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Kotak Myntra Credit Card with zero fee for upto 3 years

They are offering card with no fees for 3 years in Myntra app. While in application they mentioned 500 joining and annual fees. Yehi confirm karna hai CC se.
Myntra offer would be applicable..
When i applied it was 1000 rs via Myntra ..
I got it .
 
Yes, NeuCoins comes at 20% depreciation if you do BB order or something i.e. 1.2% cashback on UPI spends. Neu gives cashback for as low as ₹37.

While for Kotak Myntra has MOV ₹2001 to earn 1.25% flat cashback.

Yoo ❤️, I prefer Myntra always unless it's a small spend (Neu).
It may be a silly question, but how do Neucoins depriciate by 20% ? Could u pls explain?
 
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