most of the people applied got rejected, u should have seen here that many saying the same.
only pre-approved or upgrades were only approved without any issue, rest of people either rejected or having issue in applying

 

[SplendorSuperman]

You can always ask them for the reason. Some have asked Kotak to suppress their enquiry because of Kotak's system failure, etc.

Wrote this mail to GR , lets see what they respond.

 

[Bodhi]

View attachment 89310
Wrote this mail to GR , lets see what they respond.

In case, you don't receive a satisfactory reply with a valid reason - you can always ask them to reconsider/reapply.

 

[helloworld]

Even if they have restrictions, I’m not interested in Core CC, they’re all useless to me. Only good for LTF cards. My Myntra spends have increased recently, and UPI usage too, after hitting the 1.5L milestone on the Kiwi card.

Ordered sandles worth 6k from Myntra, delivered properly but size not proper and they don't have stock with required size. Returned product successfully but "pickup message as failed during that day night", escalated to myntra because ekart number always unreachable/busy, escalated to pno (level 2), whom after 2 days called "we verified with warehouse, ur product not picked yet", since then daily received messages as "due to unforseen issues, cant pickup your product'.

Escalated again and asked who took the product, how they verified etc. but they keep on repeating (on record line), "we checked and we didn't pickup your product".

Luckily, opposite building has CC camera, delivery person bike, myntra logo pickup bag, product return image everything shared, then recieved message as "we successfully picked ur product, and we issue refund".

---
I rarely use myntra, and after this can't trust them. If I don't have CC camera, myntra pno itself rejecting my complaint. eKart is the reason I stopped flipkart and same affecting Myntra too.

Careful if ur frequent to that website, and record everything, because they don't verify anything and can reject ur complaint making u no product, no refund.

 

[Strange]

myntra pno

Email ID? .