Kotak Myntra Credit Card with zero fee for upto 3 years

[Chitra007]

https://www.myntra.com/cbc/store

 

[SSV]

Hmm, I get it 👀

Who doesn't like BOB?

May be as I am averse to red tapism , I never looked into any govt banks other than SBI CB card

 

[D₹V]

But only for UPI spends above Rs.2000 🙁

So? You get neu if you have to do small UPI txns

 

[Chaitanya-a]

But only for UPI spends above Rs.2000 🙁

Neucard is there for small spends.

 

[D₹V]

May be as I am averse to red tapism , I never looked into any govt banks other than SBI CB card

Same here, till yet.

What's your CB limit

 

[SSV]

Same here, till yet.

What's your CB limit

Was 372k, but had to give away 100k to SC which was closed now.. but can’t get it back to CB again.
Will wait for sometime and then try again

 

[Unleash]

I have applied for the card, during application it had mentioned joining and annual fees as 500. Though I have taken screenshots from Myntra need to confirm from CC before activating it.

 

[anantnitish]

Try again you get another answer…
So moral of the story: try until you’re tired or they are tired of you and resolve it…

Called now and surprisingly they took request for conversion for both Myntra and mojo card

Now I just wanted to know ,old spends will be counted or not towards annual fee waiver since I have already have completed 2lakh and 1 lakh spends for waiver for Myntra and mojo respectively.

Sbi reset the spends

 

[dealminer]

Called now and surprisingly they took request for conversion for both Myntra and mojo card

Now I just wanted to know ,old spends will be counted or not towards annual fee waiver since I have already have completed 2lakh and 1 lakh spends for waiver for Myntra and mojo respectively.

Sbi reset the spends

You have sharing limits?
Or both have their individual CL?

 

[anantnitish]

You have sharing limits?
Or both have their individual CL?

Shared limits it is

 

[Vasuki]

Called now and surprisingly they took request for conversion for both Myntra and mojo card

Now I just wanted to know ,old spends will be counted or not towards annual fee waiver since I have already have completed 2lakh and 1 lakh spends for waiver for Myntra and mojo respectively.

Sbi reset the spends

Bon appetite 😂

 

[SSV]

Called now and surprisingly they took request for conversion for both Myntra and mojo card

Now I just wanted to know ,old spends will be counted or not towards annual fee waiver since I have already have completed 2lakh and 1 lakh spends for waiver for Myntra and mojo respectively.

Sbi reset the spends

So the result of the story: neither of you got tired, to a pleasant surprise!!!

 

[Vasuki]

I have applied for the card, during application it had mentioned joining and annual fees as 500. Though I have taken screenshots from Myntra need to confirm from CC before activating it.

🧐What to confirm

 

[SSV]

Called now and surprisingly they took request for conversion for both Myntra and mojo card

Now I just wanted to know ,old spends will be counted or not towards annual fee waiver since I have already have completed 2lakh and 1 lakh spends for waiver for Myntra and mojo respectively.

Sbi reset the spends

Call again !

 

[dealminer]

Shared limits it is

Useless bank 😮‍💨

 

[Vasuki]

Useless bank 😮‍💨

Norm of rbi

 

[D₹V]

Was 372k, but had to give away 100k to SC which was closed now.. but can’t get it back to CB again.
Will wait for sometime and then try again

SBI transfer limit from closed card too, try again.

 

[D₹V]

Called now and surprisingly they took request for conversion for both Myntra and mojo card

Now I just wanted to know ,old spends will be counted or not towards annual fee waiver since I have already have completed 2lakh and 1 lakh spends for waiver for Myntra and mojo respectively.

Sbi reset the spends

Milestone benefits & RPs gone completely.

Waiver will be eligible I guess.

 

[dealminer]

Norm of rbi

20k limit on the existing card 💀 (cashkaro ke lalach me pd gya)
Wo bhi share ho jaegi toh kya hi bachega 🤧

 

[Vasuki]

20k limit on the existing card 💀 (cashkaro ke lalach me pd gya)
Wo bhi share ho jaegi toh kya hi bachega 🤧

Fortunately kotak is lenient in l.e
So use it for few month then stop it .

 

[SSV]

SBI transfer limit from closed card too, try again.

Correct.. they even keep the dead card until we are dead…
They have this weird policy of not easily transferring other cards CL to CB..
But initially the limit was transferred from CB itself.. this I told them but probably there in lunch mode at that time. Will try again when I find time..
272K is also not bad for me as of now