Kotak Myntra Credit Card with zero fee for upto 3 years

[Chitra007]

https://www.myntra.com/cbc/store

 

[Vasuki]

Yes, I applied through Myntra, and it redirected me to the Kotak site. Being an existing Kotak cardholder, that could be the reason why Kotak is showing this fee?

That redirecting happens in Myntra App itself.

Sar ,
It will redirect , but what offer u see on myntra app will be true .
Whats on kotak website through reference link is just normal FAQ for the card .

If u getting 500 rs fees might be you get rupay .. who knows.

Kotak randomly gives rupay / mastercard variant but ofcourse mastercard being more in numbers

 

[Gaara]

I have applied for the card, during application it had mentioned joining and annual fees as 500. Though I have taken screenshots from Myntra need to confirm from CC before activating it.

Applied and approved?

Congratulations! Your Kotak credit card application is under process. Please note the application reference number xxxx for any future correspondence.

Got this message. (No Kyc, I'm holding an account with Kotak and have a credit card too. But people said we can't trust kotak it may or may not approve)

 

[Vasuki]

Too fast for devaluation. But in long run they cannot give that benefits.

Kotak just wanted to capture on FK-myntra partnership break. Even today better than FK-Myntra card benefit on Myntra.

Myntra is sub brand of Flipkart.

Clothing website 7% reward is nothing as margin is high .
Not more than 3-5 lakh ppl will have this card

 

[Vasuki]

Congratulations! Your Kotak credit card application is under process. Please note the application reference number xxxx for any future correspondence.

Got this message. (No Kyc, I'm holding an account with Kotak and have a credit card too. But people said we can't trust kotak it may or may not approve)

Is Application number different from the first card u got .
Call customer care & ask if it's applied for real & they can see the application ✅

 

[Gaara]

Sar ,
It will redirect , but what offer u see on myntra app will be true .
Whats on kotak website through reference link is just normal FAQ for the card .

If u getting 500 rs fees might be you get rupay .. who knows.

Kotak randomly gives rupay / mastercard variant but ofcourse mastercard being more in numbers

It showed Rupay card only, no option to select Master card 🤔

 

[Vasuki]

It showed Rupay card only, no option to select Master card 🤔

Good thats why 500 rs & not 3 yr f

 

[Gaara]

Is Application number different from the first card u got .
Call customer care & ask if it's applied for real & they can see the application ✅

My first card is like 5 years old preapproved no application number, have to call customer care as if it's really applied 😆

 

[Gaara]

Good thats why 500 rs & not 3 yr f

So, No joining fee and 3years free is only for Master card ?

 

[Vasuki]

My first card is like 5 years old preapproved no application number, have to call customer care as if it's really applied 😆

I applied zen signature they said they never got application

 

[Vasuki]

So, No joining fee and 3years free is only for Master card ?

Seems so will know everything by next week

 

[viswateja]

Myntra is sub brand of Flipkart.

Clothing website 7% reward is nothing as margin is high .
Not more than 3-5 lakh ppl will have this card

Yes, FK-Myntra have more own brands like Roadster, HRX, and some other. They will have more margins on them. So Axis was enjoying more margins then 🤣

 

[SSV]

Just saw this thread with 20 pages and opened it with an expectation of many exciting stories of application processes in the last 2 days but got

cheated with SBI & SBI Cards comments for 16 pages

should be replaced with FUN... 😉

You are cheating yourself if you are expecting 600 comments about Kotak Cards.. within one day..😀

 

[taskmaster]

Is this card good for UPI spends? I read that 1.25% cashback is not valid for upi spends.

 

[prc1990]

Is this card good for UPI spends? I read that 1.25% cashback is not valid for upi spends.

Why to depend on others when you can check yourself on Kotak website.

 

[Random123]

Can anyone who applied let me know if the pdf contains joining fees as 500 or 0 ? Thanks

 

[taskmaster]

Why to depend on others when you can check yourself on Kotak website.

I checked earlier and it said you earn 1.25% cashback on UPI spends. But i was checking myntra FAQs and saw a weird statement. I'm thinking what they meant was for those categories even its not valid on some categories.

 

[SSV]

Is this card good for UPI spends? I read that 1.25% cashback is not valid for upi spends.

For UPI spends above 2k only

 

[prc1990]

I checked earlier and it said you earn 1.25% cashback on UPI spends. But i was checking myntra FAQs and saw a weird statement. I'm thinking what they meant was for those categories even its not valid on some categories.

It is applicable for all the transactions exceeding 2K except the excluded categories, very simple.

 

[prc1990]

Can anyone who applied let me know if the pdf contains joining fees as 500 or 0 ? Thanks

You guys got the pdf in email?

 

[taskmaster]

For UPI spends above 2k only

I see. I dont see that being mentioned in their terms or maybe i missed it. Seems useless for me then.