Kotak Myntra Credit Card with zero fee for upto 3 years

[Chitra007]

https://www.myntra.com/cbc/store

 

[dealminer]

Fortunately kotak is lenient in l.e
So use it for few month then stop it .

If i apply this card will they do the cibil hit for that? Or existing cc relation will work?

 

[Vasuki]

Correct.. they even keep the dead card until we die

Quote of the week

 

[Vasuki]

If i apply this card will they do the cibil hit for that? Or existing cc relation will work?

Experian hit i believe .

Rare said cibil too.

 

[anantnitish]

Milestone benefits & RPs gone completely.

Waiver will be eligible I guess.

500 ka pvr voucher bhi gya 😭

 

[SSV]

Experian hit i believe .

Rare said cibil too.

If i apply this card will they do the cibil hit for that? Or existing cc relation will work?

For current cc holders no more hit again, definitely no CIBIL hit

 

[dealminer]

Experian hit i believe .

Rare said cibil too.

Here comes the first hit of the year ig 🌚

 

[anantnitish]

Fortunately kotak is lenient in l.e
So use it for few month then stop it .

Na still stuck
Last LE was in april

 

[rogerthat]

So? You get neu if you have to do small UPI txns

HDFC refusing to give LTF 😡 My Neu Coin cashback for a year won't even cover the annual fees of 1769.

 

[samm255]

I recently applied kotak IOCL card and approved this month. Would they offer second card or there is some cooling period?

 

[Akashn]

I recently applied kotak IOCL card and approved this month. Would they offer second card or there is some cooling period?

90 days cooldown i guess

 

[Unleash]

🧐What to confirm

They are offering card with no fees for 3 years in Myntra app. While in application they mentioned 500 joining and annual fees. Yehi confirm karna hai CC se.

 

[Vasuki]

They are offering card with no fees for 3 years in Myntra app. While in application they mentioned 500 joining and annual fees. Yehi confirm karna hai CC se.

Myntra offer would be applicable..
When i applied it was 1000 rs via Myntra ..
I got it .

 

[Vasuki]

90 days cooldown i guess

Any confirmation? Too confused in this regard

 

[tanmeet]

Yes, NeuCoins comes at 20% depreciation if you do BB order or something i.e. 1.2% cashback on UPI spends. Neu gives cashback for as low as ₹37.

While for Kotak Myntra has MOV ₹2001 to earn 1.25% flat cashback.

Yoo ❤️, I prefer Myntra always unless it's a small spend (Neu).

It may be a silly question, but how do Neucoins depriciate by 20% ? Could u pls explain?

 

[Chaitanya-a]

Any confirmation? Too confused in this regard

It is 100% true. There is proper 90 days cool-down period in Kotak.

 

[anantnitish]

Milestone benefits & RPs gone completely.

Waiver will be eligible I guess.

My milestone is completed
And pvr voucher option is visible but whenever I click it shows an error

 

[Vasuki]

My milestone is completed
And pvr voucher option is visible and whenever I click it shows an error

It comes after end of quarter

 

[Vasuki]

It is 100% true. There is proper 90 days cool-down period in Kotak.

Okie .. 👌

 

[anantnitish]

It comes after end of quarter

My spends milestone was from 1nov to 31st march ,it shows the option to SUBMIT also
Edit:-1st nov to 31st January

 

[Harsha896]

It may be a silly question, but how do Neucoins depriciate by 20% ? Could u pls explain?

I guess because you won't get the 5% neu coins on app when we use neu coins for purchase and also if we buy using big basket gift cards we can get 10-20% more discount based on cc you have. Then I think overall value comes to around ~1.2 only